286 Fossil Ridge Road
Wilmington, IL, 60481 $ 325,000
Bedrooms4 Baths2.1 Sq 1,800 Monthly Estimate*
$ 2,001
for $325,000 with 4 bedrooms and 2 full baths, 1 half bath. This 1,800 square foot home was built in 1999.
Waterfront living at its best in the sought-after Shadow Lakes community! This spacious 3-4 bedroom, 2.5 bath home offers approximately 1,800 sq ft of living space with a finished basement and incredible views right from your backyard. Inside, you'll find vaulted ceilings, a main-level bedroom and full bath, first-floor laundry, and a well-designed kitchen with plenty of space for dining and gathering. The finished basement adds even more flexibility with additional bedrooms, a family room, office, and ample storage. Two fireplaces create a warm and inviting atmosphere year-round. Step outside to enjoy the deck, balcony, and fire pit overlooking the water-perfect for relaxing or entertaining. The garden and flower beds are already waiting you. Outdoor attached storage shed and a firewood chute for easy transport. Located in a private, gated resort-style community, Shadow Lakes offers unmatched amenities including multiple lakes and channels for boating and fishing, clubhouse, pools, beach, golf cart paths, sports courts, and year-round activities. Whether you're looking for a full-time home or a weekend escape, this property delivers the perfect blend of comfort, space, and outdoor lifestyle-all just a short drive from I-55 and under an hour from Chicago. Please note that lot sizes and square footage are estimated. Please contact the HOA to learn about attached garage possibilities. This home is all electric with solar panels.
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FeaturesGeneralLiving Area 1800
Sewer Public Sewer
Heating Electric
Cooling Central Air
Possession Closing
Roof Asphalt
Appliances Microwave Dishwasher Refrigerator Washer Dryer Electric Cooktop Electric Oven
HOA Fee 2340
Association Fee Includes Water Security Clubhouse Pool Scavenger Snow Removal
Construction Materials Vinyl Siding
Year Built 1999
Township Reed
Tax Year 2024
Ownership Fee Simple w/ HO Assn.
Community Features Clubhouse Park Pool Lake Water Rights Gated Street Paved
Assoc Fee Paid Per Annually
County Will
New Construction N
Property Type Residential Detached Single
Energy Efficient Photovoltaic/Solar System
Subdivision Name Shadow Lakes
Other Structures Shed(s)
Total Rooms 9
Full Baths 2
Status New
Directions Coal City Road to Novy Rd south to Tully Rd (gate 3). You must make an appt to see this property. IF you cannot be there during office hours you must make pre-arrangements for agent to let you in.
High School Reed-Custer High School
City Wilmington
High School District 255U
MLS Area Wilmington
Elementary School Reed-Custer Primary School
Tax Annual Amount 4513
Middle/Junior High School Reed-Custer Middle School
Standard Status Active
Middle/Junior School District 255U
Elementary School District 255U
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InteriorInterior Amenities Vaulted Ceiling(s) 1st Floor Bedroom 1st Floor Full Bath Built-in Features Walk-In Closet(s) Bookcases
Basement Finished Full
Flooring Wood
Total Fireplaces 2
Fireplace Features Wood Burning
Half Baths 1
Laundry Features Main Level In Unit
Total Bedrooms 3
Room Type Den Office Storage
Total Baths 3
Bedrooms Possible 4
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ExteriorExterior Amenities Balcony Fire Pit
Parking Features Asphalt Unassigned Yes Owned
Water Source Public
Total Parking 4
Foundation Details Concrete Perimeter
Lot Dimensions 93x93x84x103
Waterfront Y/N Y
Other Equipment Water Heater-Electric
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* Excluded FeaturesList ByHexagon Real EstateBroker
realtordianemartin@gmail.comEmail
Affordability Calculator
- Monthly Principal & Interest
- $2,001
- Monthly Property Taxes
- $376
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbySingle family listings in Wilmington, IL
Average List Price $295,970
Percent of Sale Price 9%
About Wilmington, IL 99 Population
-1% Since 2002
$ 45,781 Median Income
42.35 Median Age
14% Households with Children
Trends Information provided by ATTOM Data Solutions.
1539652 Elementary School
1539737 Middle School
Reed-Custer High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 5/1/2026 | $325,000 | | Listed Price |