441 WHISTLING DUCK TRAIL Saint Cloud, FL $ 470,000
441 WHISTLING DUCK TRAIL
$ 470,000
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441 WHISTLING DUCK TRAIL

Saint Cloud, FL, 34771
$ 470,000
Bedrooms4 Baths3.0 Sq 2,634

Monthly Estimate*

$ 2,894

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Single Family Home for sale in Saint Cloud, FL

for $470,000 with 4 bedrooms and 3 full baths. This 2,634 square foot home was built in 2023 on a lot size of 0.32.

Located in the desirable Silver Springs community, this beautifully maintained 4-bedroom, 3-bath home sits on an oversized 0.32-acre lot with no rear neighbors and peaceful water views, offering the perfect blend of privacy, space, and modern comfort. From the moment you arrive, you’ll appreciate the attractive landscaping, brick paver accents, and stylish modern exterior that create impressive curb appeal. Step inside to a welcoming entryway highlighted by a staircase leading to the second floor and a thoughtfully designed layout that offers both functionality and flexibility. Immediately to the left of the front entry is a convenient downstairs guest bedroom and full bath—ideal for guests, multi-generational living, or added privacy for family members. Continuing through the home, you’ll find a versatile flex space currently being used as a home office that could easily serve as a playroom, formal dining area, or additional sitting space depending on your needs. The heart of the home opens into the living room, dining area, and kitchen, all flowing seamlessly together and filled with natural light from surrounding windows and double sliding glass doors overlooking the backyard. The kitchen is designed for both everyday living and entertaining, featuring white cabinetry, stainless steel appliances, tile backsplash, a walk-in pantry, and a massive center island with bar seating perfect for casual meals, serving, and gathering with guests. The living room adds warmth and character with a beautiful custom accent wall that serves as a standout focal point. Upstairs, you’ll be greeted by a spacious loft area offering endless possibilities for a second living room, game room, movie space, playroom, or additional entertainment area. Just off the loft is the generously sized primary suite featuring abundant natural lighting and a private en-suite bathroom complete with dual vanity sinks, a large walk-in shower, and a walk-in closet with built-in shelving for added organization. The remaining upstairs bedrooms are positioned on the opposite side of the home, offering privacy and flexibility for family or guests. Each bedroom is similar in size and layout while continuing the home’s bright and airy feel with plenty of natural light throughout. Step outside through the double sliding glass doors and enjoy your own private outdoor retreat. The covered back patio provides shade from the Florida sun and is finished with brick pavers—perfect for outdoor dining, entertaining, or relaxing while overlooking the expansive fenced backyard. With no rear neighbors, peaceful water views, and plenty of open space for gatherings, play, or pets to roam, the backyard truly becomes an extension of the home. Conveniently located near major roads, highways, shopping, dining, and everyday conveniences, residents of Silver Springs also enjoy access to fantastic community amenities, making this home an exceptional opportunity for comfortable Florida living.

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Single Family Active

Price

$ 470,000

Bedrooms

4

Full Bath

3

Property Type

Single Family

Taxes

$ 6,069

Style

Single Family Residence

Lot Size

0.32

Year Built

2023

Town/City

Saint Cloud

County/Region

Osceola

MLS | Web ID

S5148495

Features
General
Sewer Public Sewer
Heating Central
Cooling Central Air
Utilities Public
Roof Shingle
Appliances Built-In Oven Cooktop Dishwasher Microwave
Zoning RESI
HOA Fee 112
Garage Spaces 2
Association Fee Includes Community Pool
Construction Materials Concrete Stucco
Pets Allowed Yes
Year Built 2023
Levels Two
Property Subtype Single Family Residence
Tax Year 2025
Ownership Fee Simple
Waterfront Features Pond
Community Features Clubhouse Park Playground Pool Sidewalks
Assoc Fee Paid Per Monthly
County Osceola
New Construction false
Property Type Residential
Association Amenities Clubhouse Park Playground Pool
Attached Garage true
Subdivision Name SILVER SPGS 2
Facing Direction Northwest
Garage Y/N true
Total Rooms 8
Full Baths 3
Status Active
Directions From Narcoossee Rd turn onto Jones Rd and continue east. Turn right onto S Zuni Rd then turn left onto Whistling Duck Trl. Continue down Whistling Duck Trl and the home will be on the right.
City ST CLOUD
Association Name Real Manage
Senior Community Y/N false
MLS Area 34771 - St Cloud (Magnolia Square)
Lot Size Units Square Feet
Lot Size Square Feet 13939
Carport Y/N false
Listing Terms Cash Conventional FHA VA Loan
Land Lease Y/N false
Tax Annual Amount 6069.43
Additional Parcels Y/N false
Lease Considered Y/N true
Virtual Tour https://my.matterport.com/show/?m=9zJjoWhtJAX&mls=1
Building Area Units Square Feet
Living Area Units Square Feet
Standard Status Active
Occupancy Type Owner
Tax Lot 23
Legal Description SILVER SPRINGS 2 PB 31 PGS 73-74 LOT 23
Water View Pond
Minimum Lease 8-12 Months
Water Access Y/N false
Monthly HOA Amount 112
Water View Y/N true
Flood Zone Code X
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Interior
Interior Amenities Eating Space In Kitchen Kitchen/Family Room Combo Living Room/Dining Room Combo
Flooring Carpet Tile Vinyl
Furnished Y/N Unfurnished
Total Stories 2
Air Conditioning Y/N true
Heating Y/N true
Fireplace Y/N false
Half Baths 0
Laundry Features Inside
Total Bedrooms 4
Total Baths 3
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Exterior
Exterior Amenities Lighting Rain Gutters Sidewalk
Water Source Public
Lot Size Area 13939
Foundation Details Slab
Building Area Total 3192
Lot Size Acres 0.32
Road Surface Type Asphalt Paved
Private Pool false
Waterfront Y/N true
Covered Spaces 2
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* Excluded Features
List By
Exp Realty Llc

Broker

spugh@homeprideflorida.com

Email

Affordability Calculator

$3,400
Per Month
85%
15%
0%
Monthly Principal & Interest
$2,894
Monthly Property Taxes
$506
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
4827338 Elementary School
4827337 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
4/30/2026$470,000 Listed Price

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441 WHISTLING DUCK TRAIL, Saint Cloud, FL, 34771 is a Single Family Home for sale at $470,000 with 2,634 sqft and a lot size of 0.32. 441 WHISTLING DUCK TRAIL has 4 bedrooms, 3.0 baths, and was built in 2023. The property's zip code is 34771 which is in Saint Cloud, FL