681 Stark Terrace Ballston Spa, NY $ 649,900
681 Stark Terrace
$ 649,900
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681 Stark Terrace

Ballston Spa, NY, 12020
$ 649,900
Bedrooms5 Baths2.1 Sq 2,475

Monthly Estimate*

$ 4,002

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Single Family Home for sale in Ballston Spa, NY

for $649,900 with 5 bedrooms and 2 full baths, 1 half bath. This 2,475 square foot home was built in 1998 on a lot size of 0.85.

Spacious 5 bedroom, 2.5-bath Colonial home located in the scenic Rowland's Hollow neighborhood. A rare offering of 3 full levels of cozy and elegant living space. The main level was thoughtfully designed as an open layout, seamlessly connecting the living room, dining area, and kitchen with granite countertops and hardwood floors. With 4 bedrooms upstairs, an optional 5th bedroom in the ''walk-out'' lower level offers flexibility for guests, a home office, or additional living space. Enjoy the back yard retreat with above ground pool, upper/lower decks, generous lawn, and firepit. Located within Saratoga Springs school district and benefiting from Milton taxes, this home combines comfort and value while being less than 4 miles from downtown Saratoga Springs.

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Single Family Active

Price

$ 649,900

Bedrooms

5

Full Bath

2

Half Bath

1

Property Type

Single Family

Taxes

$ 5,410

Style

Colonial

Lot Size

0.85

Year Built

1998

Town/City

Ballston Spa

County/Region

Saratoga

MLS | Web ID

202616111

Features
Interior
Interior Amenities High Speed Internet Paddle Fan Solid Surface Counters Vaulted Ceiling(s) Walk-In Closet(s) Ceramic Tile Bath Chair Rail Crown Molding Eat-in Kitchen
Basement Finished Full Walk-Out Access
Flooring Tile Hardwood
Total Fireplaces 1
Fireplace Features Living Room
Basement (Y/N) N
Air Conditioning Y/N Y
Heating Y/N Y
Fireplace Y/N Y
Above Grade Finished Area 2475.0
Half Baths 1
Laundry Features Common Area Main Level
Total Bedrooms 5
Below Grade Finished Area 0.0
Below Grade Finished Area Source Public Records
Above Grade Finished Area Source Public Records
Total Baths 3
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General
Sewer Public Sewer
Heating Forced Air Natural Gas
Cooling Central Air
Utilities Cable Available
Possession At Closing
Roof Asphalt
Appliances Dishwasher Disposal Gas Water Heater Microwave Oven Range Refrigerator Washer/Dryer
Zoning Single Residence
Garage Spaces 2.0
Patio/Porch Features Deck Front Porch Patio Porch
Architectural Style Colonial
Pool Features Above Ground
Construction Materials Vinyl Siding
Year Built 1998
View Trees/Woods
Property Subtype Single Family Residence
County Saratoga
New Construction N
Property Type Residential
HOA N
Attached Garage N
Subdivision Name Rowlands Hollow
Garage Y/N Y
Other Structures Shed(s)
Total Rooms 10
Full Baths 2
Status Active
Directions From Grand Ave. Cross Rowland left on Acland right at second street Stark Ter. House is on the left
High School Saratoga Springs
City Milton
High School District Saratoga Springs
Lot Size Units Acres
Lot Size Square Feet 37026.0
Carport Y/N N
Elementary School Division Street
Land Lease Y/N N
Tax Annual Amount 5410.52
Home Warranty Y/N N
Property Condition Updated/Remodeled
Lease Renewal Y/N N
Additional Parcels Y/N N
Lease Considered Y/N N
Rent Control Y/N N
Standard Status Active
Tax Assessed Value 0
Tax Lot 11.000
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Exterior
Exterior Amenities Drive-Paved
Fencing Back Yard Front Yard
Parking Features Off Street Paved Driveway
Lot Features Level Private Sprinklers In Front Sprinklers In Rear Wooded Cleared Landscaped
Water Source Public
Total Parking 6.0
Lot Size Area 0.85
Spa N
Lot Size Acres 0.85
Waterfront Y/N N
Crops Included Y/N N
Horse Y/N N
Irrigation Water Rights Y/N N
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Internal Only
Street Number 1 681
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* Excluded Features
List By
Matthew Milligi

Listing Agent

Racing City Realty Inc.

Broker

(518) 210-6763

Phone

mmilligi@gmail.com

Email

Affordability Calculator

$4,452
Per Month
90%
10%
0%
Monthly Principal & Interest
$4,002
Monthly Property Taxes
$451
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
2596877 Elementary School
853244 Middle School
Saratoga Springs High School High School
Pricing History
DatePricePrice ChangeDescription
4/30/2026$649,900 Listed Price

Map


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681 Stark Terrace, Ballston Spa, NY, 12020 is a Single Family Home for sale at $649,900 with 2,475 sqft and a lot size of 0.85. 681 Stark Terrace has 5 bedrooms, 2.1 baths, and was built in 1998. The property's zip code is 12020 which is in Ballston Spa, NY