21 Church Street Waterloo, NY $ 188,000
21 Church Street
$ 188,000
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21 Church Street

Waterloo, NY, 13165
$ 188,000
Bedrooms8 Baths4.0 Sq 3,396

Monthly Estimate*

$ 1,158

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Multi-Family Home for sale in Waterloo, NY

for $188,000 with 8 bedrooms and 4 full baths. This 3,396 square foot home was built in 1900 on a lot size of 0.18.

Turnkey 4-Unit Investment Opportunity in the Village of Waterloo! Don’t miss this fully occupied, income-producing 4-unit property offering approximately 3,400 sq ft of living space. Ideally located in the heart of the Village of Waterloo, this property is within walking distance to schools, banks, the canal, and local shopping—and just 10 minutes to Geneva and Wegmans. Gross Annual Income: $48,600 This well-maintained multi-family features inviting open front and side porches, giving tenants great outdoor space to relax, plus a yard for added enjoyment. Each unit offers comfortable living space, contributing to long-term tenant satisfaction. Recent updates include new flooring in most units, fresh interior and exterior paint, along with some updated appliances and fixtures—making this a solid, low-maintenance investment. Major mechanicals have been addressed with a boiler approximately 8 years old and a hot water heater around 5 years old. The roof is estimated at 18 years old. With steady rental history, fully occupied units, some units could benefit from some TLC, and a no-pet track record, this property is truly a cash-flowing asset ready for its next owner.

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Multi-Family Active

Price

$ 188,000

Bedrooms

8

Full Bath

4

Property Type

Multi-Family

Taxes

$ 3,822

Style

Fourplex

Lot Size

0.18

Year Built

1900

Town/City

Waterloo

County/Region

Seneca

MLS | Web ID

R1676789

Features
General
Sewer Connected
Heating Gas Baseboard HotWater
Utilities CableAvailable HighSpeedInternetAvailable SewerConnected WaterConnected
Possession Closing
Roof Asphalt
Appliances GasWaterHeater
Garage Spaces 0.0
Patio/Porch Features Open Porch
Architectural Style Fourplex
Construction Materials AtticCrawlHatchwaysInsulated WoodSiding
School District Waterloo
Year Built 1900
Electric CircuitBreakers
Stories Count 2
Township Waterloo-Village
Levels Two
Property Subtype MultiFamily
Gross Income 48600.0
County Seneca
Property Type Residential
Rent Includes Electricity Heat
Full Baths 4
Status Active
Directions Starting from Main Street in Village of Waterloo go North on Church Street house sits proudly on the left and corner of E Elisha Street
City Waterloo
Senior Community Y/N No
High School District Waterloo
Zoning Description Residential Multi Use
Number Of Units Total 4
MLS Area Waterloo Village-Waterloo-453801
Lot Size Units Acres
Lot Size Square Feet 7841.0
Year Built Details Existing
Tax Annual Amount 3822.0
Property Condition Resale
Standard Status Active
Middle/Junior School District Waterloo
Elementary School District Waterloo
Tax Assessed Value 75000
TaxOtherAnnualAssessmentAmount 0.0
Tax Lot 13
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Interior
Basement Full
Flooring Laminate Varies Vinyl
Total Fireplaces 0
Total Stories 2
Basement (Y/N) Yes
Heating Y/N Yes
Window Features ThermalWindows
Fireplace Y/N No
Half Baths 0
Total Bedrooms 8
Main Level Bathrooms 0
Total Baths 4
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Exterior
Parking Features Gravel OffSite
Lot Features CornerLot NearPublicTransit Rectangular RectangularLot ResidentialLot
Water Source Connected Public
Lot Size Area 0.18
Foundation Details Stone
Building Area Total 3396.0
Lot Dimensions 58X133
Lot Size Acres 0.18
Waterfront Y/N No
Number of Separate Gas Meters 1
Number of Separate Electric Meters 1
Road Frontage Type CityStreet
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Internal Only
Street Number 1 21
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* Excluded Features
List By
Howard Hanna

Broker

(315) 521-7413

Phone

Affordability Calculator

$1,476
Per Month
78%
22%
0%
Monthly Principal & Interest
$1,158
Monthly Property Taxes
$319
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
3323573 Elementary School
3323092 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
5/2/2026$188,000 Listed Price

Map


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21 Church Street, Waterloo, NY, 13165 is a Multi-Family Home for sale at $188,000 with 3,396 sqft and a lot size of 0.18. 21 Church Street has 8 bedrooms, 4.0 baths, and was built in 1900. The property's zip code is 13165 which is in Waterloo, NY