20046 Silver Rock Drive Katy, TX $ 285,999
20046 Silver Rock Drive
$ 285,999
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20046 Silver Rock Drive

Katy, TX, 77449
$ 285,999
Bedrooms4 Baths3.1 Sq 2,630

Monthly Estimate*

$ 1,761

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Single Family Home for sale in Katy, TX

for $285,999 with 4 bedrooms and 3 full baths, 1 half bath. This 2,630 square foot home was built in 2003 on a lot size of 0.132.

Tucked away at the end of a quiet cul-de-sac in Cross Creek, this two-story home is all about space and flexibility. The layout feels open and easy, featuring a large upstairs loft that’s ready to become whatever you need—from a lively game room to a cozy movie lounge. The kitchen is a real standout, with quartz countertops and a breakfast bar that’s perfect for quick meals or catching up at the end of the day. The primary suite offers a nice escape from the daily hustle, complete with a wide vanity and a tub with shower for relaxing. If you love being outside, the backyard is a major win—it’s oversized, private, and has a covered patio with plenty of room left over for a future pool or a garden. With a quick commute via FM 529 and the Grand Parkway, plus the peace of mind that comes with a home that has never flooded, this property hits that sweet spot of comfort and convenience in a great Harris County setting.

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Single Family Active

Price

$ 285,999

Bedrooms

4

Full Bath

3

Half Bath

1

Property Type

Single Family

Taxes

$ 7,118

Style

Lot Size

0.132

Year Built

2003

Town/City

Katy

County/Region

Harris

MLS | Web ID

7145276

Features
General
Sewer Public Sewer
Heating Central Gas
Cooling Central Air Electric
Roof Composition
Appliances Dishwasher Electric Oven Electric Range Disposal Microwave
HOA Fee 540
Garage Spaces 2
Patio/Porch Features Covered Deck Patio
Architectural Style Traditional
Security Features Smoke Detector(s)
Construction Materials Brick Cement Siding
Year Built 2003
Stories Count 2
Levels Two
Property Subtype Detached
Tax Year 2025
Assoc Fee Paid Per Annually
County Harris
New Construction false
Property Type Residential
HOA true
Attached Garage true
Subdivision Name Cross Creek Sec 01
Facing Direction South
Garage Y/N true
Total Rooms 11
Full Baths 3
Status Active
Directions From TX-99 heading north take the FM 529 exit. Turn right onto FM 529 E/Freeman Rd. Continue to follow FM 529 E. Turn right onto N Fry Rd. Turn left onto Arbor Creek Dr. Turn left onto Golden Rose Dr. Turn left onto Silver Rock Dr. Home will be on the right.
High School CYPRESS SPRINGS HIGH SCHOOL
City Katy
Disclosures Municipal Utility District Disclosure Seller Disclosure
Association Name Estates of Highland Creek
High School District 13 - Cypress-Fairbanks
MLS Area 25
Lot Size Units Square Feet
Elementary School DURYEA ELEMENTARY SCHOOL
Tax Annual Amount 7118
Middle/Junior High School HOPPER MIDDLE SCHOOL
MLS Area Minor Bear Creek South
Lease Considered Y/N false
Standard Status Active
Middle/Junior School District 13 - Cypress-Fairbanks
Elementary School District 13 - Cypress-Fairbanks
Year Built Source Public Records
Legal Description LT 32 BLK 1 CROSS CREEK SEC 1
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Interior
Interior Amenities Breakfast Bar Quartz Counters Tub Shower Kitchen/Dining Combo
Flooring Carpet Tile
Air Conditioning Y/N true
Heating Y/N true
Half Baths 1
Laundry Features Washer Hookup Electric Dryer Hookup Gas Dryer Hookup
Total Bedrooms 4
Room Type Breakfast Room/Nook Game Room Kitchen Living Room Utility Room
Total Baths 4
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Exterior
Exterior Amenities Covered Patio Fully Fenced Patio
Parking Features Attached Driveway Garage
Lot Features Cul-De-Sac
Water Source Public
Lot Size Area 5750
Foundation Details Slab
Building Area Total 2630
Lot Dimensions 115x50
Lot Size Acres 0.132
Road Surface Type Concrete
Lot Size Source Appraiser
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* Excluded Features
List By
Keller Williams Signature

Broker

princeemodi@kw.com

Email

Affordability Calculator

$2,354
Per Month
75%
25%
0%
Monthly Principal & Interest
$1,761
Monthly Property Taxes
$593
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
0 Elementary School
0 Middle School
CYPRESS SPRINGS HIGH SCHOOL High School High School
Pricing History
DatePricePrice ChangeDescription
5/20/2026$285,999 -7.74% Price Down
5/4/2026$310,000 Listed Price

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20046 Silver Rock Drive, Katy, TX, 77449 is a Single Family Home for sale at $285,999 with 2,630 sqft and a lot size of 0.132. 20046 Silver Rock Drive has 4 bedrooms, 3.1 baths, and was built in 2003. The property's zip code is 77449 which is in Katy, TX