537 Cross Street Watertown City, NY $ 180,000
537 Cross Street
$ 180,000
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537 Cross Street

Watertown City, NY, 13601
$ 180,000
Bedrooms3 Baths2.0 Sq 1,382

Monthly Estimate*

$ 1,108

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Multi-Family Home for sale in Watertown City, NY for $180,000 with 3 bedrooms and 2 full baths. This 1,382 square foot home was built in 1900 on a lot size of 0.2028.

Well-maintained duplex located at 537 Cross St in the City of Watertown, offering strong rental income and desirable features that are hard to find in similar properties. Both units have been well cared for and reflect consistent upkeep, making this a solid investment opportunity. The property includes a 1-bedroom apartment currently rented for $775 per month—and a spacious 2-bedroom unit generating $1,000 per month. The larger unit features an impressive two-story layout, providing ample living space and a unique, functional design that appeals to tenants seeking more room and separation of living areas. The tenants are both long term and clearly take very good care of the property, which is certainly a plus. One of the standout features of this property is the exceptional garage space available for tenant use, a rare and highly sought-after amenity that adds significant value and convenience. Additionally, the backyard is unusually large for a city lot, offering plenty of usable outdoor space. With strong rents, a desirable layout, and unique features including the garage and expansive yard, this duplex presents an excellent opportunity for both seasoned investors and those looking to expand their portfolio with a quality asset. The seller of this duplex also has a triplex across the street at 522 Cross that is also for sale, the 2 properties could be sold as a package together! Whether you purchase one or package both together, this is the kind of investment that doesn’t come around often in Watertown.

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Multi-Family Active

Price

$ 180,000

Bedrooms

3

Full Bath

2

Property Type

Multi-Family

Taxes

$ 2,385

Style

MultiFamily

Lot Size

0.2028

Year Built

1900

Town/City

Watertown City

County/Region

JEFFERSON

MLS | Web ID

S1677199

Features
General
Sewer Connected
Heating Electric Gas Baseboard ForcedAir
Utilities ElectricityAvailable SewerConnected WaterConnected
Possession CloseOfEscrow
Appliances ElectricWaterHeater GasWaterHeater
Garage Spaces 2.0
Construction Materials VinylSiding
School District Watertown
Year Built 1900
Stories Count 2
Township Not Applicable
Levels Two
Property Subtype MultiFamily
County Jefferson
Property Type Residential
Garage Y/N Yes
Rent Includes Other SeeRemarks
Full Baths 2
Status Active
City Watertown City
Senior Community Y/N No
High School District Watertown
Number Of Units Total 2
MLS Area Watertown-City-221800
Lot Size Units Acres
Lot Size Square Feet 8832.0
Year Built Details Existing
Tax Annual Amount 2385.0
Property Condition Resale
Virtual Tour https://www.propertypanorama.com/instaview/syr/S1677199
Standard Status Active
Middle/Junior School District Watertown
Elementary School District Watertown
Tax Assessed Value 81500
TaxOtherAnnualAssessmentAmount 0.0
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Interior
Basement Full
Flooring Carpet LuxuryVinyl Varies
Total Fireplaces 0
Total Stories 2
Basement (Y/N) Yes
Heating Y/N Yes
Fireplace Y/N No
Half Baths 0
Total Bedrooms 3
Main Level Bathrooms 0
Total Baths 2
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Exterior
Parking Features Paved ParkingAvailable
Lot Features Rectangular RectangularLot ResidentialLot
Water Source Connected Public
Lot Size Area 0.2028
Foundation Details Stone
Building Area Total 1382.0
Lot Dimensions 48X184
Lot Size Acres 0.2028
Waterfront Y/N No
Number of Separate Gas Meters 2
Number of Separate Electric Meters 2
Road Frontage Type CityStreet
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Internal Only
Street Number 1 537
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* Excluded Features
List By
Keller Williams Northern New York

Broker

(315) 778-6473

Phone

Affordability Calculator

$1,307
Per Month
85%
15%
0%
Monthly Principal & Interest
$1,108
Monthly Property Taxes
$199
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
247479 Elementary School
248093 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
5/13/2026$180,000 -2.70% Price Down
4/29/2026$185,000 Listed Price

Map


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537 Cross Street, Watertown City, NY, 13601 is a Multi-Family Home for sale at $180,000 with 1,382 sqft and a lot size of 0.2028. 537 Cross Street has 3 bedrooms, 2.0 baths, and was built in 1900. The property's zip code is 13601 which is in Watertown City, NY