1308 W 11th Street Spencer, IA ^$ 369,900

1308 W 11th Street

^$ 369,900

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Recently Listed

1308 W 11th Street

Spencer, IA, 51301

^$ 369,900

Bedrooms3 Baths2.1 Sq 2,644

Monthly Estimate*

^$ 2,278

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Single Family Home for sale in Spencer, IA

for $369,900 with 3 bedrooms and 2 full baths, 1 half bath. This 2,644 square foot home was built in 1978 on a lot size of 0.3.

Built to Last! Discover the perfect blend of durability and thoughtful maintenance. This ranch home backs up to the YMCA green space and offers 3 bedrooms, 2 1/2 baths, main floor laundry and a two car garage with extra shop space in the back. Enjoy the Eagle Windows with built-in interior blinds, new patio in 2017 and landscape updated in 2025. This home and property offers peace of mind and effortless living. Check out this Spencer Gem!

Single Family Active

Price

^$ 369,900

Bedrooms

Full Bath

Half Bath

Property Type

Single Family

Taxes

^$ 3,818

Style

Ranch

Lot Size

0.3

Year Built

1978

Town/City

Spencer

County/Region

Clay

MLS | Web ID

260358

Features

General

Sewer Public Sewer

Construction Frame/Wood Stick Built

Heating Forced Air

Cooling Central

Roof Asphalt

Appliances Dishwasher Disposal Range/Stove Refrigerator

Flood Zone No

Number of Garage Spaces 2

School District Spencer

Electric Breakers

Architectural Style Ranch

Stories Count 1

Class RESIDENTIAL

Assessments No

Levels One

Type Single Family Residence

Yearly Taxes 3818

Tax Year 2025

Fuel Natural Gas

Status Active

Subdivision IA

Sale/Rent For Sale

Status Detail 0

Lot Sqft 13254

Construction Materials Brick Wood Siding

Primary City Spencer

Year Built 1978

Directions GPS

City Spencer

Total Sq Ft 3488

DOM 1

Secondary City Clay County

Postal Code 51301

Price Per Sq Ft Total AG 139.9

Public Remarks Built to Last! Discover the perfect blend of durability and thoughtful maintenance. This ranch home backs up to the YMCA green space and offers 3 bedrooms 2 1/2 baths main floor laundry and a two car

Exterior

Exterior Features Driveway-Concrete In-Grnd Sprklr Sys

Waterfront 0

Garage Type Attached

Lot Size Source Assessor

Water Source Public/City

Interior

Furnished Y/N No

Total Baths 3

Full Baths 1

Bath Description Main Floor 1/2 Bath Main Floor 3/4 Bath Main Floor Full Bath

1/4 Baths 0

Basement Features Finished-Partial

Basement Style Partial

* Excluded Features

List By

Kim Bates

Listing Agent

Northwest Iowa Realty

Broker

(712) 260-7149

Phone

soldbykimbates@gmail.com

Affordability Calculator

$2,596

Per Month

Monthly Principal & Interest: $2,278
Monthly Property Taxes: $318
Monthly Home Insurance: --

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Interest Rate

Yearly Property Taxes

Yearly Home Insurance

Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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Nearby

Trends
Schools

Single family listings in Spencer, IA

Average List Price ^$237,901

Percent of Sale Price 36%

About Spencer, IA

11,142 Population

-1% Since 2002

^$46,679 Median Income

41.57 Median Age

27% Households with Children

View more area information

Trends Information provided by ATTOM Data Solutions.

1883250 Elementary School

1883270 Middle School

Unknown High School High School

See complete school information

Pricing History

Date	Price	Price Change	Description
4/28/2026	$369,900		Listed Price

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1308 W 11th Street, Spencer, IA, 51301 is a Single Family Home for sale at $369,900 with 2,644 sqft and a lot size of 0.3. 1308 W 11th Street has 3 bedrooms, 2.1 baths, and was built in 1978. The property's zip code is 51301 which is in Spencer, IA

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

The data relating to real estate on this web site comes in part from the Internet Data Exchange (IDX) Program of the Iowa Great Lakes Board of REALTORS service.

The information being provided is for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Data is deemed reliable but is not guaranteed accurate by the the MLS. Data is updated as of 5/1/2026.

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1308 W 11th Street

Single Family Home for sale in Spencer, IA

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