187 Lake Road Berne, NY $ 489,000
187 Lake Road
$ 489,000
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187 Lake Road

Berne, NY, 12023
$ 489,000
Bedrooms4 Baths2.1 Sq 2,584

Monthly Estimate*

$ 3,011

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Single Family Home for sale in Berne, NY

for $489,000 with 4 bedrooms and 2 full baths, 1 half bath. This 2,584 square foot home was built in 1978 on a lot size of 3.4.

Welcome to 187 Lake Rd--an exceptional lake-access home completely furnished offering the perfect blend of year-round living, vacation home retreat, and Airbnb investment opportunity near beautiful Lake Onderdonk. Situated on 3.4 private acres, this property provides a rare combination of privacy, land, and water proximity, located directly across the street from the lake with convenient public lake access nearby. Tucked away in a serene, wooded setting, this move-in ready home delivers both comfort and character. The interior features a dramatic vaulted ceiling living room filled with natural light, creating an open-concept feel ideal for entertaining. A stunning loft overlooking the main living space, accessed by a striking three-story spiral staircase, adds unique architectural appeal and flexible living space--perfect for a home office, guest area, or creative studio. Additional highlights include a full basement for storage, plus two separate heating systems, offering energy efficiency and functionality for all seasons. A major value-add is the large detached garage with upgrades, featuring a second-floor apartment space with income potential. Ideal for an in-law suite, guest house, short-term rental (Airbnb), or long-term rental income, this versatile structure significantly enhances the property's investment potential. In excellent condition, this property checks all the boxes for buyers seeking a private lake-area home, multi-use property, or income-producing real estate. Don't miss this unique opportunity to own a versatile property near Lake Onderdonk with endless possibilities.

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Single Family Active

Price

$ 489,000

Bedrooms

4

Full Bath

2

Half Bath

1

Property Type

Single Family

Taxes

$ 4,426

Style

Contemporary

Lot Size

3.4

Year Built

1978

Town/City

Berne

County/Region

Albany

MLS | Web ID

202616079

Features
Interior
Interior Amenities Paddle Fan Vaulted Ceiling(s) 1 Family + In-Law Cathedral Ceiling(s) Eat-in Kitchen
Basement Full Unfinished
Flooring Vinyl Wood Carpet
Total Fireplaces 1
Fireplace Features Living Room
Basement (Y/N) N
Air Conditioning Y/N N
Heating Y/N Y
Fireplace Y/N Y
Above Grade Finished Area 2584.0
Half Baths 1
Laundry Features In Basement
Total Bedrooms 4
Below Grade Finished Area 0.0
Below Grade Finished Area Source CRS
Above Grade Finished Area Source See Remarks
Total Baths 3
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General
Sewer Septic Tank
Heating Propane Tank Leased Wood Zoned
Cooling None
Possession At Closing
Roof Metal Asphalt
Appliances Dishwasher Oven Range Refrigerator
Zoning Single Residence
Garage Spaces 4.0
Patio/Porch Features Deck
Architectural Style Contemporary
Construction Materials Wood Siding
Year Built 1978
View Lake Water
Property Subtype Single Family Residence
Waterfront Features Lake/River Across Rd
County Albany
New Construction N
Property Type Residential
HOA N
Attached Garage N
Garage Y/N Y
Other Structures Barn(s)
Total Rooms 10
Full Baths 2
Status Active
Directions 85 west to Lake Rd
City Westerlo
Body of Water Onderdonk Lake
High School District Berne Knox
Lot Size Units Acres
Lot Size Square Feet 148104.0
Carport Y/N N
Land Lease Y/N N
Tax Annual Amount 4426.51
Home Warranty Y/N N
Lease Renewal Y/N N
Additional Parcels Y/N N
Concessions No
Lease Considered Y/N N
Rent Control Y/N N
Virtual Tour https://app.doaudiotours.com/unbranded?id=20793&lang=en-US
Standard Status Active
Tax Assessed Value 0
Tax Lot 28.000
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Exterior
Exterior Amenities Barn
Fencing Stone
Parking Features Stone Detached Driveway
Lot Features Secluded Level Mountain(s) Private Sloped Wooded Landscaped
Total Parking 6.0
Lot Size Area 3.4
Foundation Details Block
Spa N
Lot Dimensions 148104
Lot Size Acres 3.4
Waterfront Y/N Y
Other Equipment None
Crops Included Y/N N
Horse Y/N N
Irrigation Water Rights Y/N N
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Internal Only
Street Number 1 187
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* Excluded Features
List By
Jillian Breck

Listing Agent

Howard Hanna Capital Inc

Broker

(518) 225-4799

Phone

breck30@outlook.com

Email

Affordability Calculator

$3,380
Per Month
89%
11%
0%
Monthly Principal & Interest
$3,011
Monthly Property Taxes
$369
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
2477433 Elementary School
2477434 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
4/30/2026$489,000 Listed Price

Map


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187 Lake Road, Berne, NY, 12023 is a Single Family Home for sale at $489,000 with 2,584 sqft and a lot size of 3.4. 187 Lake Road has 4 bedrooms, 2.1 baths, and was built in 1978. The property's zip code is 12023 which is in Berne, NY