408 Oak Street
Ludlow, KY, 41016 $ 105,000
Bedrooms1 Baths1.0 Sq 688 Monthly Estimate*
$ 647
for $105,000 with 1 bedroom and 1 full bath. This 688 square foot home was built in 1920 on a lot size of 0.02.
It's almost impossible to find a livable house at this price, but here we are! PLUS, we have fresh paint, sidewalk fixes happening, new flashing around the chimney, and more. Welcome to 408 Oak Street--a rare opportunity to own an affordable, 1-step home in one of Northern Kentucky's most walkable and up-and-coming communities. With 1 bedroom, 1 bathroom, and approximately 688 square feet, this home offers a practical and low-maintenance lifestyle that's hard to find at this price point. there is NO yard, a small flower bed to the side by the kitchen and a strip of grass at the road. Perfect for first-time buyers, downsizers, or anyone looking to simplify, this home features easy one-level living with 1 step, making daily life comfortable and accessible. The manageable size keeps utility costs low while still providing everything you need. Located just minutes from downtown Cincinnati and within walking distance to local favorites, shops, and restaurants, you'll enjoy both convenience and community. Whether you're looking to stop renting, invest in a straightforward rental property, or find a place that fits a simpler lifestyle, this home checks the boxes. Trim paint has been freshened up, Window AC Unit is ready to go, Washer and Dryer stay and sellers are ready to consider your offer! Why pay rent when you can own something of your own? Possible Downpayment assistance is available too, reach out for details! Seller Provided Home Warranty included!
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FeaturesGeneralLiving Area 688.0
Sewer Public Sewer
Heating Forced Air
Cooling Window Unit(s)
Utilities Cable Available
Roof Shingle
Garage Spaces 0.0
Patio/Porch Features Covered Porch
Architectural Style Ranch
Construction Materials Brick Aluminum Siding
Full Baths 1
Half Baths 0
Year Built 1920
View Neighborhood
Levels One
Property Subtype Single Family Residence
Accessibility None
County Kenton
New Construction No
Property Type A
HOA No
Attached Garage No
Total Rooms 4
Status Pending
Directions From Deverill turn onto oak st. The home is on your right.
High School Ludlow High
City Ludlow
School District Ludlow Indep
Zoning Description Residential
MLS Area K02 - Bromley/Ludlow Area
Lot Size Units Acres
Lot Size Square Feet 1050.0
Elementary School Mary A. Goetz Elementary
Property Attached Y/N No
Home Warranty Y/N Yes
Middle/Junior High School Ludlow Middle School
MLS Area Minor K02 - Bromley/Ludlow Area
Structure Type House
Living Area Units Square Feet
Standard Status Pending
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InteriorInterior Amenities Eat-in Kitchen Built-in Features Natural Woodwork
Basement Storage Space Unfinished
Kitchen Appliances Electric Cooktop Electric Range Washer Dryer Electric Oven
Total Fireplaces 1
Fireplace Features Decorative Inoperable
Air Conditioning Y/N Yes
Heating Y/N Yes
Window Features Insulated Windows
Fireplace Y/N Yes
Total Bathrooms 1.0
Laundry Features Main Level
Room Type Primary Bath Living Room Primary Bedroom Kitchen
Total Baths 1
Total Bedrooms 1
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ExteriorFencing Perimeter Metal
Parking Features No Garage On Street
Lot Features Level
Water Source Public
Lot Size Area 0.02
Foundation Details Stone Block
Building Area Total 688.0
Lot Dimensions 50x21
Lot Size Acres 0.02
Road Surface Type Paved
Lot Size Source Realist
Road Frontage Type City Street
Land Lease Type Fee
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* Excluded FeaturesList Bytherealestatepastor@gmail.comEmail
Affordability Calculator
- Monthly Principal & Interest
- $647
- Monthly Property Taxes
- --
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbySingle family listings in Ludlow, KY
Average List Price $316,166
Percent of Sale Price 201%
About Ludlow, KY 4,403 Population
1% Since 2002
$ 45,818 Median Income
36.73 Median Age
28% Households with Children
Trends Information provided by ATTOM Data Solutions.
3164023 Elementary School
3164021 Middle School
Ludlow High High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 5/12/2026 | $105,000 | -8.70% | Price Down |
| 5/1/2026 | $115,000 | | Listed Price |