103 Harbor Street Oscoda, MI $ 500,000
103 Harbor Street
$ 500,000
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103 Harbor Street

Oscoda, MI, 48750
$ 500,000
Bedrooms4 Baths2.1 Sq 2,230

Monthly Estimate*

$ 3,079

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Single Family Home for sale in Oscoda, MI

for $500,000 with 4 bedrooms and 2 full baths, 1 half bath. This 2,230 square foot home was built in 1963 on a lot size of 0.25.

Amazing opportunity in the heart of Downtown Oscoda! This unique waterfront property offers 150 feet of frontage on the beautiful Au Sable River and is just a short walk to Lake Huron, giving you the best of both riverfront and beach-town living. Enjoy direct river access with a concrete walk and steel seawall reinforcement, all while taking in stunning views of one of Northern Michigan's most desirable waterfront settings. Whether you're looking for a year-round residence, vacation getaway, or investment opportunity, this property checks every box. The home is thoughtfully divided into two separate living spaces, each featuring its own kitchen, bedrooms, and bathrooms - perfect for multi-generational living, hosting guests, or generating additional income. Currently operating as a successful short-term rental property, the income potential is already in place. Outside, the property continues to impress with a 2.5-car attached garage, spacious garden area, relaxing hot tub, and an additional storage shed. Opportunities like this - downtown location, river frontage, walkability to the lake, and built-in income potential - rarely come available. Don't miss your chance to own a truly special piece of Oscoda!

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Single Family Active

Price

$ 500,000

Bedrooms

4

Full Bath

2

Half Bath

1

Property Type

Single Family

Taxes

$ 1,998

Style

Traditional

Lot Size

0.25

Year Built

1963

Town/City

Oscoda

County/Region

Iosco

MLS | Web ID

60987808

Features
General
Heating Forced Air
Possession At Close
Garage Attached Garage
Water Public Water
Status Active Active
Full Baths 2
Half Baths 1
Bathrooms 3
Year Built 1963
Subdivision Plat Of Loud Gay & Cos Add To The Village Of Oscod MI
Style Traditional
County Iosco
Class RESIDENTIAL
Type Single Family
Ownership Private
Municipality Au Sable Twp
Sale/Rent For Sale
Status Detail 0
Structure Style 1 1/2 Story
Area Au Sable Twp (35002)
Primary City Oscoda
Directions From 23 take E Mill St to the west across the river Turn left onto Harbor St. Second house from the corner on the river.
City Oscoda
School District Oscoda Area Schools
Financial Terms Cash Conventional
Legal Description PLAT OF LOUD GAY & COS ADDITION TO THE VILLAGE OF OSCODA LOTS 28-30 INCL BLK A
DOM 1
Postal Code 48750
Price Per Sq Ft Total AG 224.22
Public Remarks Amazing opportunity in the heart of Downtown Oscoda! This unique waterfront property offers 150 feet of frontage on the beautiful Au Sable River and is just a short walk to Lake Huron
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Exterior
Exterior Vinyl Siding
Frontage 150
Body of Water AuSable River
Lot Size Area 0.25
Pool (Y/N) No
Lot Dimensions 150x72
Water Features River Frontage Waterfront
Roads Paved Street
Waterfront Y/N Yes
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Interior
Bedroom 3 Level Second
Bedroom 1 Level Entry
Bedroom 2 Level Second
Beds 4
Fireplace? No
Total Rooms 7
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* Excluded Features
List By
Jesica Spencer

Listing Agent

Spencer Real Estate, Llc

Broker

Jesica@spencersold.com

Email

Affordability Calculator

$3,245
Per Month
95%
5%
0%
Monthly Principal & Interest
$3,079
Monthly Property Taxes
$167
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
2515262 Elementary School
2515174 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
4/28/2026$500,000 Listed Price

Map


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103 Harbor Street, Oscoda, MI, 48750 is a Single Family Home for sale at $500,000 with 2,230 sqft and a lot size of 0.25. 103 Harbor Street has 4 bedrooms, 2.1 baths, and was built in 1963. The property's zip code is 48750 which is in Oscoda, MI