154 98th Street

Welcome to 154 98th St. in Stone Harbor! This charming vintage cottage, built in 1953, is ideally located just eight houses from the beach and a short stroll to the vibrant heart of Stone Harbor. The property boasts a generous full-size lot measuring 50 x 110, offering an incredible opportunity for redevelopment. Imagine creating a stunning 2,750 square foot dream home that fully capitalizes on ocean views from a second-floor deck. As you enter, you'll be greeted by a welcoming large front covered porch with an awning, perfect for enjoying cool summer breezes and your favorite beverages. Inside, the open living and dining area features original knotty pine interior walls and cathedral ceilings, creating a warm and inviting atmosphere. The eat-in kitchen is functional and ready for your personal touches. This conventional home includes three bedrooms and two full bathrooms, making it a comfortable retreat. The first floor hosts one bedroom and a full bath, while the second floor features two additional bedrooms with a full Jack and Jill bath in between. Additional amenities include a detached shed for bikes and beach chairs, as well as an enclosed outdoor shower—ideal for rinsing off after a day at the beach. The low-maintenance pebble lot provides ample off-street parking for 4-5 vehicles, allowing you to park your car for the weekend and immerse yourself in everything Stone Harbor has to offer—restaurants, shopping, playgrounds, and nightlife are all within easy reach. The property has been newly furnished for the 2026 summer season and has seven weeks already booked, generating income for the summer. It is being sold in “AS IS” condition, presenting a blank canvas for those looking to expand, renovate, or build new amidst the many beautiful homes on the block. Don’t miss this opportunity! Schedule your showing today to explore the potential of this delightful Stone Harbor cottage. Ask about new construction opportunity also! Also on this level are the primary suite and a junior primary suite, offering flexible options for family or guests. The primary suite is a tranquil retreat with a spa-inspired bath, while the junior suite provides privacy for visitors or extended family. The first floor hosts additional bedrooms, a den, a well-appointed laundry room, and two powder rooms — including one conveniently located for the rear deck. A custom bunk room with Jack-and-Jill bath connects to a first-floor bedroom, creating a highly functional, family-friendly layout. Sliding doors open directly to the rear deck, 20’ x 14’ pool, and cabana, forming a private resort-style outdoor retreat. Bathrooms and living spaces feature carefully curated finishes that reflect quality craftsmanship and timeless coastal design. Just moments from Stone Harbor’s pristine beaches, downtown shopping, and acclaimed dining, this offering provides a rare chance to purchase either the lot alone (sold strictly AS IS, with existing 1953 structure) or the lot with brand-new construction, with potential input on select finishes depending on timing. Plans, specifications, and renderings are available upon request; conceptual and subject to change.