704 E 18th Street Spencer, IA $ 170,000
704 E 18th Street
$ 170,000
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704 E 18th Street

Spencer, IA, 51301
$ 170,000
Bedrooms3 Baths1.1 Sq 1,236

Monthly Estimate*

$ 1,047

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Single Family Home for sale in Spencer, IA

for $170,000 with 3 bedrooms and 1 full bath, 1 half bath. This 1,236 square foot home was built in 1976 on a lot size of 0.26.

Smart Start - Designed for easy main-level living with room to grow over time, this three-bedroom ranch home puts everything you need right within reach. The kitchen offers warm cabinetry, a peninsula with counter seating and track lighting, while the living room feels bright and inviting, centered around a bay window that brings in natural light and adds a touch of character. With a little TLC, this home offers wonderful potential. The full bath is thoughtfully adapted with a walk-in bathtub, while the primary bedroom includes its own walk through half bath. One of the bedrooms features laundry hookups, giving you the flexibility to keep it as a bedroom or create a convenient laundry space to fit your needs. The full unfinished basement provides a blank canvas for future finishing, storage, or hobbies. Step outside to enjoy the composite deck and nicely sized yard, along with the convenience of a two-car attached garage. A great opportunity for first-time buyers or anyone ready to enjoy the simple ranch style living with room to make it their own.

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Single Family Active

Price

$ 170,000

Bedrooms

3

Full Bath

1

Half Bath

1

Property Type

Single Family

Taxes

$ 2,428

Style

Ranch

Lot Size

0.26

Year Built

1976

Town/City

Spencer

County/Region

Clay

MLS | Web ID

260388

Features
Interior
Interior Features Main Floor Bedrooms Main Floor Laundry
Furnished Y/N No
Total Baths 2
Full Baths 1
Bath Description Main Floor Full Bath Walk Thru
1/4 Baths 0
Basement Features Unfinished
Basement Material Concrete Block
Basement Style Full
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General
Sewer Public Sewer
Construction Concrete Block Frame/Wood
Heating Forced Air
Cooling Central
Roof Asphalt
Appliances Dishwasher Disposal Range/Stove Refrigerator
Flood Zone No
Number of Garage Spaces 2
School District Spencer
Electric Breakers
Architectural Style Ranch
Stories Count 1
Class RESIDENTIAL
Assessments No
Levels One
Type Single Family Residence
Yearly Taxes 2428
Tax Year 2024
Fuel Electric
Status Active
Subdivision IA
Sale/Rent For Sale
Status Detail 0
Lot Sqft 11330
Construction Materials Hardboard
Primary City Spencer
Year Built 1976
City Spencer
Disclosures Lead Based Paint Disc Property Condition Disc
Total Sq Ft 1236
DOM 0
Secondary City Clay County
Postal Code 51301
Price Per Sq Ft Total AG 137.54
Public Remarks Smart Start - Designed for easy main-level living with room to grow over time this three-bedroom ranch home puts everything you need right within reach. The kitchen offers warm cabinetry a peninsula
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Exterior
Exterior Features Deck Driveway-Concrete
Waterfront 0
Garage Type Attached
Lot Size Source Assessor
Water Source Public/City
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* Excluded Features
List By
Kelly Bierl

Listing Agent

Hometown Realty

Broker

(712) 260-5711

Phone

kelly@byhometown.com

Email

Affordability Calculator

$1,249
Per Month
84%
16%
0%
Monthly Principal & Interest
$1,047
Monthly Property Taxes
$202
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
1883250 Elementary School
1883270 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
5/1/2026$170,000 Listed Price

Map


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704 E 18th Street, Spencer, IA, 51301 is a Single Family Home for sale at $170,000 with 1,236 sqft and a lot size of 0.26. 704 E 18th Street has 3 bedrooms, 1.1 baths, and was built in 1976. The property's zip code is 51301 which is in Spencer, IA