4112 Zephyr Lane Chattanooga, TN $ 539,000
4112 Zephyr Lane
$ 539,000
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4112 Zephyr Lane

Chattanooga, TN, 37416
$ 539,000
Bedrooms4 Baths3.0 Sq 2,383

Monthly Estimate*

$ 3,319

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Single Family Home for sale in Chattanooga, TN

for $539,000 with 4 bedrooms and 3 full baths. This 2,383 square foot home was built on a lot size of 0.17.

Looking for an incredible layout? Imagine mornings in a sun-filled open kitchen, evenings around a backyard fire pit, and weekends spent exploring everything Chattanooga has to offer -- all from a home that's been thoughtfully designed to suit your lifestyle. Built in 2019 and freshly updated inside and out, this 4-bedroom, 3-bathroom home in the sought-after River Rock Cove community is the kind of place where life just flows. The main level's open-concept layout connects the kitchen, dining, and living spaces seamlessly -- whether you're hosting a dinner party, helping with homework, or simply unwinding after a long day, this home adapts to the moment. Your primary suite is a true sanctuary. Slip into the soaking tub, refresh in the beautifully tiled shower, and start and end every day feeling like you're at a spa -- without leaving home. Upstairs, brand-new carpet sets the tone for a private flex suite that grows with you. A teen's domain today, a guest retreat this weekend, a home office on Monday -- this versatile space handles it all without compromise. Step outside to enjoy a fully fenced backyard. A covered deck and dedicated fire-pit area mean you're ready for everything from summer barbecues to cool fall evenings under the stars. Fresh landscaping keeps the curb appeal effortless, and community amenities -- including a pool and sidewalk-lined streets -- make it easy to connect with neighbors. And the location? It's hard to beat. You're minutes from the Tennessee Riverwalk, Enterprise South Nature Park, and the new Wildwood Playscape -- perfect for active weekends. Shopping at Hamilton Place and Northgate is a quick drive, and commuting downtown or to major employers like Volkswagen and Amazon is genuinely easy from here. This is more than a house. It's the lifestyle you've been looking for -- just 10 miles from downtown Chattanooga.

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Single Family Active

Price

$ 539,000

Bedrooms

4

Full Bath

3

Property Type

Single Family

Taxes

$ 3,482

Style

Lot Size

0.17

Town/City

Chattanooga

County/Region

Hamilton

MLS | Web ID

1533609

Features
Interior
Interior Amenities Crown Molding Double Vanity En Suite Granite Counters Kitchen Island Open Floorplan Pantry Plumbed Primary Downstairs Separate Shower Storage Tray Ceiling(s) Tub/shower Combo Walk-In Closet(s)
Flooring Carpet Tile
Total Fireplaces 1
Fireplace Features Gas Log Gas Starter Living Room
Basement (Y/N) N
Air Conditioning Y/N Y
Heating Y/N Y
Window Features Insulated Windows Vinyl Frames
Fireplace Y/N Y
Above Grade Finished Area 2383.0
Half Baths 0
Laundry Features Laundry Room Main Level
Total Bedrooms 4
Total Baths 3
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General
Sewer Public Sewer
Heating Natural Gas
Cooling Electric Multi Units
Utilities Electricity Connected Natural Gas Connected Sewer Connected Water Connected Underground Utilities
Possession Close Of Escrow
Roof Shingle
Appliances Refrigerator Microwave Gas Water Heater Free-Standing Gas Range Disposal Dishwasher
HOA Fee 900.0
Garage Spaces 2.0
Patio/Porch Features Covered Deck Patio Porch Porch - Covered
Construction Materials Fiber Cement Stone
Year Built 2019
Levels Two
Property Subtype Single Family Residence
Community Features Pool Sidewalks
Assoc Fee Paid Per Annually
County Hamilton
New Construction N
Property Type Residential
HOA Y
Attached Garage Y
Subdivision Name River Rock Cove
Garage Y/N Y
Total Rooms 11
Full Baths 3
Status Active
High School Central High School
City Chattanooga
Senior Community Y/N N
MLS Area Chattanooga
Lot Size Units Acres
Lot Size Square Feet 7405.2
Carport Y/N N
Listing Terms Cash Conventional VA Loan
Elementary School Harrison Elementary
Land Lease Y/N N
Tax Annual Amount 3482.14
Home Warranty Y/N N
Middle/Junior High School Brown Middle
Lease Renewal Y/N N
MLS Area Minor Chattanooga
Additional Parcels Y/N N
Lease Considered Y/N N
Rent Control Y/N N
Standard Status Active
Legal Description LT 42 RIVER ROCK COVE PB 99 PG 172 OUT OF 120J A 005 FOR 2014
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Exterior
Exterior Amenities Fire Pit Private Yard
Fencing Back Yard Fenced
Parking Features Driveway Garage Garage Faces Front Kitchen Level
Lot Features Back Yard Gentle Sloping Level
Water Source Public
Lot Size Area 0.17
Foundation Details Block
Spa N
Building Area Total 2383.0
Lot Dimensions 60.06X124.87
Lot Size Acres 0.17
Waterfront Y/N N
Crops Included Y/N N
Horse Y/N N
Irrigation Water Rights Y/N N
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Internal Only
Street Number 1 4112
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* Excluded Features
List By
Real Broker

Broker

matthew.macaulay@gmail.com

Email

Affordability Calculator

$3,609
Per Month
92%
8%
0%
Monthly Principal & Interest
$3,319
Monthly Property Taxes
$290
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
1547876 Elementary School
1547369 Middle School
Central High School High School
Pricing History
DatePricePrice ChangeDescription
4/29/2026$539,000 Listed Price

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4112 Zephyr Lane, Chattanooga, TN, 37416 is a Single Family Home for sale at $539,000 with 2,383 sqft and a lot size of 0.17. 4112 Zephyr Lane has 4 bedrooms and 3.0 baths. The property's zip code is 37416 which is in Chattanooga, TN