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3212 Francisco Bay Drive Kerens, TX $ 985,000
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3212 Francisco Bay Drive
$ 985,000
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3212 Francisco Bay Drive

Kerens, TX, 75144
$ 985,000
Bedrooms4 Baths3.0 Sq 2,850

Monthly Estimate*

$ 6,065

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Single Family Home for sale in Kerens, TX

for $985,000 with 4 bedrooms and 3 full baths. This 2,850 square foot home was built in 2010 on a lot size of 1.63.

Set on a premier stretch of open water on Richland Chambers Lake, this refined lakefront home in Francisco Bay delivers a seamless blend of craftsmanship, comfort, and elevated lake living. On approximately 1.63 acres with an impressive 186 feet of shoreline, the property captures expansive water views while offering privacy, space, and effortless access to the lake. Designed in a modern farmhouse Craftsman style, the layout is approximately 2,850 square feet with 4 bedrooms and 3 full baths, thoughtfully arranged for both everyday life and guests. Vaulted ceilings, rich wood and stone finishes, and abundant natural light create a warm yet upscale vibe. The open-concept living areas flow easily into a well-appointed kitchen featuring granite countertops, double ovens, and generous cabinetry—ideal for gathering after a day on the water. The primary suite is a private retreat with an ensuite bath, dual vanities, and walk-in closet, while additional bedrooms offer flexibility for guests with ensuite and Jack-and-Jill configurations. Every space is designed with comfort and function in mind, complete with decorative lighting, and quality finishes throughout. Outdoors, the experience continues with a covered rear porch and deck overlooking the lake—perfect for morning coffee or evening entertaining. The boathouse, covered dock, and personal watercraft lift provide immediate access to open water, making boating, fishing, and lake days part of your everyday routine. A mosquito mist system, sprinkler system, and landscaped grounds further enhance the usability of the property year-round. Additional highlights include a 3-car oversized garage, circular driveway, and access to gated community amenities including a pool, boat ramp, and fishing areas. This is a rare opportunity to own a thoughtfully designed waterfront home that offers both refined living and the freedom of a quieter, lake-centered lifestyle—without sacrificing quality, space, or convenience.

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Single Family Active

Price

$ 985,000

Bedrooms

4

Full Bath

3

Property Type

Single Family

Taxes

$ 11,944

Style

Craftsman,Modern Farmhouse

Lot Size

1.63

Year Built

2010

Town/City

Kerens

County/Region

Navarro

MLS | Web ID

21240459
Features
Interior
Interior Features Built-in Features Chandelier Decorative Lighting Double Vanity Eat-in Kitchen Flat Screen Wiring Granite Counters High Speed Internet Available Kitchen Island Open Floorplan Pantry Vaulted Ceiling(s)
Flooring Slate Tile Varies Wood
Basement Y/N 0
Dining Areas 1
Living Areas 2
Half Baths 0
Total Bedrooms 4
Total Baths 3
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General
Heating Central Electric Fireplace(s)
Cooling Ceiling Fan(s) Central Air Electric
Utilities All Weather Road Asphalt Co-op Electric Co-op Water Electricity Available Electricity Connected Individual Water Meter Outside City Limits Private Road Septic Sewer Not Available Underground Utilitie
Possession Closing/Funding
Roof Composition Shingle
Appliances Dishwasher Disposal Electric Cooktop Electric Water Heater Microwave Double Oven Refrigerator Tankless Water Heater Vented Exhaust Fan
Assoc Fees 500
Number of Garage Spaces 3
Restrictions Deed
School District Kerens ISD
HOA Fee Includes Full Use of Facilities Maintenance Grounds
Pool Y/N 0
Year Built 2010
Architectural Style Craftsman Modern Farmhouse
Community Features Boat Ramp Community Dock Community Pool Fishing Gated Lake
Levels One
Property Subtype Single Family Residence
Subdivision Name Francisco Bay I
Transaction Type For Sale
Occupant Type Owner
County Navarro
Property Type Residential
Construction Materials Fiber Cement Rock/Stone
Year Built Details Preowned
Accessory Unit Y/N N
HOA Type Mandatory
Special Notes Aerial Photo Deed Restrictions Survey Available
Full Baths 3
Status Active
Directions GPS to location SOP
City Kerens
Elementary School Name Kerens
High School Kerens
Elementary School Kerens
Standard Status Active
Listing Terms Cash Conventional FHA VA Loan
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Exterior
Waterfront 1
Exterior Features Boat Slip Covered Patio/Porch Dock Fire Pit Rain Gutters Lighting Mosquito Mist System
Lot Features Cleared Few Trees Landscaped Level Lrg. Backyard Grass Sprinkler System Subdivision Undivided Water/Lake View Waterfront
Vegetation Cleared
Fencing Back Yard Metal
Soil Type Unknown
Garage Length 23
Garage Width 38
Lot Size Source Public Records
Parking Features Additional Parking Circular Driveway Covered Direct Access Driveway Enclosed Garage Garage Door Opener Garage Double Door Garage Faces Side Garage Single Door Inside Entrance Kitchen Level Lighted Of
WaterFront Features Dock – Covered Lake Front Lake Front – Main Body Personal Watercraft Lift
Lot Size 1 to < 3 Acres
Foundation Slab
Structural Style Lake House Single Detached
Garage Y/N 1
Attached Garage Y/N 1
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Internal Only
Street Number 1 3212
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* Excluded Features
List By
Julie Teel

Listing Agent

Re/Max Lakeside Dreams

Broker

Affordability Calculator

$7,060
Per Month
86%
14%
0%
Monthly Principal & Interest
$6,065
Monthly Property Taxes
$995
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
286596 Elementary School
5136221 Middle School
See complete school information
Pricing History
Date Price Price Change Description
4/27/2026 $985,000 Listed Price

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3212 Francisco Bay Drive, Kerens, TX, 75144 is a Single Family Home for sale at $985,000 with 2,850 sqft and a lot size of 1.63. 3212 Francisco Bay Drive has 4 bedrooms, 3.0 baths, and was built in 2010. The property's zip code is 75144 which is in Kerens, TX

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