45 N Oak Harbor Street Oak Harbor, WA ^$ 440,000

45 N Oak Harbor Street

^$ 440,000

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Recently Listed

45 N Oak Harbor Street

Oak Harbor, WA, 98277

^$ 440,000

Bedrooms2 Baths1.1 Sq 1,092

Monthly Estimate*

^$ 2,709

Listed by Windermere Whidbey Island

45 N Oak Harbor Street, Oak Harbor, WA 98277 - Image 1

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Single Family Home for sale in Oak Harbor, WA

for $440,000 with 2 bedrooms and 1 full bath, 1 half bath. This 1,092 square foot home was built in 2000 on a lot size of 0.0918.

Charming & beautifully maintained Craftsman-style home combining timeless architectural detail with the benefits of modern construction. Featuring a welcoming covered front porch & set on a light-filled lot with a fully paved driveway & detached garage, this home offers a rare blend of character, functionality & flexibility. Inside, enjoy a bright & inviting interior with large windows that fill the home with natural light. Recent updates include brand-new carpeting throughout the upper level, fresh professional interior paint (including doors/trim) & new window treatments, creating a clean, move-in ready feel. The sun-drenched kitchen features all-new stainless steel appliances, generous counter space, ample cabinetry & a convenient breakfast bar- perfect for everyday living & casual entertaining. The open-concept living area includes a cozy propane fireplace & a sliding glass door leading to the back patio, seamlessly connecting indoor & outdoor spaces. A convenient powder room is located on the main level. Upstairs, you’ll find two spacious bedrooms, a full bathroom & a laundry closet complete with washer & dryer. Enjoy low-maintenance landscaping, a sunny deck & patio—ideal for relaxing or hosting. The detached garage is fully insulated & drywalled, with pull-down stairs to an insulated attic offering excellent storage or future potential. Be sure to explore to explore the virtual tour with 3D walkthrough & interactive floor plans.

Single Family Active

Price

^$ 440,000

Bedrooms

Full Bath

Half Bath

Property Type

Single Family

Taxes

^$ 2,026

Style

2 Story

Lot Size

0.0918

Year Built

2000

Town/City

Oak Harbor

County/Region

Island

MLS | Web ID

2516508

Features

General

Living Area 1092

Sewer Sewer Connected

Heating Stove/Free Standing Wall Furnace

Cooling None

Possession Closing

Roof Composition

Appliances Dishwasher Dryer Microwave Refrigerator Stove(s)/Range(s) Washer

HOA Fee 0

Security Features Partially Fenced

Year Built 2000

View City Territorial

Topography Level

Levels Two

Property Subtype Single Family Residence

Tax Year 3619

County Island

New Construction N

Property Type Residential

HOA N

Attached Garage Y

Subdivision Name City Of Oak Harbor

Garage Y/N Y

Full Baths 1

Special Listing Conditions None

Status Active

Directions GPS friendly

City Oak Harbor

Entry Location Main

Senior Community Y/N N

High School District Oak Harbor

MLS Area 813 - North Whidbey Island

Lot Size Units Square Feet

Lot Size Square Feet 4000

Carport Y/N N

Listing Terms Cash Conventional VA Loan

Land Lease Y/N N

Tax Annual Amount 2026

Public Remarks Charming & beautifully maintained Craftsman-style home combining timeless architectural detail with the benefits of modern construction. Featuring a welcoming covered front porch & set on a light-fi

Virtual Tour https://my.homediary.com/u/492126

Structure Type House

Building Area Units Square Feet

Standard Status Active

Water Company City of Oak Harbor

Property Style 12 - 2 Story

Interior

Interior Amenities Ceiling Fan(s) Dbl Pane/Storm Window Dining Room Fireplace High Tech Cabling Water Heater

Basement None

Flooring Laminate Vinyl Carpet

Total Fireplaces 1

Fireplace Features Gas

Air Conditioning Y/N N

Heating Y/N Y

Fireplace Y/N Y

Half Baths 1

3/4 Baths 0

Total Bedrooms 2

Main Level Bedrooms 0

Total Baths 2

Water Heater Type electric

Water Heater Location laundry closet

Fireplaces Main 1

Power Production Type Electric Propane

Baths Three Quarter Garage 0

Baths Three Quarter Lower 0

Baths Three Quarter Main 0

Baths Three Quarter Upper 0

Bedrooms Lower 0

Bedrooms Upper 2

Baths Half Upper 0

Baths Half Main 1

Baths Half Lower 0

Baths Half Garage 0

Baths Full Upper 1

Baths Full Main 0

Baths Full Lower 0

Baths Full Garage 0

Bathrooms 1.5

Exterior

Exterior Amenities Cement Planked

Vegetation Fruit Trees Garden Space

Parking Features Driveway Attached Garage Off Street

Lot Features Drought Resistant Landscape Paved

Water Source Public

Total Parking 5

Inclusions Dishwasher(s) Dryer(s) Leased Equipment Microwave(s) Refrigerator(s) Stove(s)/Range(s) Washer(s)

Foundation Details Poured Concrete

Building Area Total 1092

Lot Size Acres 0.0918

Waterfront Y/N N

Covered Spaces 2

Irrigation Water Rights Y/N N

Site Features Cable TV Deck Fenced-Partially High Speed Internet Patio Propane Shop

Parking Uncovered Total 3

Internal Only

OriginalMLSID NWM2516508

Street Number 1 45

* Excluded Features

List By

Danny Salinger

Listing Agent

Windermere Whidbey Island

Broker

Affordability Calculator

$2,878

Per Month

Monthly Principal & Interest: $2,709
Monthly Property Taxes: $169
Monthly Home Insurance: --

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Down Payment

Loan Term

Interest Rate

Yearly Property Taxes

Yearly Home Insurance

Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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Nearby

Trends
Schools

Single family listings in Oak Harbor, WA

Average List Price ^$696,972

Percent of Sale Price 58%

About Oak Harbor, WA

23,529 Population

11% Since 2002

^$49,191 Median Income

34.01 Median Age

34% Households with Children

View more area information

Trends Information provided by ATTOM Data Solutions.

256901 Elementary School

257100 Middle School

Unknown High School High School

See complete school information

Pricing History

Date	Price	Price Change	Description
5/2/2026	$440,000		Listed Price

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45 N Oak Harbor Street, Oak Harbor, WA, 98277 is a Single Family Home for sale at $440,000 with 1,092 sqft and a lot size of 0.0918. 45 N Oak Harbor Street has 2 bedrooms, 1.1 baths, and was built in 2000. The property's zip code is 98277 which is in Oak Harbor, WA

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Listing data provided courtesy of the Internet Data Exchange Program of the Northwest Multiple Listing Service

The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange Program of the Northwest Multiple Listing Service. Real Estate listings held by brokerage firms (licensees) other than Weichert Realtors include the name of the listing brokers.

The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Data is updated as of 5/2/2026.

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45 N Oak Harbor Street

Single Family Home for sale in Oak Harbor, WA

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