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7970 SW 198th St Cutler Bay, FL $ 815,000
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7970 SW 198th St
$ 815,000
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7970 SW 198th St

Cutler Bay, FL, 33189
$ 815,000
Bedrooms3 Baths2.1 Sq 2,032

Monthly Estimate*

$ 5,018

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Single Family Home for sale in Cutler Bay, FL

for $815,000 with 3 bedrooms and 2 full baths, 1 half bath. This 2,032 square foot home was built in 1989.

Turnkey Saga Bay pool home with over 2,500 SF under air and nearly 3,000 SF total—one of the largest floor plans in the community. This 3-bedroom, 2.5-bath residence features a bright, open layout with volume ceilings, tile throughout, and a modern kitchen with stainless steel appliances flowing into the main living areas. A fully finished extra room delivers flexible space for a home office, media room, gym, or playroom—offering functionality well beyond the recorded 2,000 SF. Newer roof, updated bathrooms, and custom closet systems make this one truly move-in ready. Step outside to a private backyard oasis with synthetic turf, a sparkling pool, and dedicated BBQ area—perfect for year-round entertaining. Saga Bay offers lake access for kayaking and paddleboarding, lighted pickleball and tennis courts, a 5-acre park with playground, walking trails, and community security—all with one of the lowest HOAs in Cutler Bay. Minutes to A-rated schools, Black Point Marina, and US-1.

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Single Family Active

Price

$ 815,000

Bedrooms

3

Full Bath

2

Half Bath

1

Property Type

Single Family

Taxes

$ 9,306

Style

Year Built

1989

Town/City

Cutler Bay

County/Region

Miami-Dade

MLS | Web ID

A12008278
Features
General
Sewer Public Sewer
Heating Central
Cooling Central Air
Possession Closing & Funding
Roof Metal
Appliances Dryer Dishwasher Disposal Microwave Refrigerator Washer
HOA Fee 50
Garage Spaces 1
Patio/Porch Features Patio
Architectural Style Detached One Story
Pool Features In Ground Pool Screen Enclosure
Restrictions OK To Lease
Construction Materials Block
Year Built 1989
View None
Stories Count 1
Property Subtype Single Family Residence
Tax Year 2025
Community Features Other
Assoc Fee Paid Per Monthly
County Miami-Dade
Property Type Residential
Attached Garage true
Subdivision Name SAGA BAY SEC 1 PT 6
Facing Direction North
Garage Y/N true
Total Rooms 0
Full Baths 2
Special Listing Conditions Listed As-Is
Status Active
City Cutler Bay
Senior Community Y/N false
Zoning Description 0100
MLS Area 60
Lot Size Units Square Feet
Lot Size Square Feet 8058
Carport Spaces 0
Carport Y/N false
Listing Terms Cash Conventional FHA VA Loan
Year Built Details Effective Year Built
Tax Annual Amount 9306
Property Condition Updated/Remodeled
Lease Considered Y/N false
Virtual Tour https://www.propertypanorama.com/instaview/mia/A12008278
Standard Status Active
Occupancy Type Call Agent
Property Sub Type Additional Single Family Residence
Legal Description SAGA BAY SEC 1 PT 6 PB 99-37 LOT 5 BLK 20 LOT SIZE 79.000 X 102 OR 20847-2624 112002 1 COC 22584-2213 08 2004 4 F/A/U 30-6010-007-0500
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Interior
Interior Amenities Breakfast Bar Bedroom on Main Level Closet Cabinetry Dual Sinks First Floor Entry High Ceilings Kitchen Island Living/Dining Room Walk-In Closet(s)
Flooring Tile
Furnished Y/N Unfurnished
Air Conditioning Y/N true
Heating Y/N true
Half Baths 1
Total Bedrooms 3
Total Baths 3
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Exterior
Exterior Amenities Awning(s) Barbecue Patio
Parking Features Attached Driveway Garage Garage Door Opener
Lot Features < 1/4 Acre
Water Source Public
Lot Size Area 8058
Building Area Total 2984
Waterfront Y/N false
Covered Spaces 1
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* Excluded Features
List By
Compass Florida, Llc.

Broker

gemma.bready@compass.com

Email

Affordability Calculator

$5,794
Per Month
87%
13%
0%
Monthly Principal & Interest
$5,018
Monthly Property Taxes
$776
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
4827338 Elementary School
4827337 Middle School
Unknown High School High School
See complete school information
Pricing History
Date Price Price Change Description
4/27/2026 $815,000 Listed Price

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7970 SW 198th St, Cutler Bay, FL, 33189 is a Single Family Home for sale at $815,000 with 2,032 sqft. 7970 SW 198th St has 3 bedrooms, 2.1 baths, and was built in 1989. The property's zip code is 33189 which is in Cutler Bay, FL

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