679B Bell Phipps Road Monticello, KY $ 189,000
679B Bell Phipps Road
$ 189,000
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679B Bell Phipps Road

Monticello, KY, 42633
$ 189,000
Bedrooms2 Baths2.1 Sq 2,040

Monthly Estimate*

$ 1,164

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Single Family Home for sale in Monticello, KY

for $189,000 with 2 bedrooms and 2 full baths, 1 half bath. This 2,040 square foot home was built in 1993 on a lot size of 0.9.

This charming duplex offers a fantastic opportunity for both investors and vacation property seekers, featuring two well-sized units—an upstairs unit with over 700 square feet and a spacious lower unit with over 1,300 square feet that also includes an additional half bath—providing comfortable, low-maintenance living ideal for long-term tenants or short-term rentals. Situated on a large lot, the property includes a spacious rear deck perfect for relaxing or entertaining, along with a large, detached garage with electric that provides ample storage for boats, vehicles, or recreational equipment. Recent updates include a new roof in 2019 and a new HVAC system in 2021, offering peace of mind and added value. Located just minutes from multiple boat ramps and close to Lake Cumberland, this property is perfectly positioned to attract outdoor enthusiasts, making it an excellent choice for an investment property or vacation rental. Call today to schedule a private showing!

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Single Family Active

Price

$ 189,000

Bedrooms

2

Full Bath

2

Half Bath

1

Property Type

Single Family

Taxes

$ 0

Style

Single Family Residence

Lot Size

0.9

Year Built

1993

Town/City

Monticello

County/Region

Wayne

MLS | Web ID

26009192

Features
General
Sewer Septic Tank
Heating Heat Pump
Cooling Central Air
Utilities Electricity Available
Possession Close Of Escrow
Roof Metal
Appliances Range Refrigerator
Garage Spaces 1.0
Construction Materials Vinyl Siding
Year Built 1993
Levels Two
Property Subtype Single Family Residence
Parcel Number 014-00-00-015.06-1
County Wayne
New Construction N
Property Type Residential
HOA N
Attached Garage N
Subdivision Name Rural
Garage Y/N Y
Total Rooms 8
Full Baths 2
Status Active
Directions From highway 90 turn onto State Hwy 1546 proceed approximately 2.6 miles and turn right on Bell Phipps Road go .6 mile and Home will be located on the left with signs present.
High School Wayne Co
City Monticello
High School District Wayne County - 70
MLS Area 070 - Wayne County
Lot Size Units Acres
Lot Size Square Feet 39204.0
Carport Y/N N
Elementary School Bell
Land Lease Y/N N
Home Warranty Y/N N
Middle/Junior High School Wayne Co
MLS Area Minor 070 - Wayne County
Lease Considered Y/N N
Rent Control Y/N N
Structure Type Duplex Multi Family
Standard Status Active
Senior Community None
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Interior
Basement Crawl Space
Flooring Laminate Vinyl
Basement (Y/N) N
Air Conditioning Y/N Y
Heating Y/N Y
Fireplace Y/N N
Above Grade Finished Area 2040.0
Half Baths 1
Laundry Features Electric Dryer Hookup Washer Hookup
Total Bedrooms 2
Below Grade Finished Area 0.0
Total Baths 3
Heating-Heat Pump True
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Exterior
Parking Features Detached Garage Driveway
Water Source Public
Lot Size Area 0.9
Foundation Details Block
Building Area Total 2040.0
Lot Size Acres 0.9
Lot Size Source Public Records
Waterfront Y/N N
Crops Included Y/N N
Horse Y/N N
Irrigation Water Rights Y/N N
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Internal Only
Street Number 1 679
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* Excluded Features
List By
No Wake Real Estate

Broker

hg@nowakerealestate.com

Email

Affordability Calculator

$1,164
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Monthly Principal & Interest
$1,164
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Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
3440493 Elementary School
3292849 Middle School
Wayne Co High School High School
Pricing History
DatePricePrice ChangeDescription
4/27/2026$189,000 Listed Price

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679B Bell Phipps Road, Monticello, KY, 42633 is a Single Family Home for sale at $189,000 with 2,040 sqft and a lot size of 0.9. 679B Bell Phipps Road has 2 bedrooms, 2.1 baths, and was built in 1993. The property's zip code is 42633 which is in Monticello, KY