28 White Street
Cohoes, NY, 12047 $ 500,000
Bedrooms8 Baths3.0 Sq 3,828 Monthly Estimate*
$ 3,079
for $500,000 with 8 bedrooms and 3 full baths. This 3,828 square foot home was built in 1900 on a lot size of 0.06.
Fully Renovated 3-Family | Turn-Key Investment | Strong Cash Flow. Completely rebuilt from the studs up, this exceptional 3-family property in the heart of Cohoes offers a rare combination of modern construction, low-maintenance ownership, and strong income performance. One unit is already leased, validating approximately a 10% cash-on-cash return, with proven demand supporting rapid lease-up of the remaining units. Spanning 3,828 sq ft, each unit features generous, well-designed layouts with true 3-bedroom configurations, oversized living spaces, and ample storage. The upper units offer walk-in closets, enhancing tenant appeal and retention. Finishes are consistent with new construction, including hardwood flooring, quartz countertops, stainless steel appliances, 10-foot ceilings, and recessed lighting throughout. This is a maintenance-light asset with all major systems replaced: spray foam insulation for superior efficiency, new windows, new furnaces, central A/C systems, and hot water tanks, along with fully updated electrical, plumbing, and structural components. Investors benefit from minimal near-term capital expenditures and predictable operating costs. Each unit is separately metered with individual utilities and washer/dryer hookups, supporting clean expense allocation and operational simplicity. Positioned just steps from the revitalized Remsen Street corridor, the property offers tenants a highly desirable lifestyle, walkable access to cafés, dining, and retail, plus proximity to outdoor destinations like Falls View Park and Peebles Island. This combination continues to drive strong rental demand and long-term appreciation in the area. Flexible investment strategy: ideal for full rental optimization, house-hacking, or a hybrid long-term/short-term rental model.
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FeaturesGeneralSewer Public Sewer
Heating Forced Air
Cooling Central Air
Possession Rental Agreement At Closing
Roof Flat
Zoning Multi Residence
Garage Spaces 0.0
Architectural Style Traditional
Security Features Smoke Detector(s) Carbon Monoxide Detector(s)
Construction Materials Brick
Year Built 1900
Tenant Pays Hot Water Heat Internet Cable TV Central Air Electricity Gas
Property Subtype Triplex
County Albany
New Construction N
Property Type MultiFamily
HOA N
Attached Garage N
Full Baths 3
Status Active
Directions FROM ALBANY Get on I-787 N Merge onto I-787 N Continue on NY-787 N. Drive to White St in Cohoes
City Cohoes
High School District Cohoes
Number Of Units Total 3
Lot Size Units Acres
Lot Size Square Feet 2613.6
Carport Y/N N
Land Lease Y/N N
Tax Annual Amount 2353.54
Home Warranty Y/N N
Lease Renewal Y/N N
Additional Parcels Y/N N
Concessions Yes
Lease Considered Y/N N
Rent Control Y/N N
Standard Status Active
Tax Assessed Value 0
Tax Lot 2.000
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InteriorBasement Full Unfinished
Flooring Tile Hardwood
Basement (Y/N) N
Air Conditioning Y/N Y
Heating Y/N Y
Window Features Double Pane Windows
Above Grade Finished Area 3828.0
Half Baths 0
Laundry Features Gas Dryer Hookup Main Level Washer Hookup
Total Bedrooms 8
Below Grade Finished Area 0.0
Below Grade Finished Area Source CRS
Above Grade Finished Area Source CRS
Total Baths 3
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ExteriorExterior Amenities None
Parking Features None
Lot Features Level
Water Source Public
Lot Size Area 0.06
Foundation Details Stone
Spa N
Lot Size Acres 0.06
Waterfront Y/N N
Crops Included Y/N N
Horse Y/N N
Irrigation Water Rights Y/N N
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* Excluded FeaturesList ByDennilu Sosa De La FuenteListing Agent
dennilu@monticellonys.comEmail
Affordability Calculator
- Monthly Principal & Interest
- $3,079
- Monthly Property Taxes
- $196
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbyMulti-family listings in Cohoes, NY
Average List Price $289,503
Percent of Sale Price 42%
About Cohoes, NY 18,421 Population
18% Since 2002
$ 48,659 Median Income
41.11 Median Age
18% Households with Children
Trends Information provided by ATTOM Data Solutions.
853203 Elementary School
853151 Middle School
Unknown High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 4/29/2026 | $500,000 | | Listed Price |