407 Ottawa Street Bay City, MI ^$ 79,900

407 Ottawa Street

^$ 79,900

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Recently Listed

407 Ottawa Street

Bay City, MI, 48706

^$ 79,900

Bedrooms3 Baths1.1 Sq 1,458

Monthly Estimate*

^$ 492

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Single Family Home for sale in Bay City, MI

for $79,900 with 3 bedrooms and 1 full bath, 1 half bath. This 1,458 square foot home was built in 1896 on a lot size of 0.11.

Spacious 3-bedroom, 1.5-bath home with outstanding potential for renovation and customization. Featuring generous room sizes and a flexible layout, this property offers ample space to bring your vision to life. A great opportunity for those looking to add value, the interior provides a solid starting point for updates and improvements. Notable updates include a new furnace installed in 2023, several new windows, and the roof is approximately 15 years old. With plenty of square footage and versatility, this property is ready for transformation. Conveniently located near local amenities, this is a compelling opportunity to create a customized living space or investment property.

Single Family Active

Price

^$ 79,900

Bedrooms

Full Bath

Half Bath

Property Type

Single Family

Taxes

^$ 914

Style

Traditional

Lot Size

0.11

Year Built

1896

Town/City

Bay City

County/Region

Bay

MLS | Web ID

50205554

Features

General

Heating Forced Air

Kitchen Level First

Cooling Ceiling Fan(s)

Possession At Close

Water Public Water

Status Active Active

Full Baths 1

Half Baths 1

Bathrooms 2

Year Built 1896

Subdivision N/A MI

Water Heater Gas

Style Traditional

County Bay

Class RESIDENTIAL

Type Single Family

Ownership Private

Municipality Bay City

New Construction Y/N No

Zoning Residential

Sale/Rent For Sale

Status Detail 0

Structure Style 1 1/2 Story

Area Bay City (09016)

Primary City Bay City

Directions Located on the corner of Ottawa Street and Bradfield Street.

City Bay City

School District Bay City School District

Financial Terms Cash Conventional

Legal Description N 60 FT OF LOTS 1-2 BLK B DEROSIAS ADD TO W BC

DOM 1

Postal Code 48706

Price Per Sq Ft Total AG 54.8

Public Remarks Spacious 3-bedroom 1.5-bath home with outstanding potential for renovation and customization. Featuring generous room sizes and a flexible layout

Interior

Dining Room Level First

Basement Block MI Basement Unfinished

Bedroom 3 Level Second

Bedroom 1 Level First

Bedroom 2 Level Second

Beds 3

Fireplace? No

Total Rooms 9

Exterior

Exterior Aluminum

Frontage 60

Lot Size Area 0.11

Pool (Y/N) No

Lot Dimensions 60x78

Roads City/County Paved Street

Waterfront Y/N No

Frontage Type Road

* Excluded Features

List By

Malinda Radaz

Listing Agent

Century 21 Signature Realty

Broker

mindiradaz@gmail.com

Affordability Calculator

$568

Per Month

Monthly Principal & Interest: $492
Monthly Property Taxes: $76
Monthly Home Insurance: --

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Yearly Home Insurance

Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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Nearby

Trends
Schools

Single family listings in Bay City, MI

Average List Price ^$200,340

Percent of Sale Price 151%

About Bay City, MI

33,471 Population

-9% Since 2002

^$35,448 Median Income

36.94 Median Age

28% Households with Children

View more area information

Trends Information provided by ATTOM Data Solutions.

759950 Elementary School

760432 Middle School

Unknown High School High School

See complete school information

Pricing History

Date	Price	Price Change	Description
4/27/2026	$79,900		Listed Price

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407 Ottawa Street, Bay City, MI, 48706 is a Single Family Home for sale at $79,900 with 1,458 sqft and a lot size of 0.11. 407 Ottawa Street has 3 bedrooms, 1.1 baths, and was built in 1896. The property's zip code is 48706 which is in Bay City, MI

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Provided through IDX via MiRealSource. Courtesy of MiRealSource Shareholder. Copyright MiRealSource.

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407 Ottawa Street

Single Family Home for sale in Bay City, MI

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