11882 N Hwy 421 Monticello, IN ^$ 925,000

11882 N Hwy 421

^$ 925,000

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Recently Listed

11882 N Hwy 421

Monticello, IN, 47960

^$ 925,000

Bedrooms4 Baths2.1 Sq 4,377

Monthly Estimate*

^$ 5,695

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Single Family Home for sale in Monticello, IN

for $925,000 with 4 bedrooms and 2 full baths, 1 half bath. This 4,377 square foot home was built in 1961 on a lot size of 4.

ONCE IN A LAKE LIFETIME FIND! This rare find on Lake Freeman offers a 4200+ SF 3-4 Bed/2.5 Bath ranch home & a 2 Bed / 1 Bath guest cottage nestled upon 4 acres w/300 of main lake frontage. Unmatched space & privacy on the lake abound inside & out: XL living rooms, master suite, open kitchen/living rm./dining areas (w/walk-in & butler pantries, screened-in lake-view porch), a multitude of large closets, att. 3+ car garage, 566 sf guest cottage & all are enshrouded within the privacy and serenity of this amazing wooded acreage. Come explore this expansive lake life retreat to fully appreciate all of its unique features!

Single Family Active

Price

^$ 925,000

Bedrooms

Full Bath

Half Bath

Property Type

Single Family

Taxes

^$ 6,001

Style

Ranch,Traditional

Lot Size

Year Built

1961

Town/City

Monticello

County/Region

White

MLS | Web ID

202616028

Features

General

Sewer Regional

Heating Gas Conventional Forced Air

Kitchen Level Main

Cooling Central Air

Laundry Y/N Main

Fireplaces Yes

Water Access Type Lakefront

Garage Attached

Amenities Built-In Bookcase Cable Ready Ceiling-Cathedral Ceiling Fan(s) Closet(s) Walk-in Countertops-Stone Disposal Eat-In Kitchen Kitchen Island Open Floor Plan Pantry-Walk In Porch Screened Twin Sink Vanit

Status Active Active

Full Baths 2

Half Baths 1

Bathrooms 3

Year Built 1961

New Construction No

Subdivision None

Style One Story

Township Jefferson

Class RESIDENTIAL

Type Site-Built Home

Age 65

REO No

Status Detail 0

Common Amenities None

Dining Room Level Main

Area Carroll County

Location Lake Rural

High School Twin Lakes

City Monticello

School District Twin Lakes School Corp.

Other Fees Frequency Annually

Architectural Style Ranch Traditional

Total Sq Ft 4987

Elementary School Meadowlawn

Middle School Roosevelt

Legal Description 008-24004-00 PT NW 10-26-3 3.71 ACRES 008-24033-00 PT NW 10-26-3 .29 ACRES

Virtual Tour https://www.propertypanorama.com/instaview/irmls/202616028

Agent First Name Sean

Agent Last Name Dekker

DOM 0

Tax Year 2025 PAYABLE 2026

Interior

Basement Crawl Partial Basement Partially Finished

Fireplace(s) 2

Flooring Hardwood Floors Carpet Brick Ceramic Tile

HVAC Ceiling Fan

Beds 4

Total Rooms 12

Dining Room Length 14

Dining Room Width 13

Fireplace Family Rm Living/Great Rm Gas Log Wood Burning Two

Family Room Width 14

Living Room Width 17

Other Room 1 Description EXTRA ROOM

Family Room Length 28

Living Room Length 39

Full Baths Main 2

Full Baths Upper 0

Above Grade Bedrooms 4

Below Grade Baths 0

Below Grade Bedrooms 0

Full Baths Below Grade 0

Half Baths Below Grade 0

Half Baths Main 1

Half Baths Upper 0

1st Bedroom Level Main

1st Bedroom Width 17

2nd Bedroom Length 14

2nd Bedroom Level Main

2nd Bedroom Width 12

3rd Bedroom Length 19

3rd Bedroom Level Main

3rd Bedroom Width 12

4th Bedroom Length 43

4th Bedroom Level Main

4th Bedroom Width 19

Extra Room Description SCREENED PORCH

Extra Room Length 11

Extra Room Level Main

Extra Room Width 9

Basement Material Block

Exterior

Exterior Brick Wood

Water Frontage 302

Driveway Asphalt Circular

Pool No

Waterfront Lake

Garage Length 36

Garage Width 31

Lot Size Area 174240

Lot Dimensions IRREG

Lot Description Irregular Partially Wooded Waterfront 3-5.9999 Lake Water View Waterfront-Medium Bank

Fence None

Water Features Pier/Dock

Garage Capacity 3

Lake Ski Lake

Waterfront Y/N Yes

* Excluded Features

List By

Sean Dekker

Listing Agent

Real Estate Network L.L.C

Broker

sean@homes-by-network.com

Affordability Calculator

$6,195

Per Month

Monthly Principal & Interest: $5,695
Monthly Property Taxes: $500
Monthly Home Insurance: --

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Down Payment

Loan Term

Interest Rate

Yearly Property Taxes

Yearly Home Insurance

Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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Nearby

Trends
Schools

Single family listings in Monticello, IN

Average List Price ^$385,101

Percent of Sale Price 58%

About Monticello, IN

5,515 Population

-4% Since 2002

^$40,981 Median Income

40.82 Median Age

24% Households with Children

View more area information

Trends Information provided by ATTOM Data Solutions.

1235872 Elementary School

1235893 Middle School

Twin Lakes High School High School

See complete school information

Pricing History

Date	Price	Price Change	Description
5/1/2026	$925,000		Listed Price

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11882 N Hwy 421, Monticello, IN, 47960 is a Single Family Home for sale at $925,000 with 4,377 sqft and a lot size of 4. 11882 N Hwy 421 has 4 bedrooms, 2.1 baths, and was built in 1961. The property's zip code is 47960 which is in Monticello, IN

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Listing data provided courtesy of the Internet Data Exchange Program of the Multiple Listing Service of the Indiana Regional Multiple Listing Service.

The data relating to real estate for sale on this web site comes in part from the Indiana Regional Multiple Listing Service. Real Estate listings held by brokerage firms (licensees) other than Weichert Realtors include the name of the listing brokers.

The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Data is updated as of 5/1/2026.

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11882 N Hwy 421

Single Family Home for sale in Monticello, IN

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