550 CEDAR CREEK ROAD 2 Palatka, FL $ 400,000
550 CEDAR CREEK ROAD 2
$ 400,000
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550 CEDAR CREEK ROAD 2

Palatka, FL, 32177
$ 400,000
Bedrooms2 Baths2.0 Sq 1,233

Monthly Estimate*

$ 2,463

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Single Family Home for sale in Palatka, FL

for $400,000 with 2 bedrooms and 2 full baths. This 1,233 square foot home was built in 1978 on a lot size of 1.65.

Investor opportunity on the St. Johns River. Situated on 1.65 acres, this property offers direct river frontage with a dock and boat lift, along with electric and water already in place at the dock. Located approximately 20 minutes to Palatka and about 35 minutes to Green Cove Springs, this setting provides a balance of privacy and accessibility. Spend hot summer days on the water--boating, fishing, or simply enjoying the breeze--with numerous waterfront restaurants accessible by boat nearby. The property includes two structures. The front home is in disrepair as the prior owner did not complete renovations. The primary residence is a concrete block home built in 1978, offering 2 bedrooms, 2 bathrooms, and approximately 1,233 square feet. The home will require renovation and is being sold in its current condition. There are two artesian wells and two septic systems on site, providing flexibility for future use. Being sold AS IS. No repairs will be made. Cash buyers only.

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Single Family Active

Price

$ 400,000

Bedrooms

2

Full Bath

2

Property Type

Single Family

Taxes

$ 4,480

Style

Single Family Residence

Lot Size

1.65

Year Built

1978

Town/City

Palatka

County/Region

Putnam

MLS | Web ID

FC318156

Features
General
Sewer Septic Tank
Heating Central
Cooling Central Air
Utilities Electricity Connected
Roof Metal
Appliances Other
Zoning RES
Construction Materials Block Concrete
Year Built 1978
Levels One
Unit Number 2
Property Subtype Single Family Residence
Tax Year 2025
Ownership Fee Simple
Waterfront Features River Front
County Putnam
New Construction false
Property Type Residential
Subdivision Name HERTYVILLE SUB
Facing Direction North
Garage Y/N false
Total Rooms 3
Full Baths 2
Status Active
Directions From the intersection of 17 and Palmetto Bluff Road in Bostwick head East on Palmetto Bluff Road. Turn left onto Cedar Creek Road. Property will be about 2 miles on your right.
City PALATKA
Body of Water ST. JOHNS RIVER
Senior Community Y/N false
MLS Area 32177 - Palatka
Lot Size Units Square Feet
Lot Size Square Feet 40075
Carport Spaces 1
Carport Y/N true
Listing Terms Cash
Land Lease Y/N false
Tax Annual Amount 4480.27
Additional Parcels Y/N false
Lease Considered Y/N true
Virtual Tour https://www.propertypanorama.com/instaview/stellar/FC318156
Building Area Units Square Feet
Living Area Units Square Feet
Standard Status Active
Occupancy Type Owner
Tax Lot 10
Legal Description HERTYVILLE S/D MB4 P12 LOT 10 OR44 P45 (EX W 400FT OR554 P1327 WITH EASEMENT)
Water View River
Water Access Type River
Minimum Lease No Minimum
Water Access Y/N true
Water View Y/N true
Flood Zone Code AE
DockY/N true
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Interior
Interior Amenities Other
Flooring Carpet Laminate Tile
Furnished Y/N Unfurnished
Air Conditioning Y/N true
Heating Y/N true
Fireplace Y/N false
Half Baths 0
Laundry Features Other
Total Bedrooms 2
Total Baths 2
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Exterior
Exterior Amenities Other
Water Source Well
Lot Size Area 40075
Foundation Details Slab
Building Area Total 1233
Lot Dimensions 100 x 360
Lot Size Acres 1.65
Road Surface Type Paved
Private Pool false
Waterfront Y/N true
Covered Spaces 1
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* Excluded Features
List By
Great Expectations Realty

Broker

a.arnett.edwards@gmail.com

Email

Affordability Calculator

$2,836
Per Month
87%
13%
0%
Monthly Principal & Interest
$2,463
Monthly Property Taxes
$373
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
4827338 Elementary School
4827337 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
4/29/2026$400,000 Listed Price

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550 CEDAR CREEK ROAD 2, Palatka, FL, 32177 is a Single Family Home for sale at $400,000 with 1,233 sqft and a lot size of 1.65. 550 CEDAR CREEK ROAD 2 has 2 bedrooms, 2.0 baths, and was built in 1978. The property's zip code is 32177 which is in Palatka, FL