340 S Shore Road Swanton, MD $ 1,399,900
340 S Shore Road
$ 1,399,900
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340 S Shore Road

Swanton, MD, 21561
$ 1,399,900
Bedrooms3 Baths3.0 Sq 2,227

Monthly Estimate*

$ 8,619

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Condo for sale in Swanton, MD

for $1,399,900 with 3 bedrooms and 3 full baths. This 2,227 square foot condo was built in 1989.

Nestled in a quiet cove along central Deep Creek Lake, this charming 3-bedroom, 3-bath chalet offers the perfect blend of comfort, space, and lakefront living. Recently updated throughout, the home features multiple gathering areas, including a spacious great room with a fireplace, and a lower-level rec space complete with a pool table and bunkroom for additional sleeping area. Expansive decking overlooks a large yard leading to your private dock, creating an ideal setting for enjoying days on the water and peaceful lake views. Outdoor amenities include a hot tub and fire pit area, perfect for unwinding after a day of boating or exploring. Detached garage with additional flex use living space above. With its desirable location and efficient layout, "Lake Effect" presents a strong opportunity as a private retreat or income-producing vacation rental. Call today for details!

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Condo Active

Price

$ 1,399,900

Bedrooms

3

Full Bath

3

Property Type

Condo

Taxes

$ 7,435

Style

Cabin/Lodge,Chalet

Year Built

1989

Town/City

Swanton

County/Region

Garrett

MLS | Web ID

MDGA2011696

Features
General
Living Area 2227
Sewer Public Sewer
Heating Other
Cooling Other Ceiling Fan(s) Ductless/Mini-Split
Possession Settlement
Appliances Oven/Range - Electric Microwave Dishwasher Refrigerator Washer Dryer
Zoning R
Association Fee Includes Snow Removal Lawn Maintenance Other
Architectural Style Cabin/Lodge Chalet
Construction Materials Frame Cedar
School District GARRETT COUNTY PUBLIC SCHOOLS
Year Built 1989
View Lake Trees/Woods
Levels 3
Tax Year 2025
Ownership Condominium
Cool Fuel Electric
Building Name OAKVIEW
Accessibility None
HOA Fee 2 100.00
County GARRETT
New Construction N
Property Type Residential
Association Amenities Water/Lake Privileges
HOA N
Subdivision Name NONE AVAILABLE
Garage Y/N N
Water Access Y/N Y
Other Structures Above Grade Below Grade
Full Baths 3
Status ACTIVE
Directions From Railey Realty turn right onto 219. Take US-219 S to a left onto Glendale Rd. Follow approx. 3 miles to a right onto N Glade Rd. Continue to a right onto Harvey Peninsula Rd then left onto S Shor
City SWANTON
Body of Water DEEP CREEK
Disclosures Subject to Condo/HOA Docs
Senior Community Y/N N
HOA Fee 2 Frequency Monthly
Tax Annual Amount 7435.0
Structure Type Detached
Condo/Coop Association fee Y/N Y
Bathrooms Full Main Level 1
Bathrooms Count Main Level 1.00
Price Per Sq Ft Total AG 916.76
Additional Parcels Y/N N
Lease Considered Y/N N
Vacation Rental Y/N Y
Standard Status Active
Year Built Source Assessor
Tax Lot 0002
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Interior
Interior Amenities Skylight(s) Carpet Wood Floors Bathroom - Tub Shower Bathroom - Stall Shower Recessed Lighting Combination Kitchen/Dining Dining Area Entry Level Bedroom Primary Bath(s) Other
Heating Fuel Electric
Basement Connecting Stairway Interior Access Outside Entrance Walkout Level Windows
Total Fireplaces 1
Hot Water Electric
Basement (Y/N) Y
Heating Y/N Y
Fireplace Y/N Y
Above Grade Finished Area 1527
Central Air Y/N N
Total Bedrooms 3
Below Grade Finished Area 700
Room Type Living Room Dining Room Bedroom 2 Bedroom 3 Kitchen Game Room Den Bedroom 1 Laundry Loft Bathroom 1 Bathroom 2 Bathroom 3 Bonus Room
Main Level Bedrooms 1
Below Grade Finished Area Unit Type Square Feet
Laundry Type Lower Floor
Below Grade Finished Area Source Assessor
Above Grade Finished Area Source Assessor
Above Grade Finished Area Unit Type Square Feet
Total Baths 3
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Exterior
Pool No Pool
Water Source Community
Type of Parking Off Street
Foundation Details Other
Water View Y/N Y
Water Body Type Lake
Waterfront Y/N Y
Land Assessed Value 247900.00
Navigable Water Y/N Y
Water Oriented Y/N Y
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Internal Only
Street Number 1 340
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* Excluded Features
List By
Railey Realty, Inc.

Broker

jbell@railey.com

Email

Affordability Calculator

$9,239
Per Month
93%
7%
0%
Monthly Principal & Interest
$8,619
Monthly Property Taxes
$620
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
3535905 Elementary School
3534321 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
4/27/2026$1,399,900 Listed Price

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340 S Shore Road, Swanton, MD, 21561 is a Condo for sale at $1,399,900 with 2,227 sqft. 340 S Shore Road has 3 bedrooms, 3.0 baths, and was built in 1989. The property's zip code is 21561 which is in Swanton, MD