534 Terrace Lane South Elgin, IL $ 699,900
534 Terrace Lane
$ 699,900
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534 Terrace Lane

South Elgin, IL, 60177
$ 699,900
Bedrooms5 Baths3.1 Sq 4,211

Monthly Estimate*

$ 4,309

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Single Family Home for sale in South Elgin, IL

for $699,900 with 5 bedrooms and 3 full baths, 1 half bath. This 4,211 square foot home was built in 1999 on a lot size of 0.25.

FRESH ROOF, FAMED SCHOOLS AND A COMMUNITY POOL - OH MY! Your "Forever Home" search ends here. Perfectly nestled within the prestigious Thornwood pool community, this residence isn't just a house-it's a lifestyle upgrade. Combining the security of a major structural update with the prestige of a Blue Ribbon education, this is the opportunity you've been waiting for. THE GOLD STANDARD OF EDUCATION AND INFRASTRUCTURE | Step into a future of total peace of mind. We are proud to offer a BRAND NEW architectural shingle roof, to be installed and tailored to your specific timeline-giving you the ultimate "new home" confidence. Beyond the roofline, your family will thrive in the celebrated St. Charles School District 303. Ranked among the top 25 districts in Illinois, your students will attend the National Blue Ribbon-winning St. Charles North High School-an elite institution recognized for both academic excellence and top-tier athletics. In Thornwood, you aren't just buying a home; you are investing in your children's future. SOPHISTICATED DESIGN FOR MODERN LIVING | Inside, discover a floor plan that effortlessly balances grand entertainment with quiet productivity. DUAL EXECUTIVE OFFICES | Two dedicated main-level offices offer the rare flexibility needed for today's professional couple. A CHEF'S CONNECTION | The granite-clad kitchen serves as the home's pulse, flowing beautifully into sun-drenched family and dining spaces. REFINED FINISHES | Rich hardwood floors sweep across both the main and second levels, complemented by newer windows (2020) that bathe the home in natural light. THE SUITE LIFE | Retreat to four sprawling above-grade bedrooms, featuring two private en suites and abundant walk-in closet space. RESORT-STYLE AMENITIES AND NATURE AT YOUR DOOR | Life in Thornwood feels like a permanent vacation. Spend your weekends at the $3.8 million clubhouse, splashing in the community pool, or competing on the sports courts. For those who crave the outdoors, over 164 acres of preserved prairies, wooded wetlands, and scenic ponds wrap around the neighborhood. Step out your back door to access five miles of paved trails connecting you to the legendary Fox River Trail system. A COMMUNITY WITH A SOUL | This isn't just a subdivision; it's a village. Showcasing a vibrant social calendar-including the beloved Pumpkin Frolic, Cookies with Santa, and community Easter egg hunts-this neighborhood is designed to create lifelong memories for families and young children. ADDITIONAL PROPERTY HIGHLIGHTS | Finished Lower Level: Expansive recreation room plus a dedicated fitness room (or 5th bedroom). Outdoor Sanctuary: A refurbished bi-level expanded patio overlooks a mostly fenced yard with a sun-soaked dedicated garden. Modern Essentials: 2nd-floor laundry with new washer/dryer (2023), newer water heater (2020), and a massive 3-car garage with a concrete drive. Rarely does a home offering this much security, prestige, and community spirit hit the market. Schedule your private tour today and experience the pinnacle of St. Charles living.

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Single Family Active

Price

$ 699,900

Bedrooms

5

Full Bath

3

Half Bath

1

Property Type

Single Family

Taxes

$ 13,917

Style

Traditional

Lot Size

0.25

Year Built

1999

Town/City

South Elgin

County/Region

Kane

MLS | Web ID

12623089

Features
General
Living Area 4211
Sewer Public Sewer
Heating Natural Gas Forced Air
Cooling Central Air
Utilities Cable Available
Possession Closing Specific
Roof Asphalt
Appliances Double Oven Microwave Dishwasher Refrigerator Washer Dryer Disposal Stainless Steel Appliance(s) Gas Cooktop Gas Oven Humidifier
HOA Fee 175
Garage Spaces 3
Association Fee Includes Insurance Clubhouse Exercise Facilities Pool Exterior Maintenance
Architectural Style Traditional
Construction Materials Vinyl Siding Brick
Year Built 1999
Electric Circuit Breakers 200+ Amp Service
Township St. Charles
Tax Year 2024
Ownership Fee Simple w/ HO Assn.
Community Features Clubhouse Park Pool Tennis Court(s) Curbs Sidewalks Street Lights Street Paved
Assoc Fee Paid Per Quarterly
County Kane
New Construction N
Property Type Residential Detached Single
Subdivision Name Thornwood
Other Structures None
Total Rooms 13
Full Baths 3
Status New
Directions MCDONALD ROAD WEST OF RANDALL ROAD TO THORNWOOD WAY SOUTH (LEFT) TO THORNWOOD DRIVE EAST (LEFT) TO COLE DRIVE SOUTH (RIGHT) TO TERRACE LANE WEST (RIGHT) TO PROPERTY ON THE LEFT SIDE OF THE STREET.
High School St Charles North High School
City South Elgin
High School District 303
MLS Area South Elgin
Elementary School Ferson Creek Elementary School
Tax Annual Amount 13917.69
Middle/Junior High School Wredling Middle School
Additional Parcels Y/N N
Standard Status Active
Middle/Junior School District 303
Elementary School District 303
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Interior
Interior Amenities Cathedral Ceiling(s) Built-in Features Walk-In Closet(s) Bookcases High Ceilings Granite Counters Separate Dining Room Pantry
Basement Finished Egress Window Rec/Family Area Storage Space Full
Flooring Hardwood
Total Fireplaces 1
Fireplace Features Attached Fireplace Doors/Screen Gas Log Gas Starter Masonry
Half Baths 1
Laundry Features Upper Level Gas Dryer Hookup In Unit Sink
Total Bedrooms 4
Room Type Breakfast Room Bedroom 5 Office Walk In Closet Study Foyer Recreation Room Storage Utility Room-Lower Level
Total Baths 4
Bedrooms Possible 5
Bathroom Whirlpool Separate Shower Double Sink
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Exterior
Model Cody
Exterior Amenities Fire Pit
Parking Features Concrete Garage Door Opener Yes Garage Owned Attached Garage
Lot Features Landscaped Mature Trees Level
Water Source Lake Michigan Public
Total Parking 3
Foundation Details Concrete Perimeter
Lot Dimensions 126 x 86
Lot Size Acres 0.25
Waterfront Y/N N
Other Equipment TV-Cable CO Detectors Ceiling Fan(s) Sump Pump Water Heater-Gas
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* Excluded Features
List By
Engel & Voelkers Chicago

Broker

chris.vernald@evrealestate.com

Email

Affordability Calculator

$5,469
Per Month
79%
21%
0%
Monthly Principal & Interest
$4,309
Monthly Property Taxes
$1,160
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
567413 Elementary School
564580 Middle School
St Charles North High School High School
Pricing History
DatePricePrice ChangeDescription
4/25/2026$699,900 Listed Price

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534 Terrace Lane, South Elgin, IL, 60177 is a Single Family Home for sale at $699,900 with 4,211 sqft and a lot size of 0.25. 534 Terrace Lane has 5 bedrooms, 3.1 baths, and was built in 1999. The property's zip code is 60177 which is in South Elgin, IL