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4123 Stuart Circle Ferndale, WA $ 639,000
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4123 Stuart Circle
$ 639,000
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4123 Stuart Circle

Ferndale, WA, 98248
$ 639,000
Bedrooms4 Baths2.1 Sq 2,020

Monthly Estimate*

$ 3,934

Listed by HomeSmart One Realty
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Single Family Home for sale in Ferndale, WA

for $639,000 with 4 bedrooms and 2 full baths, 1 half bath. This 2,020 square foot home was built in 2021 on a lot size of 0.18.

Enjoy coastal living in this beautiful 4-bedroom home in the sought-after Sandy Point community. Perfectly located just steps from the beach and marina, this thoughtfully designed home offers true main-level living with a spacious primary suite, home office, and laundry all on the first floor. An elegant open-concept layout seamlessly connects the kitchen to the main living area, featuring quartz countertops, soft-close cabinetry, and a large central island ideal for casual dining or entertaining. Upstairs, a bonus room with its own closet provides the perfect flex space for guests, hobbies, or a media room. The fully fenced yard and covered patio offer a place to relax and opportunity to make it your own.

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Single Family Active

Price

$ 639,000

Bedrooms

4

Full Bath

2

Half Bath

1

Property Type

Single Family

Taxes

$ 4,221

Style

2 Story

Lot Size

0.18

Year Built

2021

Town/City

Ferndale

County/Region

Whatcom

MLS | Web ID

2515888
Features
General
Living Area 2020
Sewer Sewer Connected
Heating Ductless High Efficiency (Unspecified)
Cooling Ductless High Efficiency (Unspecified)
Possession Closing
Roof Composition
Appliances Dishwasher Microwave Refrigerator Stove(s)/Range(s)
HOA Fee 40
Security Features Fully Fenced
Year Built 2021
View Bay Territorial
Topography Level
Levels Two
Property Subtype Single Family Residence
Tax Year 2025
Assoc Fee Paid Per Monthly
County Whatcom
New Construction N
Property Type Residential
HOA Y
Attached Garage Y
Subdivision Name Ferndale
Garage Y/N Y
Full Baths 1
Special Listing Conditions None
Status Active
Directions Exit 260 West on Slater Rd. to Beach Way Left on Sucia Dr Left on Thetis Dr Left on Saltspring Dr to Stuart Circle.
City Ferndale
Entry Location Main
Senior Community Y/N N
High School District Ferndale
MLS Area 870 - Ferndale/Custer
Lot Size Units Square Feet
Lot Size Square Feet 7841
Carport Y/N N
Listing Terms Cash Conventional FHA VA Loan
Land Lease Y/N N
Tax Annual Amount 4221
Public Remarks Enjoy coastal living in this beautiful 4-bedroom home in the sought-after Sandy Point community. Perfectly located just steps from the beach and marina this thoughtfully designed home offers true mai
Structure Type House
Building Area Units Square Feet
Standard Status Active
Water Company Sandy Point Improvement Company
Property Style 12 - 2 Story
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Exterior
Exterior Amenities Cement Planked Wood Products
Vegetation Garden Space
Parking Features Driveway Attached Garage
Lot Features Paved
Water Source Community
Total Parking 2
Inclusions Dishwasher(s) Microwave(s) Refrigerator(s) Stove(s)/Range(s)
Foundation Details Poured Concrete
Building Area Total 2020
Lot Size Acres 0.18
Waterfront Y/N N
Covered Spaces 2
Irrigation Water Rights Y/N N
Site Features Cable TV Fenced-Fully High Speed Internet Patio
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Interior
Flooring Vinyl Plank
Total Fireplaces 0
Air Conditioning Y/N Y
Heating Y/N Y
Fireplace Y/N N
Half Baths 1
3/4 Baths 1
Total Bedrooms 4
Main Level Bedrooms 1
Total Baths 3
Power Production Type Electric
Baths Three Quarter Garage 0
Baths Three Quarter Lower 0
Baths Three Quarter Main 1
Baths Three Quarter Upper 0
Bedrooms Lower 0
Bedrooms Upper 3
Baths Half Upper 0
Baths Half Main 1
Baths Half Lower 0
Baths Half Garage 0
Baths Full Upper 1
Baths Full Main 0
Baths Full Lower 0
Baths Full Garage 0
Bathrooms 2.25
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Internal Only
OriginalMLSID NWM2515888
Street Number 1 4123
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* Excluded Features
List By
Darren Johnson

Listing Agent

Homesmart One Realty

Broker

Affordability Calculator

$4,286
Per Month
92%
8%
0%
Monthly Principal & Interest
$3,934
Monthly Property Taxes
$352
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
257491 Elementary School
256663 Middle School
Unknown High School High School
See complete school information
Pricing History
DatePricePrice ChangeDescription
5/1/2026$639,000 Listed Price

Map

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4123 Stuart Circle, Ferndale, WA, 98248 is a Single Family Home for sale at $639,000 with 2,020 sqft and a lot size of 0.18. 4123 Stuart Circle has 4 bedrooms, 2.1 baths, and was built in 2021. The property's zip code is 98248 which is in Ferndale, WA

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