1290 N LAKE SHIPP DRIVE N Winter Haven, FL $ 795,000
1290 N LAKE SHIPP DRIVE N
$ 795,000
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1290 N LAKE SHIPP DRIVE N

Winter Haven, FL, 33880
$ 795,000
Bedrooms3 Baths3.0 Sq 2,001

Monthly Estimate*

$ 4,895

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Single Family Home for sale in Winter Haven, FL

for $795,000 with 3 bedrooms and 3 full baths. This 2,001 square foot home was built in 2021 on a lot size of 0.99.

Welcome to true lakefront living on the renowned Chain of Lakes in Winter Haven, perfectly positioned on Lake Shipp with approximately 500 feet of waterfrontage, an extremely rare offering that creates the feel of your own private park right in your backyard. Built in 2021 with block-on-slab construction and a durable metal roof, this 3-bedroom, 3-bathroom home was designed to maximize water views and effortless indoor-outdoor living. Inside, you’ll find soaring ceilings and an open layout that flows seamlessly into the kitchen, featuring 42-inch cabinetry, quartz countertops, a large island, pantry, and a dine-in area—ideal for entertaining or everyday living. Large 8-foot sliding glass doors open out to a fully screened lanai that spans the entire width of the living area, creating a true extension of the home and the perfect place to relax while overlooking the water. The split floor plan offers privacy, with a spacious primary suite positioned to capture lake views, complete with a large walk-in closet and a spa-style en-suite bathroom featuring double vanities and a walk-in shower. One of the additional bedrooms also features its own en-suite bathroom, creating a secondary primary suite—ideal for guests or multi-generational living. The remaining bedroom is well-sized and positioned for convenience. Step outside and embrace the lifestyle this property was built for. With your own private dock, you can moor your boat and enjoy direct access to the Chain of Lakes. Cruise across to local favorites like Harborside Restaurant and take in some of the best sunsets Central Florida has to offer. Additional features include plantation shutters on the front of the home, a spacious indoor laundry room, a detached storage shed, and a rare drive-through 3-car garage with access from the front all the way to the backyard—perfect for boats, trailers, or additional vehicles. With no HOA and close proximity to downtown Winter Haven, this property delivers a unique combination of space, convenience, and true waterfront living. This is more than just a home—it’s a rare opportunity to own a standout piece of lakefront property on the Chain.

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Single Family Active

Price

$ 795,000

Bedrooms

3

Full Bath

3

Property Type

Single Family

Taxes

$ 7,093

Style

Single Family Residence

Lot Size

0.99

Year Built

2021

Town/City

Winter Haven

County/Region

Polk

MLS | Web ID

L4961193

Features
General
Sewer Public Sewer
Heating Central Electric
Cooling Central Air
Utilities Electricity Connected Sewer Connected Water Connected
Roof Metal
Appliances Dishwasher Microwave Range Refrigerator
Garage Spaces 3
Patio/Porch Features Covered Deck Enclosed Front Porch Screened Side Porch
Construction Materials Block
Pets Allowed Yes
Year Built 2021
View Trees/Woods
Levels One
Property Subtype Single Family Residence
Tax Year 2025
Ownership Fee Simple
Waterfront Features Lake - Chain of Lakes
County Polk
New Construction false
Property Type Residential
Attached Garage true
Subdivision Name N/A
Facing Direction North
Garage Y/N true
Other Structures Storage
Total Rooms 3
Full Baths 3
Status Active
Directions From US-17 in Winter Haven head west on Lake Shipp Dr and continue along the road; the destination will be on the right.
City WINTER HAVEN
Body of Water LAKE SHIPP
Senior Community Y/N false
MLS Area 33880 - Winter Haven/Eloise/JPV/Wahnetta
Lot Size Units Square Feet
Lot Size Square Feet 43316
Carport Y/N false
Listing Terms Cash Conventional FHA VA Loan
Land Lease Y/N false
Tax Annual Amount 7093.57
Additional Parcels Y/N false
Lease Considered Y/N true
Virtual Tour https://www.propertypanorama.com/instaview/stellar/L4961193
Building Area Units Square Feet
Living Area Units Square Feet
Standard Status Active
Occupancy Type Owner
Legal Description BEG NW COR OF SEC RUN S 938.10 FT TO S R/W LK SHIPP DR RUN N 76 DEG 29' E 645.33 FT TO POB RUN S 76 DEG 29' W 25.05 FT S 11 DEG 06' 55" E 98.26 FT S 03 DEG 43' 55" E 131 FT M/L TO LAKE ELY ALONG LAKE 482 FT M/L TOA POINT S 62 DEG 25' E OF POB RUN N 6 2 DEG 25' W 553 FT M/L TO POB LESS CANAL R/W AS DESC IN OR 4077-1565
Water View Lake - Chain of Lakes
Water Access Type Lake - Chain of Lakes
Minimum Lease No Minimum
Water Access Y/N true
Water View Y/N true
Flood Zone Code X AE X500
DockY/N true
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Interior
Interior Amenities Ceiling Fan(s) Crown Molding High Ceilings Kitchen/Family Room Combo Open Floorplan Primary Bedroom Main Floor Tray Ceiling(s) Walk-In Closet(s)
Flooring Ceramic Tile
Furnished Y/N Unfurnished
Total Stories 1
Air Conditioning Y/N true
Heating Y/N true
Fireplace Y/N false
Half Baths 0
Laundry Features Inside Laundry Room
Total Bedrooms 3
Total Baths 3
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Exterior
Exterior Amenities Lighting
Vegetation Mature Landscaping Trees/Landscaped
Parking Features Driveway
Lot Features Corner Lot
Water Source Public
Lot Size Area 43316
Foundation Details Slab
Building Area Total 3512
Lot Dimensions 160 x 152
Lot Size Acres 0.99
Road Surface Type Asphalt Paved
Private Pool false
Waterfront Y/N true
Covered Spaces 3
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* Excluded Features
List By
Keller Williams Realty Smart 1

Broker

david@dreamhomescentralflorida.com

Email

Affordability Calculator

$5,486
Per Month
89%
11%
0%
Monthly Principal & Interest
$4,895
Monthly Property Taxes
$591
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
4827338 Elementary School
4827337 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
4/29/2026$795,000 Listed Price

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1290 N LAKE SHIPP DRIVE N, Winter Haven, FL, 33880 is a Single Family Home for sale at $795,000 with 2,001 sqft and a lot size of 0.99. 1290 N LAKE SHIPP DRIVE N has 3 bedrooms, 3.0 baths, and was built in 2021. The property's zip code is 33880 which is in Winter Haven, FL