658-660 Santa Fe Dr. Encinitas, CA ^$ 2,950,000

658-660 Santa Fe Dr.

^$ 2,950,000

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658-660 Santa Fe Dr.

Encinitas, CA, 92024

^$ 2,950,000

Bedrooms8 Baths4.2

Monthly Estimate*

^$ 18,164

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Multi-Family Home for sale in Encinitas, CA

for $2,950,000 with 8 bedrooms and 4 full baths, 2 half baths. This home was built in 1989 on a lot size of 0.221442.

A rare coastal Duplex that lives like two single-family homes, offering Peek-a-Boo ocean views in the heart of Encinitas. This exceptional side-by-side property features two spacious residences, each approximately 1,980 sq ft—larger than many single-family homes—offering 4 bedrooms and 2.5 bathrooms. A versatile fourth bedroom with a private entrance and its own A/C mini-split is ideal for a home office, gym, guest suite, or in-law quarters. Fully renovated with high-end finishes, including new roof, HVAC, windows, flooring, cabinetry, and countertops, the property delivers modern comfort and turnkey convenience. Each unit enjoys a large private backyard and a functional layout. Only the fourth bedroom/office, adjacent to the garage, shares one wall to ensure privacy. Situated minutes from Downtown Encinitas and Cardiff Town Center, on an expansive ~10,000 sq ft lot with 2-car garages for each unit plus parking for 6–7 vehicles or RV potential—an incredibly rare offering. Ideal for owner-users, investors, or short-term rental potential in a prime coastal location.

Multi-Family Active

Price

^$ 2,950,000

Bedrooms

Full Bath

Half Bath

Property Type

Multi-Family

Taxes

^$ 0

Style

Res Income 2-4 Units

Lot Size

0.221442

Year Built

1989

Town/City

Encinitas

County/Region

San Diego

MLS | Web ID

260010174

Features

General

Heating Forced Air Unit

Cooling Central Forced Air

Roof Composition

Security Features Other/Remarks

Construction Materials Stucco

Year Built 1989

Tenant Pays Other/Remarks

Levels 2 Story

Property Subtype Res Income 2-4 Units

Building Name None

County San Diego

Operating Expense 0.0

New Construction N

Property Type Residential Income

HOA N

Attached Garage N

Subdivision Name ENCINITAS

Full Baths 4

Status ACTIVE

City Encinitas

Senior Community Y/N N

Number Of Units Total 2

MLS Area Coastal North

Lot Size Units Acres

Lot Size Square Feet 9646.0

Property Attached Y/N N

Virtual Tour https://vimeo.com/1187926987?share=copy&fl=sv&fe=ci

Building Area Units Sqft

Living Area Units Sqft

Standard Status Active

Cap Rate 0.0

Freehold IDX

Exterior

Fencing Other/Remarks

Lot Size Area 0.0

Number of Buildings 1

Building Area Total 3960.0

Waterfront Y/N N

Interior

Total Stories 2

Air Conditioning Y/N N

Heating Y/N N

Fireplace Y/N N

Half Baths 2

Total Bedrooms 8

Total Baths 6

* Excluded Features

List By

Myron Bang

Listing Agent

Keller Willams Larchmont

Broker

(858) 722-3041

Phone

Affordability Calculator

$18,164

Per Month

Monthly Principal & Interest: $18,164
Monthly Property Taxes: --
Monthly Home Insurance: --

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Down Payment

Loan Term

Interest Rate

Yearly Property Taxes

Yearly Home Insurance

Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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Nearby

Trends
Schools

Multi-family listings in Encinitas, CA

Average List Price ^$4,055,038

Percent of Sale Price 37%

About Encinitas, CA

61,795 Population

9% Since 2002

^$104,133 Median Income

43.79 Median Age

28% Households with Children

View more area information

Trends Information provided by ATTOM Data Solutions.

281193 Elementary School

281006 Middle School

Unknown High School High School

See complete school information

Pricing History

Date	Price	Price Change	Description
4/29/2026	$2,950,000		Listed Price

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658-660 Santa Fe Dr., Encinitas, CA, 92024 is a Multi-Family Home for sale at $2,950,000 with a lot size of 0.221442. 658-660 Santa Fe Dr. has 8 bedrooms, 4.2 baths, and was built in 1989. The property's zip code is 92024 which is in Encinitas, CA

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Listing data provided courtesy of The Internet Data Exchange Program of San Diego Multiple Listing Service, Inc.

This information is deemed reliable but not guaranteed. You should rely on this information only to decide whether or not to further investigate a particular property. BEFORE MAKING ANY OTHER DECISION, YOU SHOULD PERSONALLY INVESTIGATE THE FACTS (e.g. square footage and lot size) with the assistance of an appropriate professional. You may use this information only to identify properties you may be interested in investigating further. All uses except for personal, non-commercial use in accordance with the foregoing purpose are prohibited. Redistribution or copying of this information, any photographs or video tours is strictly prohibited. This information is derived from the Internet Data Exchange (IDX) service provided by San Diego Multiple Listing Service, Inc. Displayed property listings may be held by a brokerage firm other than the broker and/or agent responsible for this display. The information and any photographs and video tours and the compilation from which they are derived is protected by copyright.

Data is updated as of 5/15/2026.

CA BRE #019180026.

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658-660 Santa Fe Dr.

Multi-Family Home for sale in Encinitas, CA

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