82 2ND STREET D5 Cedar Key, FL $ 144,900
82 2ND STREET D5
$ 144,900
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82 2ND STREET D5

Cedar Key, FL, 32625
$ 144,900
Bedrooms1 Baths1.0 Sq 480

Monthly Estimate*

$ 892

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Condo for sale in Cedar Key, FL

for $144,900 with 1 bedroom and 1 full bath. This 480 square foot condo was built in 1982 on a lot size of 0.01.

**HOA Includes Insurance!** Welcome to your slice of paradise in Cedar Key! This beautifully renovated waterfront condo offers the perfect blend of personal getaway and income-producing opportunity—enjoy up to 120 days per year for yourself and rent it out the rest of the time. Step inside to coastal charm, where French doors lead to your private balcony with breathtaking water views. This turnkey unit comes fully furnished, making it truly move-in or rent-ready. Unwind in comfortable, stylish spaces or prepare meals in the updated kitchen featuring a new refrigerator, dishwasher, and microwave. Ceramic tile flooring and fresh interior paint create a clean, modern coastal feel throughout. Convenience is key, with on-site laundry and elevator access just steps away for easy day-to-day living. Cedar Key is a dream destination for nature lovers and outdoor enthusiasts. From bird watching and fishing to boating and kayaking, adventure awaits at every turn. The public beach, marina, and boat ramp are all nearby, along with scenic nature trails, state parks, and wildlife refuges. Immerse yourself in the island’s vibrant arts scene, with local galleries, studios, and events showcasing the creativity and charm of this unique coastal community. **Highlights:** MESMERIZING WATER VIEWS, BRAND NEW FRONT DOOR, FULLY FURNISHED, ELEVATOR ACCESS, PROXIMITY TO PUBLIC BEACH, EASY ACCESS TO MARINA AND BOAT RAMP, NATURE LOVER’S PARADISE, VIBRANT ARTS AND CULTURE SCENE **Investment Opportunity:** This property is a condominium hotel (“condotel”) with owner-use limitations (currently up to 120 days per year) and rental-focused guidelines. Financing and insurance options may differ from traditional condos. Buyers are encouraged to review all association rules and details. See Condotel Disclosure Addendum for more information. This waterfront condo offers comfort, convenience, and coastal living at its best—don’t miss your chance to own a piece of Cedar Key while generating income at the same time!

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Condo Active

Price

$ 144,900

Bedrooms

1

Full Bath

1

Property Type

Condo

Taxes

$ 2,181

Style

Condo - Hotel

Lot Size

0.01

Year Built

1982

Town/City

Cedar Key

County/Region

Levy

MLS | Web ID

TB8501463

Features
General
Sewer Public Sewer
Heating Central
Cooling Central Air
Utilities Cable Connected Electricity Connected Fiber Optics Phone Available Public Sewer Connected Street Lights Water Connected
Possession Close Of Escrow
Roof Shingle
Appliances Dishwasher Electric Water Heater Freezer Microwave Range Refrigerator
Zoning RESI
HOA Fee 0
Association Fee Includes Cable TV Insurance Maintenance Structure Maintenance Grounds Manager Pest Control Trash
Patio/Porch Features Covered Deck
Construction Materials Wood Frame Wood Siding
Pets Allowed No
Year Built 1982
View Water
Levels One
Unit Number D5
Property Subtype Condo - Hotel
Tax Year 2025
Ownership Fee Simple
Waterfront Features Bay/Harbor Front Gulf/Ocean Front Waterfront
Community Features Bay/Harbor Front Fishing Gulf/Ocean Front Water Access Waterfront Buyer Approval Required Golf Carts OK Park Playground Sidewalks Wheelchair Access
Assoc Fee Paid Per Monthly
County Levy
New Construction false
Property Type Residential
Association Amenities Cable TV Elevator(s) Wheelchair Access
Subdivision Name CEDAR COVE EFFICIENCY CONDO 02
Facing Direction Northwest
Garage Y/N false
Total Rooms 4
Full Baths 1
Status Active
Directions From Interstate 19 take SR24 into Cedar Key take a left on Second Street. Take Second Street all the way through town to Cedar Cove. Building is at the end of the road on the right hand side.
City CEDAR KEY
Body of Water GULF OF MEXICO
Association Name McCormick Mgt & Realty LLC
Senior Community Y/N false
MLS Area 32625 - Cedar Key
Lot Size Units Square Feet
Lot Size Square Feet 414
Carport Y/N false
Listing Terms Cash
Land Lease Y/N false
Tax Annual Amount 2181.68
Additional Parcels Y/N false
Lease Considered Y/N true
Virtual Tour https://www.propertypanorama.com/instaview/stellar/TB8501463
Building Area Units Square Feet
Living Area Units Square Feet
Standard Status Active
Occupancy Type Tenant
Tax Lot 0
Legal Description 32-15-13 CEDAR COVE EFFICIENCY CONDO II UNIT D-5 OR BOOK 1644 PAGE 763
Water View Gulf/Ocean - Partial
Water Access Type Gulf/Ocean
Minimum Lease 1-7 Days
Water Access Y/N true
Monthly HOA Amount 0
Monthly Condo Fee Amount 805
HOA Monthly Maintenance 0
Water View Y/N true
Flood Zone Code VE
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Interior
Interior Amenities Accessibility Features Elevator Kitchen/Family Room Combo Thermostat Window Treatments
Flooring Ceramic Tile
Furnished Y/N Furnished
Total Stories 2
Air Conditioning Y/N true
Heating Y/N true
Fireplace Y/N false
Half Baths 0
Laundry Features None
Total Bedrooms 1
Total Baths 1
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Exterior
Exterior Amenities Lighting Sidewalk
Lot Features Historic District City Lot Near Marina Sidewalk
Water Source Public
Lot Size Area 414
Foundation Details Slab Stilt/On Piling
Building Area Total 480
Lot Size Acres 0.01
Road Surface Type Paved
Private Pool false
Waterfront Y/N false
Road Frontage Type Street Paved
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* Excluded Features
List By
Epique Realty, Inc.

Broker

Stacythehomegirl@gmail.com

Email

Affordability Calculator

$1,074
Per Month
83%
17%
0%
Monthly Principal & Interest
$892
Monthly Property Taxes
$182
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
4827338 Elementary School
4827337 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
4/30/2026$144,900 Listed Price

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82 2ND STREET D5, Cedar Key, FL, 32625 is a Condo for sale at $144,900 with 480 sqft and a lot size of 0.01. 82 2ND STREET D5 has 1 bedrooms, 1.0 baths, and was built in 1982. The property's zip code is 32625 which is in Cedar Key, FL