272-274 River Street Oneonta, NY ^$ 249,900

272-274 River Street

^$ 249,900

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272-274 River Street

Oneonta, NY, 13820

^$ 249,900

Bedrooms3 Baths2.0 Sq 1,442

Monthly Estimate*

^$ 1,578

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Single Family Home for sale in Oneonta, NY

for $249,900 with 3 bedrooms and 2 full baths. This 1,442 square foot home was built in 1920 on a lot size of 0.659.

PRIME LOCATION on .659 ACRES IN THE HEART OF ONEONTA!!! Located near all Oneonta has to offer, yet private and totally TURN-KEY - this property is an OPPORTUNITY THAT DOESN'T COME AROUND OFTEN! Nestled at the very end of River Street right around the corner from I-88; on the outside you will find a large PRIVATE YARD, private back deck, and detached two car garage. Inside on the first floor you'll find a large foyer, living room w/woodstove, FIRST FLOOR BEDROOM, formal dining room, kitchen, LARGE BACK ROOM LEADING TO THE DECK PERFECT FOR AN OFFICE OR FAMILY ROOM AREA, BRAND NEW FULL BATH (2026), & first floor laundry. Additionally upstairs you will find a SECOND LARGE FULL BATH & two more bedrooms. To top this off there is NATURAL GAS, PUBLIC WATER, & PUBLIC SEWER! A RARE FIND that doesn't come around often - don't hesitate!!!

Single Family Contingent

Price

^$ 249,900

Bedrooms

Full Bath

Property Type

Single Family

Taxes

^$ 4,252

Style

TwoStory

Lot Size

0.659

Year Built

1920

Town/City

Oneonta

County/Region

Otsego

MLS | Web ID

R1676316

Features

Interior

Interior Amenities DiningArea EntranceFoyer EatInKitchen SeparateFormalLivingRoom HomeOffice Other SeeRemarks BedroomOnMainLevel

Basement Full

Flooring Hardwood Laminate Tile Varies

Total Fireplaces 1

Total Stories 2

Basement (Y/N) Yes

Heating Y/N Yes

Fireplace Y/N Yes

Half Baths 0

Laundry Features MainLevel

Total Bedrooms 3

Main Level Bedrooms 1

Main Level Bathrooms 1

Total Baths 2

General

Sewer Connected

Heating Gas ForcedAir

Utilities SewerConnected WaterConnected

Possession CloseOfEscrow

Roof Metal

Appliances Dryer Dishwasher GasOven GasRange GasWaterHeater Refrigerator Washer

Garage Spaces 2.0

Patio/Porch Features Deck

Architectural Style TwoStory

Construction Materials CompositeSiding

School District Oneonta

Year Built 1920

Stories Count 2

Township Not Applicable

Levels Two

Property Subtype SingleFamilyResidence

County Otsego

Property Type Residential

Attached Garage No

Garage Y/N Yes

Total Rooms 12

Full Baths 2

Status ActiveUnderContract

Directions From River Street Extension turn left onto River Street Property will be on the right - see sign!

City Oneonta

Senior Community Y/N No

High School District Oneonta

Number Of Units Total 0

MLS Area Oneonta-City-361200

Lot Size Units Acres

Lot Size Square Feet 37462.0

Year Built Details Existing

Tax Annual Amount 4252.0

Property Condition Resale

Standard Status ActiveUnderContract

Middle/Junior School District Oneonta

Elementary School District Oneonta

Tax Assessed Value 115200

TaxOtherAnnualAssessmentAmount 0.0

Tax Lot 2

Exterior

Exterior Amenities BlacktopDriveway Deck

Parking Features Detached Garage

Lot Features Rectangular RectangularLot ResidentialLot

Water Source Connected Public

Lot Size Area 0.659

Foundation Details Stone

Building Area Total 1442.0

Lot Dimensions 129X87

Lot Size Acres 0.659

Waterfront Y/N No

Road Frontage Type CityStreet

Internal Only

Street Number 1 272

* Excluded Features

List By

Benson Agency Real Estate Llc

Broker

(607) 432-4391

Phone

Affordability Calculator

$1,932

Per Month

Monthly Principal & Interest: $1,578
Monthly Property Taxes: $354
Monthly Home Insurance: --

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Loan Term

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Yearly Property Taxes

Yearly Home Insurance

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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Nearby

Trends
Schools

Single family listings in Oneonta, NY

Average List Price ^$256,637

Percent of Sale Price 3%

About Oneonta, NY

22,554 Population

4% Since 2002

^$48,532 Median Income

29.25 Median Age

22% Households with Children

View more area information

Trends Information provided by ATTOM Data Solutions.

4122763 Elementary School

4122830 Middle School

Unknown High School High School

See complete school information

Pricing History

Date	Price	Price Change	Description
4/28/2026	$249,900		Listed Price

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272-274 River Street, Oneonta, NY, 13820 is a Single Family Home for sale at $249,900 with 1,442 sqft and a lot size of 0.659. 272-274 River Street has 3 bedrooms, 2.0 baths, and was built in 1920. The property's zip code is 13820 which is in Oneonta, NY

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

The data relating to real estate on this web site comes in part from the Internet Data Exchange (IDX) Program of NYSAMLS. Real estate listings held by firms other than Weichert Realtors are marked with the IDX logo and detailed information about them includes the Listing Brokers Firm Name.

All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither the listing broker(s) nor Weichert Realtors shall be responsible for any typographical errors, misinformation, misprints, and shall be held totally harmless. Copyright 2026 All rights reserved.

Fair Housing Notice (FHN)-https://www.dos.ny.gov/licensing/docs/FairHousingNotice_new.pdf

Data is updated as of 10/2/2026.

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272-274 River Street

Single Family Home for sale in Oneonta, NY

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