4123 Stuart Circle Ferndale, WA $ 580,000
4123 Stuart Circle
$ 580,000
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4123 Stuart Circle

Ferndale, WA, 98248
$ 580,000
Bedrooms4 Baths2.1 Sq 2,020

Monthly Estimate*

$ 3,662

Listed by HomeSmart One Realty
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Single Family Home for sale in Ferndale, WA

for $580,000 with 4 bedrooms and 2 full baths, 1 half bath. This 2,020 square foot home was built in 2021 on a lot size of 0.18.

Enjoy relaxed coastal living in this beautifully maintained 4-bedroom home in the desirable Sandy Point community, just a short stroll from the marina and waterfront. Designed for comfort and convenience, the home offers true main-level living with a spacious primary suite, dedicated office, laundry room, kitchen, and main living areas all on the first floor. The bright, open-concept layout makes everyday living easy while offering plenty of space for entertaining. The well-appointed kitchen features quartz countertops, soft-close cabinetry, a large island, and an effortless flow into the dining and living areas. Upstairs, a generous bonus room with its own closet provides flexible additional space for visiting guests, a media room, hobby room, or whatever best fits your lifestyle. Step outside to the covered patio and fully fenced backyard—a comfortable, private setting with room for gardening, outdoor dining, pets, or simply relaxing and enjoying the coastal air. Sandy Point offers a lifestyle that’s hard to match, with the beach, marina, golf course, and abundant outdoor recreation all close to home. Whether you’re looking for a comfortable year-round residence or simply a place to enjoy a more relaxed pace, this home brings together space, convenience, and the best of coastal living.

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Single Family Active

Price

$ 580,000

Bedrooms

4

Full Bath

2

Half Bath

1

Property Type

Single Family

Taxes

$ 4,221

Style

2 Story

Lot Size

0.18

Year Built

2021

Town/City

Ferndale

County/Region

Whatcom

MLS | Web ID

2515888

Features
General
Living Area 2020
Sewer Sewer Connected
Heating Ductless High Efficiency (Unspecified)
Cooling Ductless High Efficiency (Unspecified)
Possession Closing
Roof Composition
Appliances Dishwasher Microwave Refrigerator Stove(s)/Range(s)
HOA Fee 40
Security Features Fully Fenced
Year Built 2021
View Bay Territorial
Topography Level
Levels Two
Property Subtype Single Family Residence
Tax Year 2025
Assoc Fee Paid Per Monthly
County Whatcom
New Construction N
Property Type Residential
HOA Y
Attached Garage Y
Subdivision Name Ferndale
Garage Y/N Y
Full Baths 1
Special Listing Conditions None
Status Active
Directions Exit 260 West on Slater Rd. to Beach Way Left on Sucia Dr Left on Thetis Dr Left on Saltspring Dr to Stuart Circle.
City Ferndale
Entry Location Main
Senior Community Y/N N
High School District Ferndale
MLS Area 870 - Ferndale/Custer
Lot Size Units Square Feet
Lot Size Square Feet 7841
Carport Y/N N
Listing Terms Cash Conventional FHA VA Loan
Land Lease Y/N N
Tax Annual Amount 4221
Public Remarks Enjoy relaxed coastal living in this beautifully maintained 4-bedroom home in the desirable Sandy Point community just a short stroll from the marina and waterfront. Designed for comfort and convenie
Structure Type House
Building Area Units Square Feet
Standard Status Active
Water Company Sandy Point Improvement Company
Property Style 12 - 2 Story
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Exterior
Exterior Amenities Cement Planked Wood Products
Vegetation Garden Space
Parking Features Driveway Attached Garage
Lot Features Paved
Water Source Community
Total Parking 2
Inclusions Dishwasher(s) Microwave(s) Refrigerator(s) Stove(s)/Range(s)
Foundation Details Poured Concrete
Building Area Total 2020
Lot Size Acres 0.18
Waterfront Y/N N
Covered Spaces 2
Irrigation Water Rights Y/N N
Site Features Cable TV Fenced-Fully High Speed Internet Patio
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Interior
Flooring Vinyl Plank
Total Fireplaces 0
Air Conditioning Y/N Y
Heating Y/N Y
Fireplace Y/N N
Half Baths 1
3/4 Baths 1
Total Bedrooms 4
Main Level Bedrooms 1
Total Baths 3
Power Production Type Electric
Baths Three Quarter Garage 0
Baths Three Quarter Lower 0
Baths Three Quarter Main 1
Baths Three Quarter Upper 0
Bedrooms Lower 0
Bedrooms Upper 3
Baths Half Upper 0
Baths Half Main 1
Baths Half Lower 0
Baths Half Garage 0
Baths Full Upper 1
Baths Full Main 0
Baths Full Lower 0
Baths Full Garage 0
Bathrooms 2.25
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Internal Only
OriginalMLSID NWM2515888
Street Number 1 4123
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* Excluded Features
List By
Darren Johnson

Listing Agent

Homesmart One Realty

Broker

darren@hsonerealty.com

Email

Affordability Calculator

$4,014
Per Month
91%
9%
0%
Monthly Principal & Interest
$3,662
Monthly Property Taxes
$352
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
257491 Elementary School
256663 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
9/14/2026$580,000 -1.53% Price Down
8/20/2026$589,000 -1.82% Price Down
7/27/2026$599,900 -3.09% Price Down
5/6/2026$619,000 -3.13% Price Down
5/1/2026$639,000 Listed Price

Map


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4123 Stuart Circle, Ferndale, WA, 98248 is a Single Family Home for sale at $580,000 with 2,020 sqft and a lot size of 0.18. 4123 Stuart Circle has 4 bedrooms, 2.1 baths, and was built in 2021. The property's zip code is 98248 which is in Ferndale, WA