13 W Water
Smithsburg, MD, 21783 $ 364,000
Bedrooms4 Baths2.0 Sq 2,360 Monthly Estimate*
$ 2,241
for $364,000 with 4 bedrooms and 2 full baths. This 2,360 square foot home was built in 1909 on a lot size of 0.18.
Welcome to the charming Western Maryland town of Smithsburg, where small-town character meets everyday convenience. Ideally located near Hagerstown and Washington County, this home offers easy access to Pennsylvania, West Virginia, and the I-70/I-81 corridorsmaking commutes to Washington, Baltimore, and local airports and more a breeze. Built in 1909, this beautifully preserved piece of Smithsburg history blends timeless character with thoughtful modern functionality. The home showcases many original features while benefiting from key updates, including a well-maintained slate roof, durable vinyl siding, attic insulation, energy efficient windows and efficient geothermal heating. The interior offers a flexible and spacious layout. The second floor includes three bedrooms and a full bath, while the main level features a country kitchen, separate dining room, and comfortable living room. An additional main-floor room can serve as a family room, office, or fourth bedroom, complemented by a laundry room, small office nook, and a second bathroom with a shower. Outside, you will find a covered rear porch and patio overlooking a well-maintained backyard. The property also includes a one-car garage/barnideal for storage or a workshopalong with off-street parking. Living in Smithsburg allows you to shop and worship locally. The town is highly walk-able, with easy access to parks, schools, churches, the library, and local shops. From farm stores and home improvement shops to local restaurants and annual community events, Smithsburg offers a vibrant and welcoming atmosphere. This home is full of warmth and opportunity, ready for you to add your personal touches and make it your own.
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FeaturesGeneralLiving Area 2360
Sewer Public Sewer
Heating Heat Pump - Electric BackUp
Cooling Geothermal Heat Pump(s)
Possession Settlement
Roof Slate
Appliances Dishwasher Dryer Extra Refrigerator/Freezer Microwave Stove Washer
Zoning TOWN RESIDENTIAL
Garage Spaces 1.00
Architectural Style Traditional
Construction Materials Frame
School District WASHINGTON COUNTY PUBLIC SCHOOLS
Year Built 1909
Levels 2
Tax Year 2025
Ownership Fee Simple
Cool Fuel Electric
Accessibility Other
County WASHINGTON
New Construction N
Property Type Residential
HOA N
Subdivision Name NONE AVAILABLE
Facing Direction North
Garage Y/N Y
Water Access Y/N N
Other Structures Above Grade
Full Baths 2
Status ACTIVE
Directions From Hagerstown turn onto Jefferson Blvd MD 64. Go 6-7 miles and turn left onto Mapleville Road becomes Water street. Go one mile house is on the right.
City SMITHSBURG
Disclosures Lead Based Paint - State Prop Disclosure
Senior Community Y/N N
Lot Size Units Square Feet
Lot Size Square Feet 8043.00
Tax Annual Amount 1958.4
Home Warranty Y/N N
Property Condition Good
Structure Type Detached
Condo/Coop Association fee Y/N N
Bathrooms Full Main Level 1
Bathrooms Count Main Level 1.00
Price Per Sq Ft Total AG 154.24
Lease Considered Y/N N
Vacation Rental Y/N N
Standard Status Active
Year Built Source Estimated
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InteriorInterior Amenities Attic Bathroom - Stall Shower Bathroom - Tub Shower Entry Level Bedroom Formal/Separate Dining Room Kitchen - Country Kitchen - Eat-In Kitchen - Table Space
Heating Fuel Geo-thermal Oil
Basement Interior Access Partial
Flooring Hardwood Luxury Vinyl Tile Partially Carpeted
Hot Water Electric
Basement (Y/N) Y
Heating Y/N Y
Above Grade Finished Area 2360
Central Air Y/N N
Total Bedrooms 4
Main Level Bedrooms 1
Laundry Type Main Floor
Above Grade Finished Area Source Estimated
Above Grade Finished Area Unit Type Square Feet
Total Baths 2
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ExteriorPool No Pool
Water Source Public
Garage Features Additional Storage Area Garage - Rear Entry Garage - Side Entry Other
Type of Parking On Street Driveway Detached Garage
Foundation Details Permanent
Spa N
Water View Y/N N
Lot Size Acres 0.18
Lot Size Source Estimated
Waterfront Y/N N
Horse Y/N N
Navigable Water Y/N N
Water Oriented Y/N N
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* Excluded FeaturesList ByRoger Fairbourn Nextgen RealtyBroker
pattidavis@prayserve.netEmail
Affordability Calculator
- Monthly Principal & Interest
- $2,241
- Monthly Property Taxes
- $163
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbySingle family listings in Smithsburg, MD
Average List Price $440,687
Percent of Sale Price 21%
About Smithsburg, MD 2,972 Population
38% Since 2002
$ 78,404 Median Income
35.12 Median Age
45% Households with Children
Trends Information provided by ATTOM Data Solutions.
5168487 Elementary School
3533460 Middle School
Smithsburg Sr. High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 6/6/2026 | $364,000 | -3.96% | Price Down |
| 5/4/2026 | $379,000 | | Listed Price |