3 Indian Lake Road Ferndale, NY $ 525,000
3 Indian Lake Road
$ 525,000
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3 Indian Lake Road

Ferndale, NY, 12734
$ 525,000
Bedrooms3 Baths3.0 Sq 2,352

Monthly Estimate*

$ 3,233

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Single Family Home for sale in Ferndale, NY

for $525,000 with 3 bedrooms and 3 full baths. This 2,352 square foot home was built in 2003 on a lot size of 0.61.

Water’s Edge at Indian Lake HOA on Lake Barnabee – A rare waterfront retreat in the heart of the beautiful Catskill Mountains offering the perfect blend of privacy, recreation, and future potential. Set on three separate lots with an impressive 195 feet of lake frontage, this exceptional property gives you the opportunity to enjoy an expansive private shoreline and keep it to yourself or explore the possibility of additional building lots on either side of the home. Built in 2003, this well-designed residence features 3 bedrooms and 3 full bathrooms with a flexible layout ideal for full-time living, vacation escapes, or hosting guests. The upper level offers 2 bedrooms and 2 full baths which includes a primary bedroom and bathroom while the lower level includes an additional living room, bedroom and full bath—perfect for creating private guest quarters, an in-law suite, or separate living space. Inside, the home boasts an open floor plan with a spacious kitchen and living area that flows seamlessly to the outdoors. Step onto the huge deck overlooking the lake, where you can enjoy summer BBQs, morning coffee, or peaceful evenings taking in the water views. The walkout lower level includes a workshop and abundant storage, adding practicality to this scenic retreat. Outside, your personal dock invites endless enjoyment with kayaking, paddle boarding, fishing, swimming, and lakeside relaxation. Located in a welcoming lake community surrounded by the natural beauty of the Catskill Mountains, Water’s Edge is a unique chance to own a premier waterfront property with space, versatility, and endless lifestyle possibilities. 2 hours from NYC the Sullivan County Catskills has so much to offer, book your tour today and enjoy your stay!

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Single Family Active

Price

$ 525,000

Bedrooms

3

Full Bath

3

Property Type

Single Family

Taxes

$ 6,676

Style

Raised Ranch

Lot Size

0.61

Year Built

2003

Town/City

Ferndale

County/Region

Sullivan

MLS | Web ID

992504

Features
Interior
Interior Amenities First Floor Bedroom First Floor Full Bath Ceiling Fan(s) Eat-in Kitchen Entrance Foyer High Speed Internet Kitchen Island Marble Counters Open Floorplan Open Kitchen Primary Bathroom Master Downstair
Basement Finished Full Storage Space Walk-Out Access
Flooring Carpet Hardwood Tile
Total Fireplaces 1
Fireplace Features Living Room Pellet Stove
Basement Features Finished Full Storage Space Walk-Out Access
Basement (Y/N) Y
Fireplace Y/N Y
Half Baths 0
Total Bedrooms 3
Total Baths 3
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General
Sewer Public Sewer
Heating Baseboard Oil
Cooling None
Utilities Cable Available Electricity Connected Sewer Connected Water Connected
Appliances Dishwasher Oven Refrigerator
HOA Fee 750
Association Fee Includes Common Area Maintenance
Patio/Porch Features Deck Wrap Around
Architectural Style Raised Ranch
Construction Materials Frame
Year Built 2003
View Lake Neighborhood Trees/Woods Water
Property Subtype Single Family Residence
Tax Year 2025
Parcel Number 3689-041-A-0002-013-000
Waterfront Features Lake Front Lake Privileges Water Access Waterfront
Assoc Fee Paid Per Annually
County Sullivan County
Property Type Residential
HOA Y
Garage Y/N N
Other Structures Shed(s)
Total Rooms 6
Full Baths 3
High School Liberty High School
City Liberty
Association Name Indian Lake HOA
Senior Community Y/N N
High School District Liberty
Carport Y/N N
Elementary School Liberty Elementary School
Property Attached Y/N N
Tax Annual Amount 6676.15
Middle/Junior High School Liberty Middle School
Additional Parcels Y/N Y
Building Area Units Square Feet
Standard Status Active
Middle/Junior School District Liberty
Elementary School District Liberty
Tax Assessed Value 95300
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Exterior
Exterior Amenities Dock
Parking Features Driveway Driveway
Water Source Public
Spa N
Building Area Total 2352
Waterfront Y/N Y
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Internal Only
Street Number 1 3
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* Excluded Features
List By
Daria Sienitsky

Listing Agent

Resort Realty

Broker

845-791-5945

Contact

Affordability Calculator

$3,789
Per Month
85%
15%
0%
Monthly Principal & Interest
$3,233
Monthly Property Taxes
$556
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
4099025 Elementary School
5163162 Middle School
Liberty High School High School
Pricing History
DatePricePrice ChangeDescription
4/29/2026$525,000 Listed Price

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3 Indian Lake Road, Ferndale, NY, 12734 is a Single Family Home for sale at $525,000 with 2,352 sqft and a lot size of 0.61. 3 Indian Lake Road has 3 bedrooms, 3.0 baths, and was built in 2003. The property's zip code is 12734 which is in Ferndale, NY