1012 Pearl Street
St. Joseph, MI, 49085 $ 700,000
Bedrooms5 Baths4.0 Sq 3,266 Monthly Estimate*
$ 4,310
Single Family Home for sale in St. Joseph, MI
for $700,000 with 5 bedrooms and 4 full baths. This 3,266 square foot home was built in 1912 on a lot size of 0.24.
Built in 1912, this historic 5 bedroom, 4 full bath downtown St. Joe home sits on a quarter acre along the Lake Michigan shoreline community of Southwest Michigan, just a few minutes from Silver Beach, the St. Joseph River, and the marinas just down the hill. Steps from schools, a charming downtown filled with shops and restaurants, and Kiwanis Park without crossing a road, the location is simply ideal. St. Joseph is known for its beautiful beaches, vibrant historic downtown, and an abundance of outdoor activities that make it equally appealing as a year round residence or vacation home. Situated along the Lake Michigan Shore Wine Trail and just about two hours from Chicago, it is the kind of place that is easy to fall in love with and hard to leave. The main level impresses with quarter sawn white oak floors by Mattson Custom Floors, custom Amish cabinetry, new custom built-in shelves framing the fireplace, and a vintage clawfoot tub that anchors the character of the home. New light fixtures, a new refrigerator, and a new dishwasher round out a space that feels completely move-in ready. Watch storms roll in from the heated and cooled 4-season front porch or retreat to the private covered deck off the fourth bedroom upstairs. The finished basement delivers a full entertainment zone with a 120 inch theatre screen, custom bar, workout room, shop space, and a full bath. Out back a finished bar behind the garage with water, electric, and heat anchors a covered patio with grill and seating area, all set on one of the largest yards in the city, complete with an invisible dog fence. Driveway and street parking make hosting a breeze. Move-in ready and waiting for its next chapter, whether you are looking for a forever home or the ultimate Southwest Michigan lakeside retreat. This one delivers. 3,266 finished square feet of history, heart, and everything you need to live in St. Joe.
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FeaturesInteriorInterior Amenities Ceiling Fan(s) Broadband Garage Door Opener Wet Bar
Basement Full
Flooring Ceramic Tile Stone Wood
Total Fireplaces 1
Fireplace Features Family Room Gas Log
Air Conditioning Y/N Y
Heating Y/N Y
Window Features Screens Replacement
Fireplace Y/N Y
Half Baths 0
Laundry Features Laundry Chute
Total Bedrooms 5
Below Grade Finished Area 838.0
Main Level Bedrooms 1
Total Baths 4
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GeneralSewer Public
Heating Baseboard Forced Air
Cooling Central Air
Utilities Natural Gas Available Electricity Available Cable Available Natural Gas Connected Cable Connected High-Speed Internet
Possession Negotiable
Roof Composition
Appliances Humidifier Built-In Gas Oven Dishwasher Disposal Dryer Microwave Oven Range Refrigerator Washer
Garage Spaces 1.0
Architectural Style Traditional
Construction Materials Vinyl Siding
Year Built 1912
Stories Count 2
Township St. Joseph City
Property Subtype Single Family Residence
Tax Year 2024
Ownership Private Owned
Waterfront Features Lake River
Accessibility 36' or + Hallway Low Threshold Shower
County Berrien
New Construction N
Property Type Residential
Attached Garage N
Garage Y/N Y
Total Rooms 11
Full Baths 4
Status Active
Directions Langley or Main St. to Pearl St. just East of Wayne St.
City St. Joseph
Body of Water Lake Michigan
High School District St. Joseph
Lot Size Units Acres
Lot Size Square Feet 10324.0
Carport Y/N N
Listing Terms Cash FHA VA Loan Conventional
Land Lease Y/N N
Tax Annual Amount 9523.62
Home Warranty Y/N N
Lease Renewal Y/N N
Additional Parcels Y/N N
Rent Control Y/N N
Standard Status Active
Occupancy Type Owner
Tax Assessed Value 243032
Legal Description COM 30' S58DEG45'E OF NWLY COR LOT 1 BLK 22 HOYT'S ADD TO CITY OF ST JOSEPH TH S31 DEG15'W 264' TH N58DEG45'W 40' TH N31DEG15'E 264' TH S58DEG45'E 40' TO BEG BEING THE WLY 30'OF LOTS 1 2 3 & 4 BLK 22
Senior Community None
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ExteriorExterior Amenities Balcony Play Equipment
Parking Features Detached
Lot Features Sidewalk
Water Source Public
Lot Size Area 0.24
Spa N
Building Area Total 2428.0
Lot Dimensions 40 x 265
Lot Size Acres 0.24
Road Surface Type Paved
Waterfront Y/N N
Crops Included Y/N N
Horse Y/N N
Irrigation Water Rights Y/N N
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* Excluded FeaturesList Bycathy@hiisellhouses.comEmail
Affordability Calculator
- Monthly Principal & Interest
- $4,310
- Monthly Property Taxes
- $794
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbyTrends Information provided by ATTOM Data Solutions.
250331 Elementary School
249739 Middle School
Unknown High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 5/2/2026 | $700,000 | | Listed Price |