322 S Bluff Street Monticello, IN $ 265,000
322 S Bluff Street
$ 265,000
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322 S Bluff Street

Monticello, IN, 47960
$ 265,000
Bedrooms5 Baths2.1 Sq 2,983

Monthly Estimate*

$ 1,632

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Single Family Home for sale in Monticello, IN

for $265,000 with 5 bedrooms and 2 full baths, 1 half bath. This 2,983 square foot home was built in 1900 on a lot size of 0.23.

Welcome to this one of a kind bluff home nestled in a friendly neighborhood with timeless charm. This spacious 5 bed/ 2.5 bath home has been the backdrop for decades of memories including family gatherings in the formal dining room and even the sellers own wedding held right inside. From the moment you step through the front entrance you will notice the stunning original woodwork and rare vintage pocket doors. The main floor features a convenient primary ensuite along with a beautifully updated kitchen offering Corian countertops, floor to ceiling cabinetry, fingerprint resistant stainless steel appliances, and a classic farmhouse sink. A second living area in the back of the home provides a cozy retreat with a wood burning fireplace that was used during the 1974 tornado when neighbors gathered to cook and support one another. Upstairs you will find four additional bedrooms and a full bath complete with a charming clawfoot tub. The full attic offers a blank slate that could easily be turned into a game room studio or additional living space. Outside you will enjoy a welcoming front patio and a yard full of life with strawberries, blackberries, tulips and a variety of established plants that return year after year.

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Single Family Active

Price

$ 265,000

Bedrooms

5

Full Bath

2

Half Bath

1

Property Type

Single Family

Taxes

$ 2,894

Style

Site-Built Home

Lot Size

0.23

Year Built

1900

Town/City

Monticello

County/Region

White

MLS | Web ID

202616372

Features
General
Sewer City
Heating Gas Forced Air
Kitchen Level Main
Cooling None
Laundry Y/N Basement
Fireplaces Yes
Garage Attached
Status Active Active
Full Baths 2
Half Baths 1
Bathrooms 3
Year Built 1900
New Construction No
Subdivision None
Style Two Story
Township Union
Class RESIDENTIAL
Type Site-Built Home
Age 126
REO No
Status Detail 0
Dining Room Level Main
Area White County
High School Twin Lakes
City Monticello
School District Twin Lakes School Corp.
Total Sq Ft 3843
Elementary School Oaklawn
Middle School Roosevelt
Legal Description JOHN BARR'S ADD LOT 177
Virtual Tour https://www.propertypanorama.com/instaview/irmls/202616372
Agent First Name Garrett
Agent Last Name Criswell
DOM 3
Tax Year 2025
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Interior
Basement Partial Basement
Fireplace(s) 1
Beds 5
Total Rooms 10
Dining Room Length 15
Dining Room Width 15
Fireplace Family Rm
Family Room Width 19
Living Room Width 15
Family Room Length 23
Living Room Length 15
Full Baths Main 1
Full Baths Upper 1
Above Grade Bedrooms 5
Below Grade Baths 0
Below Grade Bedrooms 0
Full Baths Below Grade 0
Half Baths Below Grade 0
Half Baths Main 1
Half Baths Upper 0
1st Bedroom Level Main
1st Bedroom Width 12
2nd Bedroom Length 16
2nd Bedroom Level Upper
2nd Bedroom Width 15
3rd Bedroom Length 14
3rd Bedroom Level Upper
3rd Bedroom Width 15
4th Bedroom Length 12
4th Bedroom Level Upper
4th Bedroom Width 12
5th Bedroom Length 14
5th Bedroom Level Upper
5th Bedroom Width 9
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Exterior
Exterior Vinyl
Pool No
Garage Length 26
Garage Width 22
Lot Size Area 10019
Lot Dimensions 60X165
Lot Description Corner
Garage Capacity 2
Waterfront Y/N No
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* Excluded Features
List By
Garrett Criswell

Listing Agent

Raeco Realty

Broker

callcriswell0@gmail.com

Email

Affordability Calculator

$1,873
Per Month
87%
13%
0%
Monthly Principal & Interest
$1,632
Monthly Property Taxes
$241
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
1237611 Elementary School
1235893 Middle School
Twin Lakes High School High School
Pricing History
DatePricePrice ChangeDescription
5/4/2026$265,000 Listed Price

Map


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322 S Bluff Street, Monticello, IN, 47960 is a Single Family Home for sale at $265,000 with 2,983 sqft and a lot size of 0.23. 322 S Bluff Street has 5 bedrooms, 2.1 baths, and was built in 1900. The property's zip code is 47960 which is in Monticello, IN