12145 LAKE FERN Drive Jacksonville, FL $ 445,000
12145 LAKE FERN Drive
$ 445,000
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12145 LAKE FERN Drive

Jacksonville, FL, 32258
$ 445,000
Bedrooms4 Baths3.0 Sq 2,346

Monthly Estimate*

$ 2,740

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Single Family Home for sale in Jacksonville, FL

for $445,000 with 4 bedrooms and 3 full baths. This 2,346 square foot home was built in 1999 on a lot size of 0.41.

4-bedroom, 3-bath home in Sweetwater Creek South with 2,346 square feet and a flexible layout designed for everyday living. The primary bedroom is located on the main level, with additional bedrooms and a loft upstairs that can be used for workspace, guests, or additional living needs. The interior includes a formal dining room, separate sitting area, and a family room with a gas fireplace. The layout offers defined spaces while maintaining a functional flow. Features include a breakfast bar, walk-in closets, and natural light from skylights. The screened rear porch overlooks a fenced backyard and pond, providing usable outdoor space on a 0.41-acre lot. A 2-car garage with electric vehicle charging capability adds convenience. Appliances are included, offering a move-in ready starting point with the option to update finishes over time. Community amenities include a pool, tennis courts, pickleball, basketball court, and playground, with an annual HOA. Located in the Mandarin area of Jacksonville with convenient access to shopping, major roads, and daily needs. This property may qualify for FHA, VA, and conventional financing. Showings require advance notice due to occupancy. Property is sold as is.

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Single Family Active

Price

$ 445,000

Bedrooms

4

Full Bath

3

Property Type

Single Family

Taxes

$ 4,583

Style

Single Family Residence

Lot Size

0.41

Year Built

1999

Town/City

Jacksonville

County/Region

Duval

MLS | Web ID

2143044

Features
Interior
Interior Amenities Breakfast Bar Ceiling Fan(s) Open Floorplan Pantry Primary Downstairs Split Bedrooms Walk-In Closet(s)
Furnished Y/N Negotiable
Total Fireplaces 1
Fireplace Features Gas
Basement (Y/N) N
Air Conditioning Y/N Y
Heating Y/N Y
Fireplace Y/N Y
Half Baths 0
Total Bedrooms 4
Entry Level 1
Total Baths 3
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General
Sewer Public Sewer
Heating Central Electric
Cooling Central Air
Utilities Electricity Connected Sewer Connected Water Connected
Possession Close Of Escrow
Roof Shingle
Appliances Dishwasher Disposal Dryer Electric Oven Electric Range Electric Water Heater Microwave Refrigerator Washer
HOA Fee 788.0
Garage Spaces 2.0
Patio/Porch Features Covered Rear Porch Screened
Year Built 1999
View Pond
Stories Count 2
Levels Two
Property Subtype Single Family Residence
Tax Year 2025
Current Use Residential Single Family
Parcel Number 1571482495
Assoc Fee Paid Per Annually
County Duval
New Construction 0
Property Type Residential
Association Amenities Pool Basketball Court Pickleball Playground Tennis Court(s)
HOA Y
Attached Garage Y
Subdivision Name Sweetwater Creek South
Garage Y/N Y
Total Rooms 0
Full Baths 3
Status Active
Directions From 295 and Old St Augustine go east (left) on Greenland Rd pass Mandarin HS to a right on Coastal Lane. Stay left at fork to enter Waterford Estates (Lake Fern Dr). continue past pool to home on
High School Mandarin
City Jacksonville
Association Name Waterford Estates HOA
Senior Community Y/N N
Zoning Description Residential
MLS Area 014-Mandarin
Lot Size Units Acres
Lot Size Square Feet 17859.6
Carport Y/N N
Listing Terms Cash Conventional FHA VA Loan
Elementary School Greenland Pines
Property Attached Y/N N
Tax Annual Amount 4583.11
Home Warranty Y/N N
Middle/Junior High School Twin Lakes Academy
Lease Renewal Y/N N
MLS Area Minor 014-Mandarin
Lease Considered Y/N N
Rent Control Y/N N
Virtual Tour https://www.hommati.com/3DTour-AerialVideo/unbranded/12145-Lake-Fern-Dr-12145-Lake-Jacksonville-Fl-32258--HPI70959364
Standard Status Active
Cash True
Conventional True
Accessory Dwelling Unit Y/N N
Water Body Access Y/N None
CDD N
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Exterior
Fencing Back Yard Wood
Parking Features Attached Electric Vehicle Charging Station(s) Garage Garage Door Opener
Water Source Public
Lot Size Area 0.41
Spa N
Building Area Total 3021.0
Lot Size Acres 0.41
Road Surface Type Asphalt
Waterfront Y/N N
Crops Included Y/N N
Horse Y/N N
Irrigation Water Rights Y/N N
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Internal Only
Street Number 1 12145
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* Excluded Features
List By
Keller Williams St Johns

Broker

ericcavanagh@hotmail.com

Email

Affordability Calculator

$3,122
Per Month
88%
12%
0%
Monthly Principal & Interest
$2,740
Monthly Property Taxes
$382
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
3056667 Elementary School
307914 Middle School
Mandarin High School High School
Pricing History
DatePricePrice ChangeDescription
5/1/2026$445,000 Listed Price

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12145 LAKE FERN Drive, Jacksonville, FL, 32258 is a Single Family Home for sale at $445,000 with 2,346 sqft and a lot size of 0.41. 12145 LAKE FERN Drive has 4 bedrooms, 3.0 baths, and was built in 1999. The property's zip code is 32258 which is in Jacksonville, FL