515 Oak Street Elgin, IL ^$ 280,000

515 Oak Street

^$ 280,000

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Recently Listed

515 Oak Street

Elgin, IL, 60123

^$ 280,000

Bedrooms3 Baths1.0 Sq 1,100

Monthly Estimate*

^$ 1,724

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Single Family Home for sale in Elgin, IL

for $280,000 with 3 bedrooms and 1 full bath. This 1,100 square foot home was built in 1863.

Don't miss this well-maintained gem! This adorable 3-bedroom, 1-bath home is truly move-in ready, featuring fresh interior paint, updated flooring, and a brand-new roof giving you peace of mind from day one. The expansive driveway leads to a spacious 2-car garage, offering ample parking and storage. Lovingly cared for, this home shows pride of ownership throughout. Whether you're a first-time buyer or looking to downsize, this one checks all the boxes. Schedule your showing today before it's gone!

Single Family Active

Price

^$ 280,000

Bedrooms

Full Bath

Property Type

Single Family

Taxes

^$ 4,528

Style

Year Built

1863

Town/City

Elgin

County/Region

Kane

MLS | Web ID

12635237

Features

General

Living Area 1100

Sewer Public Sewer

Heating Forced Air

Cooling Central Air

Possession Closing

Roof Asphalt

HOA Fee 0

Garage Spaces 2

Association Fee Includes None

Construction Materials Frame

Year Built 1863

Electric 100 Amp Service

Township Elgin

Tax Year 2025

Ownership Fee Simple

Community Features Curbs Sidewalks Street Lights Street Paved

Assoc Fee Paid Per Not Applicable

County Kane

New Construction N

Property Type Residential Detached Single

Total Rooms 6

Full Baths 1

Status New

Directions State Street (IL Route 31) North of 20/South of Walnut to Oak Street - West to home

City Elgin

High School District 46

MLS Area Elgin

Tax Annual Amount 4528.4

Standard Status Active

Middle/Junior School District 46

Elementary School District 46

Interior

Interior Amenities 1st Floor Bedroom 1st Floor Full Bath

Basement Unfinished Partial

Half Baths 0

Laundry Features Main Level

Total Bedrooms 3

Room Type No additional rooms

Total Baths 1

Bedrooms Possible 3

Exterior

Parking Features Asphalt Yes Garage Owned Detached Garage

Water Source Public

Total Parking 2

Foundation Details Concrete Perimeter

Lot Dimensions 66X161

Waterfront Y/N N

* Excluded Features

List By

Epic Real Estate Group

Broker

rafael@epicregroup.com

Affordability Calculator

$2,101

Per Month

Monthly Principal & Interest: $1,724
Monthly Property Taxes: $377
Monthly Home Insurance: --

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Yearly Home Insurance

Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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Nearby

Trends
Schools

Single family listings in Elgin, IL

Average List Price ^$518,780

Percent of Sale Price 85%

About Elgin, IL

114,155 Population

21% Since 2002

^$61,828 Median Income

35.71 Median Age

38% Households with Children

View more area information

Trends Information provided by ATTOM Data Solutions.

567545 Elementary School

566729 Middle School

Unknown High School High School

See complete school information

Pricing History

Date	Price	Price Change	Description
5/1/2026	$280,000		Listed Price

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515 Oak Street, Elgin, IL, 60123 is a Single Family Home for sale at $280,000 with 1,100 sqft. 515 Oak Street has 3 bedrooms, 1.0 baths, and was built in 1863. The property's zip code is 60123 which is in Elgin, IL

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

The data relating to real estate for sale on this website comes in part from the Broker Reciprocity program of Midwest Real Estate Data LLC. Real Estate listings held by brokerage firms other than Weichert Realtors are marked with the Broker Reciprocity logo or the Broker Reciprocity thumbnail logo (a little black house) and detailed information about them includes the names of the listing brokers. Some properties which appear for sale on this website may subsequently have sold and may no longer be available. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

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Many homes contain recording devices, and buyers should be aware they may be recorded during a showing.

Data is updated as of 5/2/2026.

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515 Oak Street

Single Family Home for sale in Elgin, IL

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