21 Ems C19 Lane Warsaw, IN $ 439,900
21 Ems C19 Lane
$ 439,900
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21 Ems C19 Lane

Warsaw, IN, 46582
$ 439,900
Bedrooms2 Baths2.0 Sq 1,650

Monthly Estimate*

$ 2,709

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Single Family Home for sale in Warsaw, IN

for $439,900 with 2 bedrooms and 2 full baths. This 1,650 square foot home was built in 1961 on a lot size of 0.23.

Whether you're searching for a relaxing weekend retreat or a comfortable year-round residence, this charming channel-front home on Little Chapman Lake delivers exceptional versatility and lake living at its best. Featuring an inviting open-concept layout, the home offers 2 bedrooms and 2 full baths, with a fully equipped kitchen that flows seamlessly into the dining areaperfect for everyday living or hosting guests. The spacious living room is just the right size for unwinding by the fireplace or entertaining, with a patio door that leads to the waterfront. Step outside to enjoy the retractable awning, providing shade and comfort as you take in the peaceful water views. The primary suite includes generous his-and-hers closet space, offering both functionality and convenience. Little Chapman Lakes 10 mph limit creates a calm, relaxing environment, while a two-way channel provides easy access to Big Chapman Lakean all-sports lake ideal for boating and all water recreation. Enjoy fishing, swimming, sandbar gatherings, and seasonal fireworks, along with a welcoming community atmosphere through local Conservation Association events. Conveniently located just an hour from Fort Wayne and South Bend, and within two hours of Indianapolis and Chicago, this property offers the perfect balance of getaway and accessibility. Recent updates include: connection to regional sewer system and iron filter (2024); new HVAC system, electrical panel, upgraded primary bath shower plumbing, and Navien tankless gas water heater (2025).

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Single Family Active

Price

$ 439,900

Bedrooms

2

Full Bath

2

Property Type

Single Family

Taxes

$ 4,363

Style

Site-Built Home

Lot Size

0.23

Year Built

1961

Town/City

Warsaw

County/Region

Kosciusko

MLS | Web ID

202615332

Features
General
Sewer Regional
Heating Gas Forced Air
Kitchen Level Main
Cooling Central Air
Laundry Y/N Main
Fireplaces Yes
Water Access Type Channel Front/Canal
Garage Attached
Amenities Cable Ready Ceiling Fan(s) Countertops-Solid Surf Deck Open Deck on Waterfront Disposal Eat-In Kitchen Garage Door Opener Landscaped Open Floor Plan Stand Up Shower Tub/Shower Combination Main Level
Status Active Active
Full Baths 2
Half Baths 0
Bathrooms 2
Year Built 1961
New Construction No
Subdivision None
Style One Story
Township Plain
Class RESIDENTIAL
Type Site-Built Home
Age 65
REO No
Status Detail 0
Area Kosciusko County
Location Lake Rural
High School Warsaw
City Warsaw
School District Warsaw Community
Total Sq Ft 1650
Elementary School Harrison
Middle School Lakeview
Legal Description 029-104-090 Lot 28 Rosnagles Camden Add Arrowhead Pk; 029-104-104 PT SE SW SE 26-33-6 0.05A
Virtual Tour https://www.propertypanorama.com/instaview/irmls/202615332
Agent First Name Kathy
Agent Last Name Hamman
DOM 0
Tax Year 2026
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Interior
Basement Crawl
Fireplace(s) 1
Flooring Laminate Ceramic Tile
Beds 2
Total Rooms 7
Fireplace Living/Great Rm Gas Log
Living Room Width 14
Other Room 1 Description Sitting Area/Entrance
Living Room Length 25
Full Baths Main 2
Full Baths Upper 0
Above Grade Bedrooms 2
Below Grade Baths 0
Below Grade Bedrooms 0
Full Baths Below Grade 0
Half Baths Below Grade 0
Half Baths Main 0
Half Baths Upper 0
1st Bedroom Level Main
1st Bedroom Width 14
2nd Bedroom Length 10
2nd Bedroom Level Main
2nd Bedroom Width 9
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Exterior
Exterior Vinyl
Water Frontage 83
Driveway Concrete
Pool No
Waterfront Lake
Garage Length 20
Garage Width 12
Lot Size Area 10019
Lot Dimensions 65x120; 60x30
Lot Description Corner Level Waterfront Lake
Fence None
Water Features Pier/Dock
Garage Capacity 1
Lake Non Ski Lake
Waterfront Y/N Yes
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* Excluded Features
List By
Kathy Hamman

Listing Agent

Re/Max Results

Broker

soldwithkathy@gmail.com

Email

Affordability Calculator

$3,072
Per Month
88%
12%
0%
Monthly Principal & Interest
$2,709
Monthly Property Taxes
$364
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
1236118 Elementary School
1235649 Middle School
Warsaw High School High School
Pricing History
DatePricePrice ChangeDescription
4/28/2026$439,900 Listed Price

Map


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21 Ems C19 Lane, Warsaw, IN, 46582 is a Single Family Home for sale at $439,900 with 1,650 sqft and a lot size of 0.23. 21 Ems C19 Lane has 2 bedrooms, 2.0 baths, and was built in 1961. The property's zip code is 46582 which is in Warsaw, IN