4025 Derby Drive
Cumming, GA, 30040 $ 419,000
Bedrooms3 Baths2.0 Sq 2,011 Monthly Estimate*
$ 2,580
for $419,000 with 3 bedrooms and 2 full baths. This 2,011 square foot home was built in 1987 on a lot size of 1.56.
Is there a 3-bed single-family home in Cumming under $420K with land and renovation potential? Located at 4025 Derby Drive, this 3-bedroom, 2-bath home offers 2,011 sqft on 1.56 acres in Derby Downs with no HOA, making it a strong opportunity for investors or buyers seeking space and value in Forsyth County. Welcome to this 3-bed single-family home in Cumming under $419K offering exceptional potential on a spacious 1.56-acre lot in the established Derby Downs neighborhood. Built in 1987, this 2,011 sqft home features a functional layout with an office conveniently located just off the kitchen, providing flexible space for work or daily living. The unfinished basement presents a valuable opportunity to expand, customize, or add additional living area to suit your needs. With no HOA, you have the freedom to renovate, invest, or personalize without added restrictions. Positioned in highly sought-after Forsyth County and zoned for top-rated schools, this property combines location, land, and long-term upside. Ideal for investors, fixer-upper buyers, or anyone looking to create value, the home is priced to reflect its current condition and future possibilities. Conveniently located near shopping, dining, and major routes while still offering a private, residential setting. Please note: some photos in this listing include AI-enhanced renovation examples for visualization purposes only and do not represent the current condition of the property. For more information or to schedule a showing, contact Jayde Constable Roper with Your NGA Team Realty in Cumming.
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FeaturesGeneralSewer Septic Tank
Heating Central
Cooling Central Air
Utilities Cable Available Electricity Available Water Available
Roof Metal
Appliances Electric Range Electric Water Heater Dishwasher
HOA Fee 0
Garage Spaces 2
Patio/Porch Features Deck Front Porch
Architectural Style Ranch
Pool Features None
Security Features Fire Alarm Smoke Detector(s)
Construction Materials Wood Siding
Year Built 1987
Electric 110 Volts 220 Volts
View Neighborhood
Levels Two
Property Subtype Single Family Residence
Tax Year 2025
Parcel Number 032 032
Waterfront Features None
Community Features None
Accessibility Accessible Bedroom Accessible Full Bath Accessible Hallway(s) Accessible Kitchen Accessible Washer/Dryer
HOA Fee 2 0
County Forsyth - GA
Property Type Residential
HOA false
Energy Efficient None
Subdivision Name DERBY DOWNS
Green Energy Generation None
Other Structures Outbuilding
Full Baths 2
Status Active
Directions GPS friendly. Take SR-400 to exit 15 onto Bald Ridge Marina toward Cumming. Turn right onto Pirkle Ferry Road. Turn right onto Post Road. Turn left onto Derby Drive.
High School West Forsyth
City Cumming
Body of Water None
Spa Features None
Elementary School Sawnee
Property Attached Y/N false
Land Lease Y/N false
Tax Annual Amount 4719
Home Warranty Y/N false
Middle/Junior High School Hendricks
Property Condition Resale
Standard Status Active
Tax Lot 12-13
Freehold IDX
Corporate Owner None
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InteriorInterior Amenities High Speed Internet
Basement Unfinished
Flooring Vinyl Laminate
Total Fireplaces 1
Fireplace Features Family Room
Common Walls No Common Walls
Window Features Double Pane Windows
Above Grade Finished Area 2011
Half Baths 0
Laundry Features In Kitchen Electric Dryer Hookup
Total Bedrooms 3
Below Grade Finished Area 0
Room Type Basement Laundry Living Room Office
Main Level Bedrooms 3
Main Level Bathrooms 2
Kitchen Features Cabinets Stain Laminate Counters
Total Baths 2
Primary Bathroom Features Double Vanity Separate Tub/Shower Soaking Tub
Dining Room Features Open Concept Separate Dining Room
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ExteriorExterior Amenities Lighting Private Entrance Private Yard Rain Gutters Rear Stairs
Fencing None
Parking Features Garage
Lot Features Back Yard Cleared Front Yard Landscaped Level
Water Source Public
Total Parking 6
Foundation Details Concrete Perimeter
Building Area Total 2011
Lot Dimensions 267 x 278
Lot Size Acres 1.56
Road Surface Type Asphalt Paved
Lot Size Source Public Records
Road Frontage Type County Road
Other Equipment None
Horse Amenities None
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* Excluded FeaturesList ByYour Nga Team RealtyBroker
jayde.yourngateam@yahoo.comEmail
Affordability Calculator
- Monthly Principal & Interest
- $2,580
- Monthly Property Taxes
- $393
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbySingle family listings in Cumming, GA
Average List Price $798,690
Percent of Sale Price 91%
About Cumming, GA 7,395 Population
68% Since 2002
$ 52,771 Median Income
37.22 Median Age
34% Households with Children
Trends Information provided by ATTOM Data Solutions.
4134829 Elementary School
4134343 Middle School
West Forsyth High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 5/1/2026 | $419,000 | | Listed Price |