681 Hancock School Road Spencer, IN $ 394,900
681 Hancock School Road
$ 394,900
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681 Hancock School Road

Spencer, IN, 47460
$ 394,900
Bedrooms2 Baths2.0 Sq 2,130

Monthly Estimate*

$ 2,493

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Single Family Home for sale in Spencer, IN

for $394,900 with 2 bedrooms and 2 full baths. This 2,130 square foot home was built in 1955 on a lot size of 4.56.

Some properties simply offer a home. Others offer a place to truly settle in & enjoy the surroundings. Minutes from Spencer, this 2-bdrm, 2-bath property delivers 2,130 sqft of living space tucked into a peaceful, park-like setting. Step onto the deck & look out over the stocked pond, complete with two aerators, then choose your favorite spot among the multiple seating areas or gather around the fire pit as the day winds down. Fruit trees & bushes add to the garden area, while a chicken coop brings even more possibilities for country living. Four dog kennels & several outbuildings provide practical space. Inside, the kitchen is sure to make an impression with custom-built cabinetry, granite countertops, large island, & walk-in pantry. Main level offers a comfortable mix of living & everyday spaces, including a bedroom, full bath, laundry room, family room, & living room. Welcoming front porch adds yet another place to slow down & enjoy the quiet setting. Upstairs, 19x17 primary suite creates a private retreat. Walk-in closet provides plenty of storage, while en-suite bath features relaxing soaking tub & dual-sink vanity. Detached 2-car garage w/ lean-to adds even more versatility. With its combination of character, charm, thoughtful interior features, & exceptional outdoor amenities, this property offers much more than just a place to live.

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Single Family Active

Price

$ 394,900

Bedrooms

2

Full Bath

2

Property Type

Single Family

Taxes

$ 1,289

Style

Traditional

Lot Size

4.56

Year Built

1955

Town/City

Spencer

County/Region

Owen

MLS | Web ID

202615184

Features
General
Sewer Septic
Heating Gas Forced Air
Kitchen Level Main
Cooling Central Air
Laundry Y/N Main
Fireplaces No
Garage Detached
Amenities Breakfast Bar Ceiling Fan(s) Closet(s) Walk-in Countertops-Stone Deck Open Deck on Waterfront Detector-Carbon Monoxide Detector-Smoke Dryer Hook Up Electric Eat-In Kitchen Firepit Garage Door Opener
Status Active Active
Full Baths 2
Half Baths 0
Bathrooms 2
Year Built 1955
New Construction No
Subdivision West Wood / Westwood
Style One and Half Story
Township Washington
Class RESIDENTIAL
Type Site-Built Home
Age 71
REO No
Status Detail 0
Area Owen County
Location Rural
High School Owen Valley
City Spencer
School District Spencer-Owen Community Schools
Architectural Style Traditional
Total Sq Ft 2130
Elementary School Spencer
Middle School Owen Valley
Legal Description PT NW NW S26 T10 R44.565A
Virtual Tour https://youtu.be/pHIiDr-Eleg
Agent First Name Samantha
Agent Last Name Carver
DOM 156
Tax Year 2025
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Interior
Basement Crawl
Flooring Carpet Laminate Ceramic Tile
Beds 2
Total Rooms 6
Fireplace None
Family Room Width 19
Living Room Width 19
Family Room Length 21
Living Room Length 17
Full Baths Main 1
Full Baths Upper 1
Above Grade Bedrooms 2
Below Grade Baths 0
Below Grade Bedrooms 0
Full Baths Below Grade 0
Half Baths Below Grade 0
Half Baths Main 0
Half Baths Upper 0
1st Bedroom Level Main
1st Bedroom Width 13
2nd Bedroom Length 19
2nd Bedroom Level Upper
2nd Bedroom Width 17
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Exterior
Exterior Vinyl
Driveway Gravel
Pool No
Waterfront Pond
Garage Length 24
Garage Width 30
Lot Size Area 198634
Lot Dimensions Irregular
Lot Description Irregular Partially Wooded 3-5.9999
Fence Full
Garage Capacity 2
Waterfront Y/N Yes
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* Excluded Features
List By
Samantha Carver

Listing Agent

Home Team Properties

Broker

scarver@homefinder.org

Email

Affordability Calculator

$2,601
Per Month
96%
4%
0%
Monthly Principal & Interest
$2,493
Monthly Property Taxes
$107
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
1236904 Elementary School
1236321 Middle School
Owen Valley High School High School
Pricing History
DatePricePrice ChangeDescription
8/4/2026$394,900 -1.25% Price Down
4/27/2026$399,900 Listed Price

Map


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681 Hancock School Road, Spencer, IN, 47460 is a Single Family Home for sale at $394,900 with 2,130 sqft and a lot size of 4.56. 681 Hancock School Road has 2 bedrooms, 2.0 baths, and was built in 1955. The property's zip code is 47460 which is in Spencer, IN