21189 4th Lane Spirit Lake, IA ^$ 1,690,000

21189 4th Lane

^$ 1,690,000

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21189 4th Lane

Spirit Lake, IA, 51360

^$ 1,690,000

Bedrooms4 Baths2.0 Sq 2,784

Monthly Estimate*

^$ 10,406

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21189 4th Lane, Spirit Lake, IA 51360 - Image 11

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Single Family Home for sale in Spirit Lake, IA

for $1,690,000 with 4 bedrooms and 2 full baths. This 2,784 square foot home was built in 1979 on a lot size of 0.21.

Welcome to Monarch Cove! This is one of the many special communities that make Okoboji timeless! You will absolutely gain lifelong friends living here! This home exemplifies the charm of the lake life. Friends and family can enjoy enjoy hanging out on the dock, reading on the deck or retiring to the house to lounge in front of the gorgeous fireplace. Writing your family's piece of Okoboji history starts here!

Single Family Active

Price

^$ 1,690,000

Bedrooms

Full Bath

Property Type

Single Family

Taxes

^$ 9,408

Style

Ranch

Lot Size

0.21

Year Built

1979

Town/City

Spirit Lake

County/Region

Dickinson

MLS | Web ID

260387

Features

Interior

Interior Features Main Floor Bedrooms Main Floor Laundry

Furnished Y/N No

Total Baths 2

Full Baths 1

1/4 Baths 0

Basement Material Concrete Block

Basement Style Full Walkout

General

Sewer Public Sewer

Construction Frame/Wood Stick Built

Heating Forced Air

Cooling Central

Roof Asphalt

Appliances Dishwasher Disposal Range/Stove Refrigerator

Flood Zone Unknown

Number of Garage Spaces 2

School District Spirit Lake

Architectural Style Ranch

Stories Count 1

Class RESIDENTIAL

Assessments Unknown

Levels One

Type Single Family Residence

Yearly Taxes 9408

Tax Year 2024

Fuel Electric

Status Active

Subdivision IA

Sale/Rent For Sale

Status Detail 0

Lot Sqft 9106

Construction Materials Wood Siding

Primary City Spirit Lake

Year Built 1979

Directions Right South of the Monarch Cove Lakeside Park area.

City Spirit Lake

Total Sq Ft 2784

DOM 0

Secondary City Dickinson County

Postal Code 51360

Price Per Sq Ft Total AG 607.04

Public Remarks Welcome to Monarch Cove! This is one of the many special communities that make Okoboji timeless! You will absolutely gain lifelong friends living here! This home exemplifies the charm of the lake lif

Exterior

Exterior Features Deck Dock

Lot Features Lake View

Waterfront 1

Garage Type Attached

Waterfront Name West Okoboji Lake

Lot Size Source Assessor

Water Source Public/City

* Excluded Features

List By

Kirk Stauss

Listing Agent

Stauss Realty

Broker

(712) 320-0123

Phone

kirk@okobojihomes.com

Affordability Calculator

$11,190

Per Month

Monthly Principal & Interest: $10,406
Monthly Property Taxes: $784
Monthly Home Insurance: --

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Yearly Home Insurance

Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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Nearby

Trends
Schools

Single family listings in Spirit Lake, IA

Average List Price ^$828,871

Percent of Sale Price 51%

About Spirit Lake, IA

5,191 Population

15% Since 2002

^$58,432 Median Income

43.82 Median Age

23% Households with Children

View more area information

Trends Information provided by ATTOM Data Solutions.

1883280 Elementary School

1883298 Middle School

Unknown High School High School

See complete school information

Pricing History

Date	Price	Price Change	Description
5/1/2026	$1,690,000		Listed Price

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21189 4th Lane, Spirit Lake, IA, 51360 is a Single Family Home for sale at $1,690,000 with 2,784 sqft and a lot size of 0.21. 21189 4th Lane has 4 bedrooms, 2.0 baths, and was built in 1979. The property's zip code is 51360 which is in Spirit Lake, IA

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

The data relating to real estate on this web site comes in part from the Internet Data Exchange (IDX) Program of the Iowa Great Lakes Board of REALTORS service.

The information being provided is for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Data is deemed reliable but is not guaranteed accurate by the the MLS. Data is updated as of 5/3/2026.

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21189 4th Lane

Single Family Home for sale in Spirit Lake, IA

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