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309 Spruce Street Bay City, MI $ 44,900
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309 Spruce Street
$ 44,900
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309 Spruce Street

Bay City, MI, 48706
$ 44,900
Bedrooms3 Baths1.0 Sq 1,098

Monthly Estimate*

$ 276

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Single Family Home for sale in Bay City, MI

for $44,900 with 3 bedrooms and 1 full bath. This 1,098 square foot home was built in 1900 on a lot size of 0.08.

Great opportunity for investors looking to add value. This traditional ranch home offers approximately 1,280 sq ft with 3 bedrooms and 1 full bath. The property features a full basement and sits on a city lot with paved access and public utilities including water and sewer. Solid structure with classic layout and strong potential for renovation, rental income, or resale. Convenient location within Bay City with easy access to major roads, schools, and local amenities.

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Single Family Active

Price

$ 44,900

Bedrooms

3

Full Bath

1

Property Type

Single Family

Taxes

$ 210

Style

Traditional

Lot Size

0.08

Year Built

1900

Town/City

Bay City

County/Region

Bay

MLS | Web ID

26018478
Features
General
Sewer Public
Heating Forced Air
Possession Close Of Escrow
Roof Asphalt Shingle
Architectural Style Traditional
Construction Materials Vinyl Siding
Year Built 1900
Stories Count 1
Township Bay City
Property Subtype Single Family Residence
Tax Year 2025
County Bay
New Construction N
Property Type Residential
Garage Y/N N
Total Rooms 5
Full Baths 1
Status Active
Directions From US-10 take exit for N Johnson St head north turn east on Spruce St to property.
City Bay City
High School District Bay City
Lot Size Units Acres
Lot Size Square Feet 3485.0
Carport Y/N N
Listing Terms Cash
Land Lease Y/N N
Tax Annual Amount 210.92
Home Warranty Y/N N
Lease Renewal Y/N N
Additional Parcels Y/N N
Rent Control Y/N N
Standard Status Active
Tax Assessed Value 12780
Legal Description W 2/3 OF LOT 6 BLK 4 WEBSTERS 2ND ADD TO W BC
Senior Community None
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Interior
Basement Crawl Space
Total Fireplaces 0
Heating Y/N Y
Fireplace Y/N N
Half Baths 0
Laundry Features Electric Dryer Hookup In Basement Laundry Room Washer Hookup
Total Bedrooms 3
Below Grade Finished Area 0.0
Main Level Bedrooms 3
Total Baths 1
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Exterior
Lot Features Level
Water Source Public
Lot Size Area 0.08
Spa N
Building Area Total 1098.0
Lot Dimensions 33x100
Lot Size Acres 0.08
Waterfront Y/N N
Crops Included Y/N N
Horse Y/N N
Irrigation Water Rights Y/N N
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Internal Only
Street Number 1 309
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* Excluded Features
List By
Re/Max Harbor Country @ New Buffalo

Broker

dwhitehead1@gmail.com

Email

Affordability Calculator

$294
Per Month
94%
6%
0%
Monthly Principal & Interest
$276
Monthly Property Taxes
$18
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
5456813 Elementary School
5456815 Middle School
Bay City Central High School High School
See complete school information
Pricing History
DatePricePrice ChangeDescription
4/28/2026$44,900 -57.24% Price Down
4/28/2026$105,000 Listed Price

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309 Spruce Street, Bay City, MI, 48706 is a Single Family Home for sale at $44,900 with 1,098 sqft and a lot size of 0.08. 309 Spruce Street has 3 bedrooms, 1.0 baths, and was built in 1900. The property's zip code is 48706 which is in Bay City, MI

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