1686 S Watkins Street Chattanooga, TN $ 319,000
1686 S Watkins Street
$ 319,000
Recently Listed New Construction
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1686 S Watkins Street

Chattanooga, TN, 37404
$ 319,000
Bedrooms2 Baths2.1 Sq 1,306

Monthly Estimate*

$ 1,964

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Townhouse for sale in Chattanooga, TN

for $319,000 with 2 bedrooms and 2 full baths, 1 half bath. This townhouse is 1,306 square feet.

Welcome to Mill Town--one of Chattanooga's newest and most up-and-coming communities offering the perfect blend of modern living and investment opportunity. Built in 2023, this thoughtfully designed townhome is currently tenant-occupied, providing immediate income with a lease in place through February 2027--making it an ideal turnkey investment. The home features 2 bedrooms and 2.5 bathrooms, including two spacious upstairs suites, each with its own private bathroom. Inside, a flex room on the 1st floor for an at home office, gym, or guest room, you'll find low-maintenance luxury vinyl plank flooring throughout (no carpet!), complemented by stylish granite countertops and a full stainless steel appliance package--including refrigerator, microwave, dishwasher, and stacked washer and dryer. Designed for comfort and efficiency, the property includes spray foam insulation, insulated windows for added sound reduction, and a 3-year-old water heater. Enjoy walkable living just steps from local favorites like Sleepy Head Coffee, Lo Main, and all the dining, shopping, and entertainment along E Main Street. The community also offers inviting green spaces, creating a welcoming neighborhood feel. Whether you're looking to expand your investment portfolio or secure a modern home in a thriving area, this Mill Town property checks all the boxes.

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Townhouse Active

Price

$ 319,000

Bedrooms

2

Full Bath

2

Half Bath

1

Property Type

Townhouse

Taxes

$ 1,435

Style

Contemporary

Town/City

Chattanooga

County/Region

Hamilton

MLS | Web ID

1533447

Features
Interior
Interior Amenities Double Vanity En Suite Granite Counters High Ceilings Pantry Separate Dining Room
Basement None
Flooring Hardwood Tile
Total Fireplaces 0
Basement (Y/N) N
Air Conditioning Y/N Y
Heating Y/N Y
Window Features Insulated Windows Vinyl Frames
Fireplace Y/N N
Above Grade Finished Area 1306.0
Half Baths 1
Laundry Features Laundry Closet Upper Level
Total Bedrooms 2
Below Grade Finished Area 0.0
Total Baths 3
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General
Sewer Public Sewer
Heating Central Electric
Cooling Central Air Electric
Utilities Cable Available Electricity Available Phone Available Sewer Connected Water Available Water Connected Underground Utilities
Possession Close Of Escrow
Roof Asphalt Shingle
Appliances Washer/Dryer Stacked Refrigerator Microwave Free-Standing Electric Range Disposal Dishwasher
HOA Fee 148.0
Association Fee Includes Maintenance Grounds
Patio/Porch Features Front Porch Rear Porch
Architectural Style Contemporary
Pool Features None
Security Features Smoke Detector(s)
Construction Materials Fiber Cement
Year Built 2023
Stories Count 2
Levels Two
Property Subtype Townhouse
Community Features Playground Sidewalks
Assoc Fee Paid Per Monthly
County Hamilton
New Construction Y
Property Type Residential
Association Amenities Jogging Path Maintenance
HOA Y
Attached Garage N
Subdivision Name Dodds Place
Garage Y/N N
Total Rooms 5
Full Baths 2
Status Active
Directions From Downtown: Head south on Broad St toward W 5th St (.7 mi) Turn left onto W 12th St Turn right at the 1st cross street onto Market St (.4 mi) Turn left onto E Main St (2.2 mi) Turn right on
High School Howard School of Academics & Tech
City Chattanooga
Senior Community Y/N N
MLS Area Chattanooga
Lot Size Square Feet 0.0
Carport Y/N N
Listing Terms Cash Conventional FHA VA Loan
Spa Features None
Elementary School East Side Elementary
Land Lease Y/N N
Tax Annual Amount 1435.94
Home Warranty Y/N N
Middle/Junior High School Orchard Knob Middle
Lease Renewal Y/N N
MLS Area Minor Chattanooga
Additional Parcels Y/N N
Lease Considered Y/N N
Rent Control Y/N N
Structure Type Townhouse
Builder Name Parkside Builders
Standard Status Active
Occupancy Type Tenant
Legal Description LT 8 MILL TOWN 2020 MILL TOWN 2022 HP UNIT 1686 PB 2 PG 13 REV PB 46 P G 19 REV PB 54 PG 123 REV PB 121 PG26 REV PB 122
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Exterior
Exterior Amenities Rain Gutters
Fencing None
Parking Features Off Street
Lot Features Split Possible Sprinklers In Front Sprinklers In Rear
Water Source Public
Foundation Details Concrete Perimeter
Spa N
Building Area Total 1306.0
Lot Dimensions 0
Lot Size Acres 0.0
Waterfront Y/N N
Crops Included Y/N N
Horse Y/N N
Irrigation Water Rights Y/N N
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Internal Only
Street Number 1 1686
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* Excluded Features
List By
Stone River Property Management

Broker

keeli.green15@gmail.com

Email

Affordability Calculator

$2,084
Per Month
94%
6%
0%
Monthly Principal & Interest
$1,964
Monthly Property Taxes
$120
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
3583939 Elementary School
1547503 Middle School
Howard School of Academics & Tech High School High School
Pricing History
DatePricePrice ChangeDescription
4/27/2026$319,000 Listed Price

Map


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1686 S Watkins Street, Chattanooga, TN, 37404 is a Townhouse for sale at $319,000 with 1,306 sqft. 1686 S Watkins Street has 2 bedrooms and 2.1 baths. The property's zip code is 37404 which is in Chattanooga, TN