445 Elk Lake Resort Road # 519-520 Owenton, KY $ 450,000
445 Elk Lake Resort Road # 519-520
$ 450,000
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445 Elk Lake Resort Road # 519-520

Owenton, KY, 40359
$ 450,000
Bedrooms3 Baths3.0 Sq 1,641

Monthly Estimate*

$ 2,771

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Single Family Home for sale in Owenton, KY

for $450,000 with 3 bedrooms and 3 full baths. This 1,641 square foot home was built in 2007 on a lot size of 0.99.

Welcome to your private lakeside retreat at Elk Lake in Owenton, Kentucky! This stunning 2-story log cabin offers the perfect blend of rustic charm and everyday comfort, nestled on two waterfront lots totaling nearly an acre (.99). With 3 bedrooms and 3 full bathrooms--one on each level--this thoughtfully designed home provides both space and flexibility. The family room in basement offers option for a fourth bedroom especially with a full bathroom in the lower level! The primary suite is conveniently located on the first floor and features its own ensuite full bath, creating a comfortable main-level living option. Inside, you'll find beautiful hardwood floors throughout the first and second levels, enhancing the warm, inviting character of the home. A large storage room offers plenty of space for lake gear and more, while the additional outdoor storage shed provides even more functionality. Step outside and take in the peaceful setting from the covered upper rear deck, perfect for relaxing or entertaining while enjoying views of the quiet, private cove. The property offers approximately 4 feet of water depth off the dock, and the home is ideally positioned close to the water with a gentle, gradual slope--making lake access easy and enjoyable. Additional highlights include a spacious, flat gravel parking area and the rare advantage of being situated on two waterfront lots, offering added privacy and room to expand. Whether you're looking for a weekend getaway or a full-time lake home, this Elk Lake property delivers the ideal combination of location, layout, and lifestyle. Don't miss this opportunity to own your slice of lakefront paradise! Elk Lake information: 8 farms comprising of 1,100 acres were purchased, and Elk Lake was dammed to produce a body of water approximately 255 acres with 14 miles of shoreline, 1300 lots that are serviced by 17 miles of gravel road. In 1961, the non-profit Elk Lake Property Owners' Association (ELPOA) was established!

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Single Family Active

Price

$ 450,000

Bedrooms

3

Full Bath

3

Property Type

Single Family

Taxes

$ 0

Style

Log

Lot Size

0.99

Year Built

2007

Town/City

Owenton

County/Region

Owen

MLS | Web ID

642059

Features
General
Living Area 1641.0
Sewer Septic Tank
Heating Forced Air Electric
Cooling Wall Unit(s) Central Air
Utilities Natural Gas Available Cable Available
Roof Metal
HOA Fee 2500.0
Garage Spaces 0.0
Association Fee Includes Management Association Fees Maintenance Grounds Security Trash Snow Removal
Patio/Porch Features Covered Porch Patio Deck
Architectural Style Log
Construction Materials Stone Wood Siding
Full Baths 3
Half Baths 0
Year Built 2007
View Trees/Woods Lake
Levels Two
Unit Number 519-520
Property Subtype Single Family Residence
Assoc Fee Paid Per Annually
County Owen
New Construction No
Property Type A
Association Amenities Clubhouse Trail(s) Playground Lake Seasonal Lake Year Round
HOA Yes
Attached Garage No
Total Rooms 8
Status Active
Directions From Elk Creek Vineyard head East turn Right onto Rt 1883 turn Right at stop sign. ''Gated Community; must have an appointment to be escorted by an agent.''
High School Owen County High
City Owenton
School District Owen Co Public
Zoning Description Residential
MLS Area K22 - Owen Cty
Lot Size Units Acres
Lot Size Square Feet 43124.4
Elementary School Owen County Elementary
Property Attached Y/N No
Middle/Junior High School Maurice Bowling Middle School
Property Condition Existing Structure
MLS Area Minor K22 - Owen Cty
Virtual Tour https://player.vimeo.com/video/1187698014
Structure Type House
Standard Status Active
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Interior
Basement Storage Space Walk-Out Access Finished Full Finished Bath
Kitchen Appliances Electric Range Dishwasher Refrigerator Microwave
Air Conditioning Y/N Yes
Heating Y/N Yes
Window Features Insulated Windows Vinyl Frames
Fireplace Y/N No
Total Bathrooms 3.0
Laundry Features Lower Level Electric Dryer Hookup
Room Type Bathroom 2 Living Room Game Room Bedroom 3 Family Room Bedroom 2 Dining Room Utility Room Primary Bath Bathroom 3 Primary Bedroom Kitchen
Total Baths 3
Total Bedrooms 3
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Exterior
Exterior Amenities Dock Private Yard Fire Pit Balcony
Vegetation Oak Trees Pine Trees
Parking Features Off Street Driveway
Lot Features Waterfront Wooded Cleared Sloped
Water Source Public
Lot Size Area 0.99
Foundation Details Stone Poured Concrete
Building Area Total 50825.0
Lot Dimensions of record
Lot Size Acres 0.99
Road Surface Type Gravel
Lot Size Source Owner
Road Frontage Type Private Road
Land Lease Type Fee
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* Excluded Features
List By
Sibcy Cline, Realtors-Florence

Broker

ptenoever@sibcycline.com

Email

Affordability Calculator

$2,771
Per Month
100%
0%
0%
Monthly Principal & Interest
$2,771
Monthly Property Taxes
--
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
3163353 Elementary School
3163371 Middle School
Owen County High High School
Pricing History
DatePricePrice ChangeDescription
4/30/2026$450,000 Listed Price

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445 Elk Lake Resort Road # 519-520, Owenton, KY, 40359 is a Single Family Home for sale at $450,000 with 1,641 sqft and a lot size of 0.99. 445 Elk Lake Resort Road # 519-520 has 3 bedrooms, 3.0 baths, and was built in 2007. The property's zip code is 40359 which is in Owenton, KY