540 N Cygnet Lake Drive
Benton Harbor, MI, 49022 $ 359,000
Bedrooms3 Baths2.1 Sq 1,662 Monthly Estimate*
$ 2,210
for $359,000 with 3 bedrooms and 2 full baths, 1 half bath. This 1,662 square foot home was built in 2024 on a lot size of 0.15.
Trumpeter Bay isn't just a neighborhood -- it's a lifestyle built around the water. Tucked within this sought-after waterfront community, this beautifully appointed 3-bedroom, 2.5-bathroom bi-level home stands out even among its peers: with a yard that gently slopes to the shoreline, offering its own private sandy beach area and effortless water access right from your backyard. Step inside and the home opens up immediately. The main level flows in an airy open-concept arrangement, where a well-equipped kitchen with granite countertops, a crisp white subway tile backsplash, and LG stainless steel appliances connects seamlessly to the living area beneath vaulted ceilings. A dedicated pantry adds the extra storage every kitchen deserves. Whether you're cooking or entertaining, the water is never far from view -- and when the mood strikes, sliding doors open directly onto a newer deck perfectly positioned to soak in the scenery beyond. The primary suite features a private en suite bath and two generous closets. Head downstairs and both lower-level bedrooms also enjoy water views, so the calm of Trumpeter Bay follows you from floor to floor. This home also comes with real peace of mind built in. A Home Energy Rating System score of 58 that reflects excellent energy efficiency -- meaning lower utility bills and a more comfortable home year-round. A transferable structural warranty from the builder with 8 years left adds another layer of confidence, protecting your investment after the keys change hands. Beyond your own backyard, the community delivers. Residents enjoy access to two scenic ponds, walking trails, and a private marina with boat slips available for purchase -- everything you need to make the most of life on the water. The HOA handles snow removal and lawn mowing, freeing you up entirely to enjoy the trails, the marina, and the shoreline you've claimed as your own. Perhaps best of all, the nature preserve directly across the water carries protection status -- it cannot be developed, ensuring that the peaceful, unobstructed view from your deck today will remain exactly as it is for years to come. At Trumpeter Bay, you're not just buying a home. You're buying the view, the water, and the lifestyle that comes with it.
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FeaturesInteriorInterior Amenities Garage Door Opener Center Island Pantry
Basement Full
Flooring Carpet Vinyl
Total Fireplaces 0
Air Conditioning Y/N Y
Heating Y/N Y
Window Features Low-Emissivity Windows Screens Insulated Windows
Fireplace Y/N N
Half Baths 1
Laundry Features Lower Level
Total Bedrooms 3
Main Level Bedrooms 0
Total Baths 3
Pantry True
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GeneralSewer Public
Heating Forced Air
Cooling Central Air
Utilities Natural Gas Connected High-Speed Internet
Possession Close Plus 3 to 5 Days See Remarks
Roof Composition
Appliances Dishwasher Dryer Microwave Oven Range Refrigerator Washer
HOA Fee 525.0
Garage Spaces 2.0
Association Fee Includes Snow Removal Lawn/Yard Care
Construction Materials Vinyl Siding
Year Built 2024
Stories Count 2
Township Benton Twp
Property Subtype Single Family Residence
Tax Year 2025
Ownership Private Owned
Waterfront Features Lake
Assoc Fee Paid Per Quarterly
County Berrien
New Construction N
Property Type Residential
Association Amenities Pets Allowed Trail(s) Boat Launch
HOA Y
Attached Garage Y
Subdivision Name Trumpeter Bay
Garage Y/N Y
Total Rooms 4
Full Baths 2
Status Active
Directions M-139 to Trumpeter Bay Rd. Go West on Trumpeter Bay to N Cygnet Lake Dr. Turn right (North) and follow to the home on the left.
City Benton Harbor
Body of Water Cygnet Lake
High School District Benton Harbor
Lot Size Units Acres
Lot Size Square Feet 6534.0
Carport Y/N N
Listing Terms Cash Conventional
Land Lease Y/N N
Tax Annual Amount 5049.0
Home Warranty Y/N N
Lease Renewal Y/N N
Additional Parcels Y/N N
Rent Control Y/N N
Standard Status Active
Occupancy Type Owner
Tax Assessed Value 156324
Legal Description CONDO ON 09/08/2020 FROM 03-0106-0010-03-5; UNIT 17 TRUMPETER BAY II CONDOMINIUM LIBER 120 PAGE 127
Senior Community None
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ExteriorParking Features Attached
Water Source Public
Lot Size Area 0.15
Spa N
Building Area Total 919.0
Lot Dimensions 51x135 51x117
Lot Size Acres 0.15
Road Surface Type Paved
Waterfront Y/N Y
Crops Included Y/N N
Horse Y/N N
Irrigation Water Rights Y/N N
Private Frontage True
View True
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* Excluded FeaturesList Byinfo@jasonstroudteam.comEmail
Affordability Calculator
- Monthly Principal & Interest
- $2,210
- Monthly Property Taxes
- $421
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbySingle family listings in Benton Harbor, MI
Average List Price $292,282
Percent of Sale Price 19%
About Benton Harbor, MI 9,347 Population
-19% Since 2002
$ 20,722 Median Income
30.84 Median Age
32% Households with Children
Trends Information provided by ATTOM Data Solutions.
250299 Elementary School
250091 Middle School
Unknown High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 5/1/2026 | $359,000 | | Listed Price |