1120 Locust Street San Jose, CA ^$ 1,178,000

1120 Locust Street

^$ 1,178,000

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Recently Listed

1120 Locust Street

San Jose, CA, 95110

^$ 1,178,000

Bedrooms4 Baths2.0 Sq 1,474

Monthly Estimate*

^$ 7,253

Listed by Acquire Inc.

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Single Family Home for sale in San Jose, CA

for $1,178,000 with 4 bedrooms and 2 full baths. This 1,474 square foot home was built in 1955 on a lot size of 0.0999.

A rare opportunity to secure a low rate assumable FHA loan (buyer must qualify) and step into a versatile 2unit property, each offering a well designed 2bed/1bath layout. This setup provides exceptional flexibility for multi-generational living, a live one/rent one approach, or added support for monthly housing costs. Opportunities with built in living flexibility are increasingly limited, making this home a standout option for both first time buyers and long term planners. Located near downtown San Jose, major employers, transit, parks, and everyday conveniences, this central corridor remains consistently desirable. Residents appreciate the walkability, nearby amenities, and quick access to shopping, dining, and commuter routes. Whether you're entering homeownership with added financial flexibility or seeking a property with longterm upside, this home delivers meaningful value in todays market especially with the advantage of a belowmarket assumable rate.

Single Family Active

Price

^$ 1,178,000

Bedrooms

Full Bath

Property Type

Single Family

Taxes

^$ 0

Style

Lot Size

0.0999

Year Built

1955

Town/City

San Jose

County/Region

Santa Clara

MLS | Web ID

ML82044909

Days on Market

Features

General

Living Area 1474

Sewer Public Sewer

Cooling None

Possession Close Of Escrow

Roof Composition

Zoning R2

Garage Spaces 2

Year Built 1955

Property Subtype Single Family Residence

Accessibility Other

County Santa Clara

New Construction false

Property Type Residential

HOA false

Attached Garage true

Garage Y/N true

Full Baths 2

Special Listing Conditions Standard

Status Active

Directions Cross Street: Rincon Ave

City San Jose

High School District San Jose Unified

MLS Area 699 - Not Defined

Lot Size Units Square Feet

Lot Size Square Feet 4352

Carport Spaces 0

Property Attached Y/N false

Standard Status Active

Occupancy Type Tenant

Year Built Source Assessor

Property Sub Type Additional Single Family Residence

Interior

Flooring Laminate

Total Stories 1

Air Conditioning Y/N true

Heating Y/N true

Fireplace Y/N false

Total Bedrooms 4

Total Baths 2

Exterior

Parking Features Other

Water Source Public

Total Parking 0

Lot Size Area 4352

Foundation Details Slab

Lot Size Acres 0.0999

Lot Size Source Assessor

* Excluded Features

List By

Acquire Inc.

Broker

robert@acquire-thedifference.com

Affordability Calculator

$7,253

Per Month

Monthly Principal & Interest: $7,253
Monthly Property Taxes: --
Monthly Home Insurance: --

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Yearly Home Insurance

Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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Nearby

Trends
Schools

Single family listings in San Jose, CA

Average List Price ^$1,744,835

Percent of Sale Price 48%

About San Jose, CA

1,023,338 Population

13% Since 2002

^$93,707 Median Income

37.72 Median Age

35% Households with Children

View more area information

Trends Information provided by ATTOM Data Solutions.

4827338 Elementary School

4827337 Middle School

Unknown High School High School

See complete school information

Pricing History

Date	Price	Price Change	Description
4/28/2026	$1,178,000		Listed Price

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1120 Locust Street, San Jose, CA, 95110 is a Single Family Home for sale at $1,178,000 with 1,474 sqft and a lot size of 0.0999. 1120 Locust Street has 4 bedrooms, 2.0 baths, and was built in 1955. The property's zip code is 95110 which is in San Jose, CA

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Listing data provided courtesy of the Internet Data Exchange Program of the California Regional Multiple Listing Service, Inc..

Based on information from California Regional Multiple Listing Service, Inc. as of 4/29/2026. This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. Display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent.

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1120 Locust Street

Single Family Home for sale in San Jose, CA

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