1060 Elma Avenue
Elgin, IL, 60120 $ 490,000
Bedrooms4 Baths2.1 Sq 2,622 Monthly Estimate*
$ 3,017
Single Family Home for sale in Elgin, IL
for $490,000 with 4 bedrooms and 2 full baths, 1 half bath. This 2,622 square foot home was built in 1993 on a lot size of 0.2273.
Welcome to 1060 Elma Ave, Elgin, IL - Space, Style, and Location in Cobblers Crossing Located in the desirable Cobblers Crossing community, this spacious 4-bedroom, 2.1-bath home offers the perfect balance of comfort, functionality, and potential. Situated on a premium corner lot with a fully fenced yard, this property is ideal for both everyday living and entertaining. Step inside to find a thoughtfully designed layout featuring formal living and dining rooms, a dedicated first-floor office, and an impressive two-story family room highlighted by a dramatic fireplace that anchors the space with warmth and character. The island kitchen is built for both practicality and flow, offering abundant cabinetry, a planning desk, and a generous eating area that opens seamlessly to the backyard through sliding glass doors. Enjoy outdoor living on the deck overlooking the fenced yard complete with a storage shed. Upstairs, you'll find generously sized bedrooms, each equipped with ceiling fans, along with a well-appointed primary suite featuring dual sinks, a soaking tub, and a separate shower. Additional highlights include: Full roof replacement (tear-off) in 2020 Unfinished basement with crawl space, ready for customization Attached 2-car side-load garage Excellent storage throughout Location does a lot of heavy lifting here. You're minutes from I-90, about 3 miles to the Metra, and close to everything that makes downtown Elgin worth mentioning, including the Hemmens Cultural Center and the Centre of Elgin. Offered as-is, which is always code for "bring your vision and maybe a contractor you trust," but the fundamentals are solid and the upside is real.
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FeaturesGeneralLiving Area 2622
Sewer Public Sewer
Heating Natural Gas Forced Air
Cooling Central Air
Possession Closing
Appliances Range Microwave Dishwasher Refrigerator Washer Dryer Humidifier
HOA Fee 237
Garage Spaces 2
Association Fee Includes Other
Construction Materials Aluminum Siding
Year Built 1993
Township Hanover
Tax Year 2024
Ownership Fee Simple
Community Features Curbs Sidewalks Street Lights Street Paved
Assoc Fee Paid Per Annually
County Cook
New Construction N
Property Type Residential Detached Single
Subdivision Name Cobblers Crossing
Total Rooms 9
Full Baths 2
Status New
Directions Rt 25 to Stewart to Elma OR Congdon to Cobblers Crossing Rd to Elma.
High School Elgin High School
City Elgin
High School District 46
MLS Area Elgin
Elementary School Lincoln Elementary School
Tax Annual Amount 9874.11
Middle/Junior High School Larsen Middle School
Standard Status Active
Middle/Junior School District 46
Elementary School District 46
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InteriorBasement Unfinished Crawl Space Partial
Flooring Hardwood Wood
Total Fireplaces 1
Half Baths 1
Laundry Features Main Level
Total Bedrooms 4
Room Type Office
Total Baths 3
Bedrooms Possible 4
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ExteriorParking Features Side Driveway Yes Garage Owned Attached Garage
Lot Features Corner Lot
Water Source Public
Total Parking 2
Lot Dimensions 90 X 112
Lot Size Acres 0.2273
Waterfront Y/N N
Other Equipment Ceiling Fan(s) Sump Pump
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* Excluded FeaturesList ByHomesmart Connect LlcBroker
david@sengun.realtorEmail
Affordability Calculator
- Monthly Principal & Interest
- $3,017
- Monthly Property Taxes
- $823
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbySingle family listings in Elgin, IL
Average List Price $511,749
Percent of Sale Price 4%
About Elgin, IL 114,155 Population
21% Since 2002
$ 61,828 Median Income
35.71 Median Age
38% Households with Children
Trends Information provided by ATTOM Data Solutions.
568112 Elementary School
565206 Middle School
Elgin High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 4/26/2026 | $490,000 | | Listed Price |
1060 Elma Avenue, Elgin, IL, 60120 is a Single Family Home for sale at $490,000 with 2,622 sqft and a lot size of 0.2273. 1060 Elma Avenue has 4 bedrooms, 2.1 baths, and was built in 1993. The property's zip code is 60120 which is in Elgin, IL