1020 Dean Street St. Charles, IL $ 399,900
1020 Dean Street
$ 399,900
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1020 Dean Street

St. Charles, IL, 60174
$ 399,900
Bedrooms3 Baths2.0 Sq 1,591

Monthly Estimate*

$ 2,462

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Single Family Home for sale in St. Charles, IL for $399,900 with 3 bedrooms and 2 full baths. This 1,591 square foot home was built in 1925 on a lot size of 0.42.

A true gem just steps from the heart of downtown St. Charles! Meticulously maintained and situated on a rare, expanded double lot, this home is completely move-in ready, blending classic 1925 architecture with modern updates. Peace of mind is guaranteed with major improvements including a NEW furnace (2025), NEW AC (2025), NEW roof (2022), and NEW windows (2026), plus a NEW front door (2026). Inside, you will enjoy beautiful hardwood floors, vaulted/cathedral ceilings, and a cozy brick fireplace anchoring the Living Room. The kitchen features granite countertops, stainless-steel appliances, a NEW dishwasher (2025), and a NEW microwave (2026). Large, bright windows fill the family room with natural light. Two convenient first floor bedrooms and full bathroom. The entire second floor is dedicated to the private Master Bedroom Suite, which is an impressive retreat complete with a walk-in closet, skylights, an office or sitting area, and its own private deck. The home also features a full basement that includes a dedicated workout room and a workbench area, alongside excellent storage and potential for future finishing. Set on an exceptional double lot (comprising two parcels: PIN 09-28-452-021 and PIN 09-28-452-020), the property offers beautiful, wooded views and a functional backyard complete with a firepit, garden planters, and a NEW custom-built space for chickens (2025). Located in the heart of St. Charles, you are close to the bike trail, shopping, restaurants, entertainment, and highly rated St. Charles Schools. Enjoy easy trail access to Belgium Town Park, which features a playground and pickleball courts. Come and take a look!

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Single Family Contingent

Price

$ 399,900

Bedrooms

3

Full Bath

2

Property Type

Single Family

Taxes

$ 8,755

Style

Bungalow

Lot Size

0.42

Year Built

1925

Town/City

St. Charles

County/Region

KANE

MLS | Web ID

12625321

Features
General
Living Area 1591
Sewer Public Sewer
Heating Natural Gas Forced Air
Cooling Central Air
Possession Closing
Roof Asphalt
Appliances Range Microwave Dishwasher Refrigerator
HOA Fee 0
Association Fee Includes None
Architectural Style Bungalow
Construction Materials Aluminum Siding Brick
Year Built 1925
Electric Circuit Breakers
Township St. Charles
Tax Year 2025
Ownership Fee Simple
Community Features Park Curbs Street Lights Street Paved
Additional Parcels Description 0928452020
Assoc Fee Paid Per Not Applicable
County Kane
New Construction N
Property Type Residential Detached Single
Contingency Attorney/Inspection
Other Structures Workshop Poultry Coop
Total Rooms 8
Full Baths 2
Status Contingent
Directions W on Rt. 64 from Rt. 31 to N on Dean St (at Y stay left on Dean) to house on right.
City St. Charles
High School District 303
MLS Area Campton Hills / St. Charles
Tax Annual Amount 8755.86
Additional Parcels Y/N Y
Standard Status Active Under Contract
Middle/Junior School District 303
Elementary School District 303
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Interior
Interior Amenities Cathedral Ceiling(s) 1st Floor Bedroom 1st Floor Full Bath
Basement Partially Finished Full
Flooring Hardwood
Total Fireplaces 1
Half Baths 0
Total Bedrooms 3
Room Type Sitting Room
Total Baths 2
Bedrooms Possible 3
Bathroom Whirlpool Separate Shower Double Sink
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Exterior
Exterior Amenities Fire Pit
Parking Features Asphalt Off Street Driveway Yes Owned
Water Source Public
Total Parking 2
Lot Dimensions 50 X 148
Lot Size Acres 0.42
Waterfront Y/N N
Other Equipment CO Detectors Ceiling Fan(s)
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* Excluded Features
List By
Exp Realty - St. Charles

Broker

cory@coryjonesteam.com

Email

Affordability Calculator

$3,192
Per Month
77%
23%
0%
Monthly Principal & Interest
$2,462
Monthly Property Taxes
$730
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
565323 Elementary School
568071 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
4/30/2026$399,900 Listed Price

Map


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1020 Dean Street, St. Charles, IL, 60174 is a Single Family Home for sale at $399,900 with 1,591 sqft and a lot size of 0.42. 1020 Dean Street has 3 bedrooms, 2.0 baths, and was built in 1925. The property's zip code is 60174 which is in St. Charles, IL