10922 N Lower Lake Shore Drive Monticello, IN $ 599,000
10922 N Lower Lake Shore Drive
$ 599,000
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10922 N Lower Lake Shore Drive

Monticello, IN, 47960
$ 599,000
Bedrooms3 Baths3.0 Sq 1,828

Monthly Estimate*

$ 3,688

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Single Family Home for sale in Monticello, IN

for $599,000 with 3 bedrooms and 3 full baths. This 1,828 square foot home was built in 1940 on a lot size of 0.21.

Welcome to this stunning home on Lake Freeman, offering breathtaking water views and designed with entertaining in mind. The spacious interior features a luxurious primary suite with a beautifully updated en-suite bath, complete with a walk-in white tiled shower, soaking tub, and elegant gold fixtures. A second sleeping area includes two twin bunks and two full beds, along with a private bath featuring a walk-in tiled shower and stylish bronze finishes. A third bunk room offers two large custom-built bunks, perfect for guests. The foyer provides additional flexible living space and includes a convenient queen Murphy bed, along with a third full bath featuring a walk-in shower. For added convenience, the home is equipped with two washers and two dryers. The open-concept living, dining, and kitchen area serves as the heart of the home, boasting a large kitchen with bar seating, double refrigerators, built-in pantry, dishwasher, double farm sink, and electric range. Step outside to enjoy a screened-in porch with adjoining deck, storage shed, and ample parking. The waterfront features a double electric boat lift, two PWC lifts, steel seawall, and a brand-new deck with cable railingperfect for taking in the panoramic lake views. This exceptional property offers the ideal blend of comfort, style, and functionalityperfect as a full-time residence, vacation home, or investment opportunity.

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Single Family Active

Price

$ 599,000

Bedrooms

3

Full Bath

3

Property Type

Single Family

Taxes

$ 4,291

Style

Site-Built Home

Lot Size

0.21

Year Built

1940

Town/City

Monticello

County/Region

White

MLS | Web ID

202616430

Features
General
Sewer Regional
Heating Hot Water Radiator Multiple Heating Systems
Kitchen Level Main
Cooling Wall AC Multiple Cooling Units
Laundry Y/N Upper
Fireplaces No
Water Access Type Lakefront
Status Active Active
Full Baths 3
Half Baths 0
Bathrooms 3
Year Built 1940
New Construction No
Subdivision Sunset Park
Style Multi-Story (3+)
Township Jefferson
Class RESIDENTIAL
Type Site-Built Home
Age 86
Inside City Limits No
REO No
Status Detail 0
Dining Room Level Main
Area Carroll County
High School Twin Lakes
City Monticello
School District Twin Lakes School Corp.
Total Sq Ft 1828
Elementary School Meadowlawn
Middle School Roosevelt
Legal Description 008-46012-00 UNIT 1 SUNSET PARK BLK A LOT 7
Virtual Tour https://www.propertypanorama.com/instaview/irmls/202616430
Agent First Name John
Agent Last Name Koppelmann CRS e-PRO GRI SRES
DOM 17
Tax Year 2026
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Interior
Basement None
Beds 3
Total Rooms 5
Dining Room Length 10
Dining Room Width 9
Living Room Width 14
Living Room Length 17
Full Baths Main 1
Full Baths Upper 2
Above Grade Bedrooms 3
Below Grade Baths 0
Below Grade Bedrooms 0
Full Baths Below Grade 0
Half Baths Below Grade 0
Half Baths Main 0
Half Baths Upper 0
1st Bedroom Level Upper
1st Bedroom Width 12
2nd Bedroom Length 17
2nd Bedroom Level Upper
2nd Bedroom Width 13
3rd Bedroom Length 17
3rd Bedroom Level Upper
3rd Bedroom Width 9
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Exterior
Exterior Vinyl
Water Frontage 95
Driveway Concrete
Pool No
Waterfront Lake
Lot Size Area 9147
Lot Dimensions 79X116
Lot Description Slope Waterfront Lake
Water Features Pier/Dock
Lake Ski Lake
Waterfront Y/N Yes
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* Excluded Features
List By
John Koppelmann, CRS, e-PRO, GRI, SRES

Listing Agent

Koppelmann Real Estate

Broker

john@johnsellshomes.com

Email

Affordability Calculator

$4,046
Per Month
91%
9%
0%
Monthly Principal & Interest
$3,688
Monthly Property Taxes
$358
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
1235872 Elementary School
1235893 Middle School
Twin Lakes High School High School
Pricing History
DatePricePrice ChangeDescription
5/4/2026$599,000 Listed Price

Map


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10922 N Lower Lake Shore Drive, Monticello, IN, 47960 is a Single Family Home for sale at $599,000 with 1,828 sqft and a lot size of 0.21. 10922 N Lower Lake Shore Drive has 3 bedrooms, 3.0 baths, and was built in 1940. The property's zip code is 47960 which is in Monticello, IN