96023 COTTAGE Court 1202 # 1202 Fernandina Beach, FL $ 285,000
96023 COTTAGE Court 1202 # 1202
$ 285,000
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96023 COTTAGE Court 1202 # 1202

Fernandina Beach, FL, 32034
$ 285,000
Bedrooms3 Baths2.1 Sq 1,477

Monthly Estimate*

$ 1,755

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Condo for sale in Fernandina Beach, FL

for $285,000 with 3 bedrooms and 2 full baths, 1 half bath. This 1,477 square foot condo was built in 2008.

Enjoy low-maintenance living in The Cottages at Stoney Creek, a gated community offering comfort, convenience, and flexibility. This 3-bedroom, 2.5-bath home features a functional layout with a half bath on the main level and all bedrooms upstairs for added privacy. Recent updates include new LVP flooring downstairs and a 2025 HVAC system, providing a strong foundation for the next owner. The home is move-in ready while also offering a blank canvas for buyers who want to add their own style and updates over time. Residents enjoy access to a gated entrance, private neighborhood setting, and community pool, all with a low HOA fee--making everyday living simple and manageable. Ideally located just a short drive from Amelia Island beaches, dining, shopping, and historic downtown Fernandina Beach, this home offers both convenience and coastal accessibility.

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Condo Active

Price

$ 285,000

Bedrooms

3

Full Bath

2

Half Bath

1

Property Type

Condo

Taxes

$ 0

Style

Condominium

Year Built

2008

Town/City

Fernandina Beach

County/Region

Nassau

MLS | Web ID

2142037

Features
Interior
Interior Amenities Open Floorplan Primary Bathroom -Tub with Separate Shower
Flooring Carpet Tile Vinyl
Total Stories 2
Basement (Y/N) N
Air Conditioning Y/N Y
Heating Y/N Y
Half Baths 1
Laundry Features Electric Dryer Hookup In Unit Upper Level Washer Hookup
Total Bedrooms 3
Entry Level 1
Total Baths 3
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General
Sewer Public Sewer
Heating Central
Cooling Central Air
Utilities Electricity Available Electricity Connected Sewer Available Sewer Connected Water Available Water Connected
Possession Close Of Escrow
Appliances Dishwasher Disposal Dryer Electric Oven Electric Range Microwave Refrigerator Washer
HOA Fee 384.61
Garage Spaces 1.0
Association Fee Includes Maintenance Grounds Trash
Patio/Porch Features Rear Porch Screened
Security Features Security Gate
Year Built 2008
Stories Count 2
Levels Two
Unit Number 1202
Property Subtype Condominium
Current Use Residential
Parcel Number 252N28027C12020000
Community Features Sidewalks Gated
Assoc Fee Paid Per Monthly
County Nassau
New Construction 0
Property Type Residential
Association Amenities Pool Gated
HOA Y
Attached Garage N
Subdivision Name Cottages at Stoney Creek
Garage Y/N Y
Total Rooms 0
Full Baths 2
Status Active
Directions From I-95 Head EAST on FL. 200 / The Buccaneer Trail. After crossing Amelia Concourse / Chester Road (Passing the AMC Theater on your right) turn RIGHT onto Arrigo Blvd. Follow Arrigo Blvd for appr
City Fernandina Beach
Association Name Cottages at Stoney Creek Condominium Association
Senior Community Y/N N
MLS Area 472-Oneil/Nassaville/Holly Point
Carport Y/N N
Listing Terms Cash Conventional FHA VA Loan
Spa Features Community
Property Attached Y/N Y
Home Warranty Y/N N
Lease Renewal Y/N N
MLS Area Minor 472-Oneil/Nassaville/Holly Point
Lease Considered Y/N N
Rent Control Y/N N
Standard Status Active
Cash True
Conventional True
Accessory Dwelling Unit Y/N N
Water Body Access Y/N None
CDD N
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Exterior
Parking Features Garage
Water Source Public
Spa N
Waterfront Y/N N
Crops Included Y/N N
Horse Y/N N
Irrigation Water Rights Y/N N
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Internal Only
Street Number 1 96023
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* Excluded Features
List By
Berkshire Hathaway Homeservices Florida Network Realty

Broker

Whitney.Starling@floridanetworkrealty.com

Email

Affordability Calculator

$1,755
Per Month
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Monthly Principal & Interest
$1,755
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Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
308105 Elementary School
308138 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
4/26/2026$285,000 Listed Price

Map


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96023 COTTAGE Court 1202 # 1202, Fernandina Beach, FL, 32034 is a Condo for sale at $285,000 with 1,477 sqft. 96023 COTTAGE Court 1202 # 1202 has 3 bedrooms, 2.1 baths, and was built in 2008. The property's zip code is 32034 which is in Fernandina Beach, FL