318 Pine Tree Circle
Nancy, KY, 42544 $ 199,900
Bedrooms2 Baths1.0 Sq 624 Monthly Estimate*
$ 1,231
for $199,900 with 2 bedrooms and 1 full bath. This 624 square foot home was built in 2013 on a lot size of 0.5.
Cabin + Garage + Hot Tub + Privacy + Furnished! Just minutes from the lake and a nearby boat ramp, this turnkey log-sided cabin at 318 Pine Tree Circle offers the perfect blend of recreation, rental potential, and relaxing lake life. Built in 2013, this fully furnished 2-bedroom, 1-bath home is currently operating as a successful short-term rental and sits beside Army Corps of Engineers land for added privacy and a peaceful natural setting. Inside, you'll love the rustic charm paired with modern updates including new kitchen appliances, new flooring, a brand-new mini split HVAC system, and a brand-new hot tub. The open-concept layout creates a cozy cabin feel, while the outdoor fire pit area is perfect for evenings under the stars. The home comfortably sleeps up to 8 guests with a main-level bedroom featuring a Queen bed, a sleeper sofa in the living room, and an upstairs loft with a Full bed plus two Twin beds. One of the standout features is the impressive 30x40 detached garage—currently used as a recreation/game room and ideal for storing boats, side-by-sides, kayaks, and all your lake toys. At the back of the garage, a 12x30 bonus room with a separate entrance offers incredible potential to finish as an additional bedroom, bunk room, office, or private guest space. A 12x8 storage building with shelving provides even more room for gear and supplies. Whether you're looking for a proven income-producing property, weekend getaway, or full-time lake retreat, this property delivers the perfect mix of comfort, privacy, and adventure near Lake Cumberland.
See more
FeaturesGeneralSewer Septic Tank
Heating Electric Forced Air Propane Tank Leased
Cooling Window Unit(s)
Possession Close Of Escrow
Roof Metal
Appliances Dishwasher Range Refrigerator Washer
Garage Spaces 2.0
Construction Materials Other
Year Built 2013
View Other
Property Subtype Single Family Residence
Parcel Number BB-01-030.00
County Wayne
New Construction N
Property Type Residential
HOA N
Attached Garage N
Subdivision Name Pine Tree Estates
Garage Y/N Y
Other Structures Shed(s)
Total Rooms 5
Full Baths 1
Status Active
Directions From Somerset take W HWY 80 to nancy Left on 196. stay on 196 for 11 miles and turn left after passing Harris grocery to stay on 196. continue 3-4 miles and turn right on Pine Tree Rd. Left on Pine T
High School Wayne Co
City Nancy
High School District Wayne County - 70
MLS Area 070 - Wayne County
Lot Size Units Acres
Lot Size Square Feet 21780.0
Carport Y/N N
Elementary School Nancy
Land Lease Y/N N
Home Warranty Y/N N
Middle/Junior High School Wayne Co
MLS Area Minor 070 - Wayne County
Lease Considered Y/N N
Rent Control Y/N N
Structure Type Manufactured House
Standard Status Active
Senior Community None
See more
InteriorFlooring Vinyl Wood
Basement (Y/N) N
Air Conditioning Y/N Y
Heating Y/N Y
Fireplace Y/N N
Above Grade Finished Area 624.0
Half Baths 0
Total Bedrooms 2
Below Grade Finished Area 0.0
Total Baths 1
Heating-Forced Air True
See more
ExteriorParking Features Detached Garage
Lot Features Many Trees
Water Source Public
Lot Size Area 0.5
Foundation Details Pillar/Post/Pier Other
Building Area Total 624.0
Lot Size Acres 0.5
Lot Size Source Public Records
Waterfront Y/N N
Crops Included Y/N N
Horse Y/N N
Irrigation Water Rights Y/N N
See more
* Excluded FeaturesList ByStephanie BastinListing Agent
Somerset - Weichert, Realtors® - Ford BrothersBroker
Affordability Calculator
- Monthly Principal & Interest
- $1,231
- Monthly Property Taxes
- --
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbySingle family listings in Nancy, KY
Average List Price $340,327
Percent of Sale Price 70%
About Nancy, KY 5,861 Population
4% Since 2002
$ 38,896 Median Income
47.6 Median Age
20% Households with Children
Trends Information provided by ATTOM Data Solutions.
5397191 Elementary School
3292849 Middle School
Wayne Co High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 4/30/2026 | $199,900 | -8.72% | Price Down |
| 4/30/2026 | $219,000 | | Listed Price |