82 4th Street Waterford, NY $ 340,000
82 4th Street
$ 340,000
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82 4th Street

Waterford, NY, 12188
$ 340,000
Bedrooms4 Baths3.0 Sq 2,964

Monthly Estimate*

$ 2,093

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Multi-Family Home for sale in Waterford, NY

for $340,000 with 4 bedrooms and 3 full baths. This 2,964 square foot home was built in 1890 on a lot size of 0.26.

Spacious three-family home in the Village of Waterford offering strong income potential and flexibility. Property features one 2-bedroom unit and two 1-bedroom units--ideal for investors or owner-occupants. The 2-bedroom unit and one 1-bedroom unit are currently vacant, allowing for immediate occupancy or market-rate rents.All apartments include refrigerator and gas range, tile backsplash in kitchens, and have separate furnaces, breaker panels, and hot water tanks. First-floor unit also includes washer and dryer. Safety features include fire ladder access for the second-floor unit. Exterior features a detached 2-car garage with convenient alley access. Across from the village park. Property was originally two separate lots and has been combined into one parcel--potential opportunity to return to 2 separate lots. (buyer to verify with Village of Waterford). Major updates include a roof replaced in 2020. Chimney '26, Garage door and opener '26 See update list.

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Multi-Family Active

Price

$ 340,000

Bedrooms

4

Full Bath

3

Property Type

Multi-Family

Taxes

$ 5,848

Style

Traditional

Lot Size

0.26

Year Built

1890

Town/City

Waterford

County/Region

Saratoga

MLS | Web ID

202616284

Features
General
Sewer Public Sewer
Heating Baseboard Hot Water Natural Gas
Cooling None
Utilities Cable Available
Possession At Closing
Roof Shingle
Zoning Multi Residence
Garage Spaces 2.0
Patio/Porch Features Side Porch
Architectural Style Traditional
Construction Materials Aluminum Siding
Year Built 1890
Electric 200+ Amp Service
Tenant Pays Hot Water Heat Cable TV Electricity Gas
Property Subtype Triplex
County Saratoga
Insurance Expense 621.0
New Construction N
Property Type MultiFamily
HOA N
Attached Garage N
Other Structures Garage(s)
Full Baths 3
Status Active
Directions Route 32 (Broad St) North on 4th St.
High School Waterford
City Waterford Village
High School District Waterford-Halfmoon
Number Of Units Total 3
Lot Size Units Acres
Lot Size Square Feet 11325.6
Carport Y/N N
Elementary School Waterford
Land Lease Y/N N
Tax Annual Amount 5848.0
Home Warranty Y/N N
Water Sewer Expense 996.0
Lease Renewal Y/N N
Additional Parcels Y/N N
Concessions Yes
Lease Considered Y/N N
Rent Control Y/N N
Standard Status Active
Tax Assessed Value 0
Tax Lot 42
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Interior
Basement Bilco Doors Exterior Entry Sump Pump Unfinished
Flooring Vinyl Carpet
Total Fireplaces 0
Basement (Y/N) N
Air Conditioning Y/N N
Heating Y/N Y
Fireplace Y/N N
Above Grade Finished Area 2964.0
Half Baths 0
Total Bedrooms 4
Below Grade Finished Area 0.0
Below Grade Finished Area Source CRS
Above Grade Finished Area Source CRS
Total Baths 3
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Exterior
Exterior Amenities None
Fencing Chain Link Fenced
Parking Features Garage
Lot Features Level
Water Source Public
Total Parking 2.0
Lot Size Area 0.26
Foundation Details Block
Spa N
Lot Dimensions 86x130
Lot Size Acres 0.26
Waterfront Y/N N
Crops Included Y/N N
Horse Y/N N
Irrigation Water Rights Y/N N
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Internal Only
Street Number 1 82
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* Excluded Features
List By
Robert Sanderson

Listing Agent

Sellers Choice Realty

Broker

(518) 378-6540

Phone

robertmsanderson@gmail.com

Email

Affordability Calculator

$2,581
Per Month
81%
19%
0%
Monthly Principal & Interest
$2,093
Monthly Property Taxes
$487
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
3590804 Elementary School
3041312 Middle School
Waterford High School High School
Pricing History
DatePricePrice ChangeDescription
5/1/2026$340,000 Listed Price

Map


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82 4th Street, Waterford, NY, 12188 is a Multi-Family Home for sale at $340,000 with 2,964 sqft and a lot size of 0.26. 82 4th Street has 4 bedrooms, 3.0 baths, and was built in 1890. The property's zip code is 12188 which is in Waterford, NY