550 CEDAR CREEK Road 2 # 2 Palatka, FL $ 400,000
550 CEDAR CREEK Road 2 # 2
$ 400,000
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550 CEDAR CREEK Road 2 # 2

Palatka, FL, 32177
$ 400,000
Bedrooms2 Baths2.0 Sq 1,233

Monthly Estimate*

$ 2,463

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Single Family Home for sale in Palatka, FL

for $400,000 with 2 bedrooms and 2 full baths. This 1,233 square foot home was built in 1978 on a lot size of 1.65.

Investor opportunity on the St. Johns River. Situated on 1.65 acres, this property offers direct river frontage with a dock and boat lift, along with electric and water already in place at the dock. Located approximately 20 minutes to Palatka and about 35 minutes to Green Cove Springs, this setting provides a balance of privacy and accessibility. Spend hot summer days on the water--boating, fishing, or simply enjoying the breeze--with numerous waterfront restaurants accessible by boat nearby. The property includes two structures. The front home is in disrepair as the prior owner did not complete renovations. The primary residence is a concrete block home built in 1978, offering 2 bedrooms, 2 bathrooms, and approximately 1,233 square feet. The home will require renovation and is being sold in its current condition. There are two artesian wells and two septic systems on site, providing flexibility for future use. Being sold AS IS. No repairs will be made. Cash buyers only.

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Single Family Active

Price

$ 400,000

Bedrooms

2

Full Bath

2

Property Type

Single Family

Taxes

$ 4,480

Style

Single Family Residence

Lot Size

1.65

Year Built

1978

Town/City

Palatka

County/Region

Putnam

MLS | Web ID

2142497

Features
Interior
Interior Amenities Other
Flooring Carpet Laminate Tile
Basement (Y/N) N
Air Conditioning Y/N Y
Heating Y/N Y
Half Baths 0
Total Bedrooms 2
Total Baths 2
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General
Sewer Septic Tank
Heating Central
Cooling Central Air
Utilities Electricity Connected
Possession Close Of Escrow
Appliances Other
Year Built 1978
View River
Stories Count 1
Unit Number 2
Property Subtype Single Family Residence
Tax Year 2025
Current Use Residential
Parcel Number 230827362000000100
Waterfront Features River Access River Front
County Putnam
New Construction 0
Property Type Residential
HOA N
Attached Garage N
Subdivision Name Metes & Bounds
Garage Y/N N
Total Rooms 0
Full Baths 2
Status Active
Directions From the intersection of 17 and Palmetto Bluff Road in Bostwick head East on Palmetto Bluff Road. Turn left onto Cedar Creek Road. Property will be about 2 miles on your right. .
City Palatka
Senior Community Y/N N
MLS Area 563-East Bostwick/Bridgeport/Cedar Creek
Lot Size Units Acres
Lot Size Square Feet 71874.0
Carport Spaces 1.0
Carport Y/N Y
Listing Terms Cash
Property Attached Y/N N
Tax Annual Amount 4480.27
Home Warranty Y/N N
Lease Renewal Y/N N
MLS Area Minor 563-East Bostwick/Bridgeport/Cedar Creek
Lease Considered Y/N N
Rent Control Y/N N
Standard Status Active
Cash True
ADU N
Accessory Dwelling Unit Y/N Y
Water Body Access Y/N None
CDD N
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Exterior
Parking Features Other
Water Source Well
Lot Size Area 1.65
Spa N
Lot Size Acres 1.65
Waterfront Y/N Y
Crops Included Y/N N
Horse Y/N N
Irrigation Water Rights Y/N N
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Internal Only
Street Number 1 550
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* Excluded Features
List By
Great Expectations Realty

Broker

a.arnett.edwards@gmail.com

Email

Affordability Calculator

$2,836
Per Month
87%
13%
0%
Monthly Principal & Interest
$2,463
Monthly Property Taxes
$373
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
308105 Elementary School
308138 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
4/29/2026$400,000 Listed Price

Map


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550 CEDAR CREEK Road 2 # 2, Palatka, FL, 32177 is a Single Family Home for sale at $400,000 with 1,233 sqft and a lot size of 1.65. 550 CEDAR CREEK Road 2 # 2 has 2 bedrooms, 2.0 baths, and was built in 1978. The property's zip code is 32177 which is in Palatka, FL