4123 Stuart Circle Ferndale, WA $ 619,000
4123 Stuart Circle
$ 619,000
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4123 Stuart Circle

Ferndale, WA, 98248
$ 619,000
Bedrooms4 Baths2.1 Sq 2,020

Monthly Estimate*

$ 3,811

Listed by HomeSmart One Realty
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Single Family Home for sale in Ferndale, WA

for $619,000 with 4 bedrooms and 2 full baths, 1 half bath. This 2,020 square foot home was built in 2021 on a lot size of 0.18.

Coastal charm meets everyday comfort in this beautifully maintained 4-bedroom home located in the desirable Sandy Point community. Just a short stroll from the marina and waterfront, this thoughtfully designed home offers convenient main-level living with a spacious primary suite, dedicated office, and laundry room all on the first floor. The open-concept floor plan is ideal for both relaxing and entertaining, featuring a well-appointed kitchen with quartz countertops, soft-close cabinetry, and a large island that flows seamlessly into the living and dining areas. Upstairs, a generous bonus room with its own closet provides flexible space for guests, a media room, playroom, or hobby area. Outside, enjoy a covered patio and fully fenced backyard with plenty of room to garden, play, or create your own private retreat. Experience the best of Sandy Point living with easy access to the beach, marina, golf course, and all the recreational opportunities this vibrant coastal community has to offer.

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Single Family Active

Price

$ 619,000

Bedrooms

4

Full Bath

2

Half Bath

1

Property Type

Single Family

Taxes

$ 4,221

Style

2 Story

Lot Size

0.18

Year Built

2021

Town/City

Ferndale

County/Region

Whatcom

MLS | Web ID

2515888

Features
General
Living Area 2020
Sewer Sewer Connected
Heating Ductless High Efficiency (Unspecified)
Cooling Ductless High Efficiency (Unspecified)
Possession Closing
Roof Composition
Appliances Dishwasher Microwave Refrigerator Stove(s)/Range(s)
HOA Fee 40
Security Features Fully Fenced
Year Built 2021
View Bay Territorial
Topography Level
Levels Two
Property Subtype Single Family Residence
Tax Year 2025
Assoc Fee Paid Per Monthly
County Whatcom
New Construction N
Property Type Residential
HOA Y
Attached Garage Y
Subdivision Name Ferndale
Garage Y/N Y
Full Baths 1
Special Listing Conditions None
Status Active
Directions Exit 260 West on Slater Rd. to Beach Way Left on Sucia Dr Left on Thetis Dr Left on Saltspring Dr to Stuart Circle.
City Ferndale
Entry Location Main
Senior Community Y/N N
High School District Ferndale
MLS Area 870 - Ferndale/Custer
Lot Size Units Square Feet
Lot Size Square Feet 7841
Carport Y/N N
Listing Terms Cash Conventional FHA VA Loan
Land Lease Y/N N
Tax Annual Amount 4221
Public Remarks Coastal charm meets everyday comfort in this beautifully maintained 4-bedroom home located in the desirable Sandy Point community. Just a short stroll from the marina and waterfront this thoughtfully
Structure Type House
Building Area Units Square Feet
Standard Status Active
Water Company Sandy Point Improvement Company
Property Style 12 - 2 Story
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Exterior
Exterior Amenities Cement Planked Wood Products
Vegetation Garden Space
Parking Features Driveway Attached Garage
Lot Features Paved
Water Source Community
Total Parking 2
Inclusions Dishwasher(s) Microwave(s) Refrigerator(s) Stove(s)/Range(s)
Foundation Details Poured Concrete
Building Area Total 2020
Lot Size Acres 0.18
Waterfront Y/N N
Covered Spaces 2
Irrigation Water Rights Y/N N
Site Features Cable TV Fenced-Fully High Speed Internet Patio
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Interior
Flooring Vinyl Plank
Total Fireplaces 0
Air Conditioning Y/N Y
Heating Y/N Y
Fireplace Y/N N
Half Baths 1
3/4 Baths 1
Total Bedrooms 4
Main Level Bedrooms 1
Total Baths 3
Power Production Type Electric
Baths Three Quarter Garage 0
Baths Three Quarter Lower 0
Baths Three Quarter Main 1
Baths Three Quarter Upper 0
Bedrooms Lower 0
Bedrooms Upper 3
Baths Half Upper 0
Baths Half Main 1
Baths Half Lower 0
Baths Half Garage 0
Baths Full Upper 1
Baths Full Main 0
Baths Full Lower 0
Baths Full Garage 0
Bathrooms 2.25
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Internal Only
OriginalMLSID NWM2515888
Street Number 1 4123
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* Excluded Features
List By
Darren Johnson

Listing Agent

Homesmart One Realty

Broker

Affordability Calculator

$4,163
Per Month
92%
8%
0%
Monthly Principal & Interest
$3,811
Monthly Property Taxes
$352
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
257491 Elementary School
256663 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
5/6/2026$619,000 -3.13% Price Down
5/1/2026$639,000 Listed Price

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4123 Stuart Circle, Ferndale, WA, 98248 is a Single Family Home for sale at $619,000 with 2,020 sqft and a lot size of 0.18. 4123 Stuart Circle has 4 bedrooms, 2.1 baths, and was built in 2021. The property's zip code is 98248 which is in Ferndale, WA